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| bkd twenty one management: The Global Airline Industry Peter Belobaba, Amedeo Odoni, Cynthia Barnhart, 2015-07-06 Extensively revised and updated edition of the bestselling textbook, provides an overview of recent global airline industry evolution and future challenges Examines the perspectives of the many stakeholders in the global airline industry, including airlines, airports, air traffic services, governments, labor unions, in addition to passengers Describes how these different players have contributed to the evolution of competition in the global airline industry, and the implications for its future evolution Includes many facets of the airline industry not covered elsewhere in any single book, for example, safety and security, labor relations and environmental impacts of aviation Highlights recent developments such as changing airline business models, growth of emerging airlines, plans for modernizing air traffic management, and opportunities offered by new information technologies for ticket distribution Provides detailed data on airline performance and economics updated through 2013 |
| bkd twenty one management: Practice and Procedure of Parliament M. N. Kaul, Subhash C. Kashyap, S. L. Shakdher, 1991 |
| bkd twenty one management: Finance Against Poverty: Volume 1 Hulme David, Paul Mosley, 2005-08-12 In two volumes these books review and expand the theory that poverty in the world's poorest regions could be alleviated by providing small loans to micro-entrepreneurs. Volume 1 provides detailed analysis of this theory and offers policy recommendations for practitioners in this field. Volume 2 presents empirical evidence drawn from comparative experiences in seven developing countries. The work assesses the success of this policy and provides some startling conclusions. This is essential reading for all those interested in development, poverty-reduction, social welfare and finance. |
| bkd twenty one management: Dragon on a Pedestal Piers Anthony, 2002-03-26 There is trouble in Xanth again—all kinds of trouble, in fact. The Gap Dragon had escaped from the Gap and was ravaging across the land. The forget-spell that had covered the Gap was breaking up into small forget-whorls that wandered about, giving amnesia to all they touched. Good Magician Humfrey might have had the Answer, but he had overdosed on water from the Fountain of Youth and was only a helpless baby. And Ivy, three-year-old daughter of King Dor and Queen Irene, as lost in the jungles south of the Gap. While Irene sought her without much hope, Ivy was wandering further into danger, her memories erased by a passing forget-whorl. Her path was leading her directly to where the Gap Dragon was seeking dinner. |
| bkd twenty one management: Molecular Diagnosis of Salmonid Diseases Carey O. Cunningham, 2002-02-28 This is the first comprehensive collection of molecular techniques for diagnosing diseases important in the culture and conservation of salmonid fish. It brings together leading authors in this rapidly growing field and provides an overview of the present state of the art from the perspective of practical application of these methods in diagnostic laboratories. This book will serve as a useful handbook for diagnosticians and researchers involved in fish disease, particularly laboratories establishing these new diagnostic tests for the first time, and provides valuable background information on many of the diseases and their causative organisms. |
| bkd twenty one management: The Microfinance Revolution Marguerite S. Robinson, 2001 ??? ... Microfinance is the method whereby financial services and credit is made available to the economically active but low income people of developiong countries. This book focusses on three key aspects of the phenomenon: 1) the shift from government- and donor-subsidized credit delivery systems to self-sufficient, sustainable microfinance institutions; 2) the results on the ground, on the way in which microfinance is helps people expand and diversify their enterprises, increase their incomes, raise their living standards and those of theri families, and boost their self-confidence; 3) the theroretical frameworks that had previously impeded the microfinance revolution, with suggestions for their improvement. |
| bkd twenty one management: Facing Addiction in America Office of the Surgeon General, U.s. Department of Health and Human Services, 2017-08-15 All across the United States, individuals, families, communities, and health care systems are struggling to cope with substance use, misuse, and substance use disorders. Substance misuse and substance use disorders have devastating effects, disrupt the future plans of too many young people, and all too often, end lives prematurely and tragically. Substance misuse is a major public health challenge and a priority for our nation to address. The effects of substance use are cumulative and costly for our society, placing burdens on workplaces, the health care system, families, states, and communities. The Report discusses opportunities to bring substance use disorder treatment and mainstream health care systems into alignment so that they can address a person's overall health, rather than a substance misuse or a physical health condition alone or in isolation. It also provides suggestions and recommendations for action that everyone-individuals, families, community leaders, law enforcement, health care professionals, policymakers, and researchers-can take to prevent substance misuse and reduce its consequences. |
