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| close business venmo account: Venmo an Easy Guide for Beginners Scott Casterson, 2016-03-09 With cash becoming a thing of the past, many companies are trying to appease such a new age phenomenon. These apps allow you to enjoy a night out with dinner and a show, with friends, without having a dime in your pocket. Venmo is one such app. It is a digital wallet that gives users the opportunity to send money from your bank account for free, to either pay bills or repay a friend by sending money back to their Venmo account. It came about in March 2009 as a system through which funds could be paid through text messages and is said to be safe for users, but has since been refined and is now very popular among the social class. |
| close business venmo account: Consumer Finance Adam J. Levitin, 2022-09-15 Consumer Finance:Markets and Regulation is the first law school text to focus on consumer financial services markets and their regulation.Structured around clear expository text and realistic problem sets, the book provides comprehensive coverage of the regulation of consumer credit, payments, and financial data markets by federal, state, and private law, including detailed coverage of the authority of the Consumer Financial Protection Bureau (CFPB), a powerful new federal regulatory agency.The book also acquaints students with the full range of consumer financial products, how they operate, the risks and policy issues they raise, and their regulation.In so doing, the book provides an applied look at how regulatory agencies work, offering students a practical look at how statutes and regulations interact and how regulatory agencies enforce them. New to the Second Edition: Coverage of new Regulation F, implementing the Fair Debt Collection Practices Act Coverage of buy-now-pay-later Coverage of retail installment sales contracts and time-price doctrine Coverage of rent-to-own contracts Expanded coverage of rent-a-bank arrangements Expanded coverage of anti-money laundering regulations Professors and students will benefit from: Detailed coverage of the Consumer Financial Protection Bureau (CFPB), a new federal regulatory agency with broad authority over consumer credit, payment, deposit, and financial data markets.& Comprehensive treatment of consumer credit regulation, including mortgages, credit cards, auto loans, student loans, and small dollar loans, as well as credit disclosures, usury, and fair lending regulation. State-of-the-art coverage of consumer payment systems, with detailed coverage of electronic payment systems (credit cards, debit cards, ACH) and mobile wallets. Coverage of topics not found elsewhere in law school curriculum, including anti-money laundering regulations, behavioral economics, fair lending laws, and consumer financial data privacy and data security. Free companion statutory supplement (available on website). |
| close business venmo account: Never Close Your Heart Monica F. Anderson, 2020-10-20 Unless it's under reconstruction...never close your heart. Essence best-selling author Monica F. Anderson delivers a delightful, stand-alone sequel to her acclaimed novel “When a Sistah’s Fed Up” in this humorous and heartfelt story about love, family, and the power of forgiveness… Ambitious and beautiful, Faith Henry is a savvy woman. By all measures—her career, friendships, and financial accounts—she is certifiably successful. Right? Not so fast. She’s hopelessly entangled in the ties that bind: Her millennial daughter, Sloane, has returned to the nest with an electronic ankle monitor, gender-fluid child, meek husband, and very bad attitude. Her son, Trey, is in a relationship with an older woman who has questionable motives. Friends are tsk tsking Faith’s choice to replace her decades-long significant other with a series of online mismatches—and that longtime manfriend is wasting no time moving on. Things are so bad, even her ex-husband is a friend. And she’s tempted to grant him benefits. How did this happen? Ten years ago, vowing to control her own destiny, she left her marriage and career in politics. She strategically crafted and executed a fail-proof plan to build a new life. Her life. On her terms. Those goals are almost within her grasp. As the talent behind the popular Never Close Your Heart podcast, Faith’s insightful advice is increasingly going viral. She’s attracting the potentially lucrative attention of a media conglomerate—complicated by the not-so-welcome overtures of a menacing superfan. As her followers can attest, Faith’s superlative advice about relationships is unequaled. Amid the swirl of drama, controversy, and danger that threatens her and her family, will she heed her own words? Connect with the author Monica Dr. mOe Anderson at https://linktr.ee/drmoea |