| bkd twenty one management: Trust Tarun Khanna, 2018-08-14 A Harvard Business School professor and international entrepreneur explains the crucial ingredient for success in the developing world. Entrepreneurial ventures often fail in the developing world because of the lack of something taken for granted in the developed world: trust. Over centuries the developed world has built up customs and institutions like enforceable contracts, an impartial legal system, credible regulatory bodies, even unofficial but respected sources of information like Yelp or Consumer Reports that have created a high level of what scholar and entrepreneur Tarun Khanna calls “ambient trust.” If a product is FDA-approved we feel confident it’s safe. If someone makes an untrue claim or breaks an agreement we can sue. Police don’t demand bribes to do their jobs. Certainly there are exceptions, but when brought to light they provoke a scandal, not a shrug. This is not the case in the developing world. But rather than become casualties of mistrust, Khanna shows that smart entrepreneurs adopt the mindset that, like it or not, it’s up to them to weave their own independent web of trust—with their employees, partners, clients, and customers—and with society as a whole. This can requires innovative approaches in places where the level of societal mistrust is so high that, as in one example Khanna provides, an official certification of quality simply arouses suspicion—and lowers sales! Using vivid examples from Brazil, China, India, Mexico and elsewhere, Khanna shows how entrepreneurs can build on existing customs and practices instead of trying to push against them. He highlights the role new technologies can play (but cautions that these are not panaceas), and explains how entrepreneurs can find dependable partners in national and local governments to create impact at scale |
| bkd twenty one management: Ultimate Confidence Marisa Peer, 2009-06-04 PLEASE NOTE: LINK FOR THE FREE HYPNOSIS DOWNLOAD CAN BE FOUND ON THE CONTENTS PAGE There's so much more to confidence than being outgoing, and self esteem has a huge impact on both your happiness and what you are able to achieve in life. Marisa Peer's tried and tested programme is an effortless way to maximise your potential and overhaul your whole outlook on life for the better. Her powerful hypnotic language and effective techniques mean that just reading the book enables you to change negative thought patterns and break harmful habits that have been holding you back without you knowing it. Written in the highly engaging style she is renowned for, Marisa's book speaks to you on an extremely personal level and tailors her proven methods in establishing confidence to your unique needs. Unlike other books on the market, not only does her programme provide lasting results but she focuses much more on how to like yourself, because until you do you can't enjoy the benefits of confidence. Marisa's programme is the effortless way to tackle every type of confidence issue so that you can achieve your full potential in life and reap the rewards. |
| bkd twenty one management: DSCA Handbook United States. Department of Defense, 2010 This two-in one resource includes the Tactical Commanders and Staff Toolkit plus the Liaison Officer Toolkit. Defense Support of Civil Authorities (DSCA)) enables tactical level Commanders and their Staffs to properly plan and execute assigned DSCA missions for all hazard operations, excluding Chemical, Biological, Radiological, Nuclear, high yield Explosives (CBRNE) or acts of terrorism. Applies to all United States military forces, including Department of Defense (DOD) components (Active and Reserve forces and National Guard when in Federal Status). This hand-on resource also may be useful information for local and state first responders. Chapter 1 contains background information relative to Defense Support of Civil Authorities (DSCA) including legal, doctinal, and policy issues. Chapter 2 provides an overview of the incident management processes including National Response Framework (NRF), National Incident Management Systems (NIMS), and Incident Command System (ICS) as well as Department of Homeland Security (DHS). Chapter 3 discuses the civilian and military responses to natural disaster. Chapter 4 provides a brief overview of Joint Operation Planning Process and mission analyis. Chapter 5 covers Defense Support of Civilian Authorities (DSCA) planning factors for response to all hazard events. Chapter 6 is review of safety and operational composite risk management processes Chapters 7-11 contain Concepts of Operation (CONOPS) and details five natrual hazards/disasters and the pertinent planning factors for each within the scope of DSCA. |
| bkd twenty one management: Access to Financial Services in Brazil Anjali Kumar, 2005 There is an increasing awareness that access to financial services can contribute to economic growth and poverty reduction. This study focuses on the delivery of financial services in Brazil, one of the world's most important emerging financial markets. It examines different aspects of financial service provision, and explores approaches to address problems of financial exclusion. Topics discussed include: microfinance schemes; private banking; rural finance systems; institutional infrastructure; and the role of government policy. |
| bkd twenty one management: The Microfinance Revolution: Sustainable finance for the poor Marguerite S. Robinson, 2001 Microfinance is the method whereby financial services and credit is made available to the economically active but low income people of developiong countries. This book focusses on three key aspects of the phenomenon: 1) the shift from government- and donor-subsidized credit delivery systems to self-sufficient, sustainable microfinance institutions; 2) the results on the ground, on the way in which microfinance is helps people expand and diversify their enterprises, increase their incomes, raise their living standards and those of theri families, and boost their self-confidence; 3) the theroretical frameworks that had previously impeded the microfinance revolution, with suggestions for their improvement. |
| bkd twenty one management: Microfinance and Poverty Alleviation Ben Quinones, Joe Remenyi, 2014-02-04 Despite the considerable economic growth of the Asia-Pacific, poverty continues to be a major problem. One key way to create sustainable livelihoods and to provide poor households an escape route from poverty is microfinance. Since the early 1980s, microfinance practitioners have proven that the poor are creditworthy, capable of utilizing scarce capital efficiently in viable incom-generating projects and able to pay back their loans. This book collects the experience of microfinance practitioners in 11 countries in the Asia-Pacific region to describe the present state of the art. It is designed to provide an overview of the subject: why it is so essential to poverty reduction; what is the best practice; what kind of policy framework and regulatory environment is required. It offers both an extensive survey of the academic literature and a selection of case studies, all from authors who have been active practitioners in microfinance for many years. The case studies cover four key countries in South Asia and three countries in East Asia in which microfinance had become particularly important. There is also a regional chapter covering the Pacific islands. |
| bkd twenty one management: Microfinance and Poverty Hege Gulli, 1998 |
| bkd twenty one management: University Finances Dean O. Smith, 2019-03-05 An essential and comprehensive guide to university finances. In University Finances, higher education expert Dean O. Smith • demystifies basic accounting procedures, budgets, debt financing, and financial statements • explores more unusual financial topics, such as methods for calculating fringe benefit rates, bond refunding costs, and indirect cost allocations • shows that the use of university wealth is highly restricted by donors, bondholders, government regulators, and others • answers nuanced questions, like How are USDA formula funds calculated? and Why does the university pursue more and more research funding when it loses money on every grant? • illustrates financial calculations using realistic examples Some of these explanations are unavailable in print or online to anyone but a handful of professional accountants. Rigorous, detailed, and wide-ranging, University Finances is a unique and powerful resource. |
| bkd twenty one management: Aquaculture Health Management Frederick S.B. Kibenge, Mark D. Powell, 2020-06-13 Aquaculture Health Management: Design and Operation Approaches is an essential reference for the diverse aquaculture community. With the steadily increasing importance of healthy fish production and the expansion of the animal aquaculture industry to new geographic areas, new microbial and parasitic species with pathogenic potential continue to emerge. The book covers the broad spectrum of fish and shellfish health, the functional roles of pathogen emergence, and the impacts of nutrition and preventative medicine such as pre- and probiotics, as well as chemical treatments, relevant legislation and more. This reference takes a comprehensive approach to understanding overall fish health management, making it valuable to aquaculturists, practitioners in aquatic animal health, veterinarians and all those in industry, government or academia who are interested in aquaculture and fisheries and their sustainable futures. - Presents the biosecurity measures used to prevent the spread of disease - Discusses fish immunology to help readers understand preventive medicine for a healthy fish production - Examines the latest scientific methods and technologies to maximize efficiencies for healthy fish production for farming - Includes the most commonly researched fish, crustaceans and mollusks in aquaculture |
| bkd twenty one management: Numerical Optimization Jorge Nocedal, Stephen Wright, 2006-12-11 Optimization is an important tool used in decision science and for the analysis of physical systems used in engineering. One can trace its roots to the Calculus of Variations and the work of Euler and Lagrange. This natural and reasonable approach to mathematical programming covers numerical methods for finite-dimensional optimization problems. It begins with very simple ideas progressing through more complicated concepts, concentrating on methods for both unconstrained and constrained optimization. |
| bkd twenty one management: Billboard , 1977-04-09 In its 114th year, Billboard remains the world's premier weekly music publication and a diverse digital, events, brand, content and data licensing platform. Billboard publishes the most trusted charts and offers unrivaled reporting about the latest music, video, gaming, media, digital and mobile entertainment issues and trends. |
| bkd twenty one management: Using Z Jim Woodcock, Jim Davies, 1996 This book contains enough mnaterial for three complete courses of study. It provides an introduction to the world of logic, sets and relations. It explains the use of the Znotation in the specification of realistic systems. It shows how Z specifications may be refined to produce executable code; this is demonstrated in a selection of case studies. The essentials of specification, refinement and proof are covered, revealing techniques never previously published. Exercises, Solutions and set of Tranparencies are available via http://www.comlab.ox.ac.uk/usingz.html |
| bkd twenty one management: The Oxford Handbook of Management Consulting Matthias Kipping, Timothy Clark, 2012-03-29 Management consultants of various kinds play an important role in the world of business, and within other types of organization. The Oxford Handbook on Management Consulting is a comprehensive overview of thinking and research on management consultancy with contributions from leading international scholars. The first section provides an account of the historical developments in management consulting research, and how current thinking has evolved from prior work. The second section focuses on disciplinary and theoretical perspectives, their diversities, areas of synergy, and parallel concerns. The following sections examine consulting as a knowledge business, consultants and management fashion, and the relationship between management consultants and their clients. The Handbook concludes with an assessment of areas of future research and debate. By bringing together a wide range of research and thinking on management consulting across different disciplines, sub-disciplines, and conceptual approaches, the Handbook provides a comprehensive understanding of both current thinking and future directions for research. |
| bkd twenty one management: Islands of Privacy Christena E. Nippert-Eng, 2010-09-15 Islands, oceans, and beaches -- Secrets and secrecy -- Wallets and purses -- Cell phones and email -- Doorbells and windows -- Violations, fears, and beaches. |
| bkd twenty one management: Groundwater Chemicals Desk Ref John H. Montgomery, Linda M. Welkom, 1990 |
| bkd twenty one management: Design of Prestressed Concrete Nilson, 1987-04-13 |
| bkd twenty one management: Restructuring of State-Owned Financial Institutions Hans Dieter Seibel, Mayumi Ozaki, 2009-09-01 Despite the trend toward financial sector liberalization in recent years, state ownership of financial institutions remains widespread in the developing world. However, in general, state-owned financial institutions have under performed their private sector counterparts, and governments have sought to restructure them. This case study reviews the transformation of Bank Rakyat Indonesia from a loss-producing, overstaffed state-owned bank to the most profitable bank with the largest microbanking network in Indonesia. From the bank's experience the study seeks to draw decisive lessons for the successful transformation of other state-owned financial institutions. For Bank Rakyat Indonesia, the key driver of successful reform was the government's commitment to allow it the autonomy to restructure itself-including an emphasis on good corporate governance, supported by appropriate regulations and effective supervision. |
| bkd twenty one management: Anti-defection Law in India and the Commonwealth G. C. Malhotra, 2005 |
| bkd twenty one management: Accessible Elements Dietmar Karl Kennepohl, Lawton Shaw, 2010 Accessible Elements informs science educators about current practices in online and distance education: distance-delivered methods for laboratory coursework, the requisite administrative and institutional aspects of online and distance teaching, and the relevant educational theory. Delivery of university-level courses through online and distance education is a method of providing equal access to students seeking post-secondary education. Distance delivery offers practical alternatives to traditional on-campus education for students limited by barriers such as classroom scheduling, physical location, finances, or job and family commitments. The growing recognition and acceptance of distance education, coupled with the rapidly increasing demand for accessibility and flexible delivery of courses, has made distance education a viable and popular option for many people to meet their science educational goals. |
| bkd twenty one management: Selective Breeding in Aquaculture: an Introduction Trygve Gjedrem, Matthew Baranski, 2010-03-17 The foundation of quantitative genetics theory was developed during the last century and facilitated many successful breeding programs for cultivated plants and t- restrial livestock. The results have been almost universally impressive, and today nearly all agricultural production utilises genetically improved seed and animals. The aquaculture industry can learn a great deal from these experiences, because the basic theory behind selective breeding is the same for all species. The ?rst published selection experiments in aquaculture started in 1920 s to improve disease resistance in ?sh, but it was not before the 1970 s that the ?rst family based breeding program was initiated for Atlantic salmon in Norway by AKVAFORSK. Unfortunately, the subsequent implementation of selective breeding on a wider scale in aquaculture has been slow, and despite the dramatic gains that have been demonstrated in a number of species, less than 10% of world aquaculture production is currently based on improved stocks. For the long-term sustainability of aquaculture production, there is an urgent need to develop and implement e- cient breeding programs for all species under commercial production. The ability for aquaculture to successfully meet the demands of an ever increasing human p- ulation, will rely on genetically improved stocks that utilise feed, water and land resources in an ef?cient way. Technological advances like genome sequences of aquaculture species, and advanced molecular methods means that there are new and exciting prospects for building on these well-established methods into the future. |
| bkd twenty one management: Understanding and Measuring Social Capital Christiaan Grootaert, Thierry Van Bastelaer, 2002 This work details various methods of gauging social capital and provides illustrative case studies from Mali and India. It also offers a measuring instrument, the Social Capital Assessment Tool, that combines quantitative and qualitative approaches. |
| bkd twenty one management: Billions of Entrepreneurs Tarun Khanna, 2008-02-01 China and India are home to one-third of the world's population. And they're undergoing social and economic revolutions that are capturing the best minds--and money--of Western business. In Billions of Entrepreneurs, Tarun Khanna examines the entrepreneurial forces driving China's and India's trajectories of development. He shows where these trajectories overlap and complement one another--and where they diverge and compete. He also reveals how Western companies can participate in this development. Through intriguing comparisons, the author probes important differences between China and India in areas such as information and transparency, the roles of capital markets and talent, public and private property rights, social constraints on market forces, attitudes toward expatriates abroad and foreigners at home, entrepreneurial and corporate opportunities, and the importance of urban and rural communities. He explains how these differences will influence China's and India's future development, what the two countries can learn from each other, and how they will ultimately reshape business, politics, and society in the world around them. Engaging and incisive, this book is a critical resource for anyone working in China or India or planning to do business in these two countries. |
| bkd twenty one management: Fish Vaccination Roar Gudding, Atle Lillehaug, Oystein Evensen, 2014-05-05 Fish farming, in seawater and in freshwater, in cages, tanks or ponds, makes an ever-increasing and significant contribution to the production of aquatic food in many regions of the world. During the last few decades there has been significant progress and expansion in the aquaculture sector, characterized by intensified production and the exploitation of many new species. Aquaculture must be a sustainable bio-production, environmentally as well as economically. Disease prevention in order to reduce losses, and the use of antimicrobials is crucial in this perspective. Vaccination has, in a few years, become the most important method for disease prevention in aquaculture, and effective prophylaxis based on stimulation of the immune system of the fish is essential for further development of the industry. This book provides general information about disease prevention in fish by vaccination, as well as specific descriptions of the correct use of vaccines against the most important bacterial and viral infectious diseases of aquatic animals. The book is written by some of the world’s leading experts in the subject, drawn from many countries where aquaculture is a significant and expanding part of the economy. Fish Vaccination is an encyclopedia of fish vaccinology for every present and future aquaculturist. Professionals in the aquaculture sector, including fish veterinarians and fish biologists, within the industry, in scientific institutions and regulatory authorities will all find a huge wealth of commercially important knowledge within this book. Libraries in all universities where aquaculture, biological and veterinary sciences are studied and taught should have copies of this important book on their shelves. |
| bkd twenty one management: Cabinet Responsibility to Legislature G. C. Malhotra, 2004 With reference to Indian parliament and state legislatures. |
| bkd twenty one management: Applied Fish Pharmacology K.M. Treves-Brown, 2013-04-18 As aquaculture continues to expand there is a need for greater knowledge of medicinal treatments both for the prevention and treatment of disease and for the economic husbandry of fish. This book, the first of its kind, is written for a worldwide readership. It is a reference manual for anyone involved in the selection of medicines for administration to fish. It will also be useful to administrators concerned with the legal control of aquaculture. The first part covers issues which affect all medicine's methods of administering drugs to fish, the various aspects of safety and the relevant legislation in countries with important aquacultural industries. Subsequent parts review the range of available medicinal substances and present current knowledge of the pharmacology and methods of use for each. Particular attention is given to safety issues - for the fish, for the person administering the medicine, for the consumer of medicated fish and for the environment. |
| bkd twenty one management: Sustainable Aquaculture John E. Bardach, 1997-04-25 Aquaculture is a rapidly growing, successful approach to improving diets by providing more high quality fish and shellfish protein. It is also an industry with major unresolved issues because of its negative impact on the environment. This book is a pioneering effort in the development of environmentally benign aquaculture methods. |
| bkd twenty one management: Managing Human Resources Stephen Bach, Martin Edwards, 2013-01-22 This revised edition is a comprehensive, authoritative set of essays. It is more detailed and analytical than the mainstream treatments of HRM. As in previous editions, Managing Human Resources analyses HRM, the study of work and employment, using an integrated multi-disciplinary approach. The starting point is a recognition that HRM practice and firm performance are influenced by a variety of institutional arrangements that extend beyond the firm. The consequences of HRM need to incorporate analysis of employees and other stakeholders as well as the implications for organizational performance. |
| bkd twenty one management: Diseases of Fish and Shellfish European Association of Fish Pathologists, 1989 |
| bkd twenty one management: Building an Ecosystem Approach to Aquaculture Doris Soto, José Aguilar-Manjarrez, Nathanaël Hishamunda, 2008 520 Aquaculture growth worldwide involves the expansion of cultivated areas, a higher density of aquaculture installations and farmed individuals, and greater use of feed resources produced outside the immediate culture area. To ensure that such development of the sector does not carry negative impacts on the environment and on parts of society due to weak regulation or poor management, an ecosystem approach for aquaculture (EAA) is encouraged. These proceedings consider aspects relevant for an ecosystem-based management in aquaculture. The document also includes two comprehensive reviews covering the status of brackish, marine and freshwater aquaculture within an ecosystem approach perspective.--Publisher's description. |
| bkd twenty one management: Taking the Reins as CIO Tony Gerth, Joe Peppard, 2020-02-19 An executive’s transition into any leadership role can be a challenge. Such transitions do not always go smoothly, and the negative consequences can be significant. This is particularly so for Chief Information Officers (CIOs), as the role has evolved significantly over the years yet remains deeply ambiguous. This is despite information and technology moving from the periphery of an organization to a fundamental driver of innovation and competitive advantage. This book is to help the newly appointed CIO “take charge”: the process of learning and taking action that the newly appointed CIO goes through until s/he has mastered the new assignment in sufficient depth to be effective in the role. This book provides keen insights into the challenges faced by today's CIOs while transitioning into a new role and enlightens readers on how to navigate the organizational environment in order to implement necessary changes. With plenty of practical tools and insights it will help you to: • Decide how best to approach the job • Prioritize the first areas of the business you should attend to • Draw up your goals for the first few weeks and months into the role • Find out if there are there any decisions that you can postpone making Based on over 200 interviews with CIOs, CxOs, and recruiters, this book offers readers guidance on how to take on the role of a business executive with special responsibility for information and technology, with ten key prescriptions to maximize success. |
| bkd twenty one management: Groundwater Problems in Coastal Areas Emilio Custodio, G. A. Bruggeman, International Hydrological Programme, 1987 |
| bkd twenty one management: Reducing Underage Drinking Institute of Medicine, National Research Council, Division of Behavioral and Social Sciences and Education, Board on Children, Youth, and Families, Committee on Developing a Strategy to Reduce and Prevent Underage Drinking, 2004-03-26 Alcohol use by young people is extremely dangerous - both to themselves and society at large. Underage alcohol use is associated with traffic fatalities, violence, unsafe sex, suicide, educational failure, and other problem behaviors that diminish the prospects of future success, as well as health risks †and the earlier teens start drinking, the greater the danger. Despite these serious concerns, the media continues to make drinking look attractive to youth, and it remains possible and even easy for teenagers to get access to alcohol. Why is this dangerous behavior so pervasive? What can be done to prevent it? What will work and who is responsible for making sure it happens? Reducing Underage Drinking addresses these questions and proposes a new way to combat underage alcohol use. It explores the ways in which may different individuals and groups contribute to the problem and how they can be enlisted to prevent it. Reducing Underage Drinking will serve as both a game plan and a call to arms for anyone with an investment in youth health and safety. |
| bkd twenty one management: 100% Money Irving Fisher, 1997 |
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