| close business venmo account: The Business Case for AI Kavita Ganesan, 2022-04-05 AI is much more than a sexy marketing gimmick. At its core, it’s a powerful business tool that can make operations more efficient, employees more productive, and customers delighted. Unfortunately, leaders who want to take advantage of AI often don’t know where to start. The process can feel overwhelming—from choosing where to apply AI to preparing every tier of the organization for the transition. In this practical guide for business leaders, Kavita Ganesan takes the mystery out of implementing AI, showing you how to launch AI initiatives that get results. With real-world AI examples to spark your own ideas, you’ll learn how to identify high-impact AI opportunities, prepare for AI transitions, and measure your AI performance. Simple and compelling, The Business Case for AI gives leaders the information they need without the technical jargon. Whether you want to jumpstart your AI strategy, manage your AI initiatives for better outcomes, or simply find inspiration for your own AI applications, The Business Case for AI is your blueprint for AI success. Topics covered include: -Real-World AI Use Cases -What's AI in Business -The B-CIDS: The 5 pillars of AI preparation (or readiness) -The Jumpstart AI Approach -The HI-AI Discovery Framework -Measuring AI Success And more throughout the book… |
| close business venmo account: Your Journey to Becoming Unskippable™: (in your business, life & career) Jim F. Kukral, 2019-06-19 Struggling to reach the people who matter? Discover a new mentality to help you stand out from the crowd. Having trouble making an impact in today’s distracted world? Are your online efforts falling on deaf ears? Have tried-and-true marketing tactics led to nothing but disappointment? Keynote speaker and thought leader Jim F. Kukral is a recognized business branding expert whose work has appeared in the New York Times and the Wall Street Journal. With his finger on the pulse of the modern marketplace, he’ll show you how to use today’s connection-driven mindset to make the most of your life and work. Your Journey to Becoming Unskippable demystifies a world where customers think and act differently. Using case studies and anecdotes, Kukral shares how to stop consumers from scrolling past your content and get them to start paying attention. Written in a conversational style, this book helps instill followers with true belief in your business, giving you a powerful edge over your competition now and well into the future. In Your Journey to Becoming Unskippable, you’ll discover: Intuitive stories that show you the practical application of groundbreaking concepts How to let go of old ideas to avoid mistakes and plan for the changing times New ways of thinking that rise above old-fashioned marketing and earn lifetime customers Tactics to showcase common-held beliefs to help you attract the right attention Methods to employ the “unskippable” concept right away for immediate results, and much, much more! Your Journey to Becoming Unskippable is your essential guide to changing the way you achieve true success. If you like practical ideas, no-nonsense approaches, and honest advice from a renowned expert, then you’ll love Jim F. Kukral’s fresh take on today’s transformed business world. Buy Your Journey to Becoming Unskippable to break the mold today! |
| close business venmo account: Business Model Shifts Patrick van der Pijl, Justin Lokitz, Roland Wijnen, 2020-11-24 Shift your business model and transform your organization in the face of disruption Business Model Shifts is co-authored by Patrick van Der Pijl, producer of the global bestseller Business Model Generation, and offers a groundbreaking look at the challenging times in which we live, and the real-world solutions needed to conquer the obstacles organizations must now face. Business Model Shifts is a visually stunning guide that examines six fundamental disruptions happening now and spotlights the opportunities that they present: The Services Shift: the move from products to services The Stakeholder Shift: the move from an exclusive shareholder orientation to creating value for all stakeholders, including employees and society The Digital Shift: the move from traditional business operations to 24/7 connection to customers and their needs The Platform Shift: the move from trying to serve everyone, to connecting people who can exchange value on a proprietary platform The Exponential Shift: the move from seeking incremental growth to an exponential mindset that seeks 10x growth The Circular Shift: the move from take-make-dispose towards restorative, regenerative, and circular value creation Filled with case studies, stories, and in-depth analysis based on the work of hundreds of the world’s largest and most intriguing organizations, Business Model Shifts details how these organizations created their own business model shifts in order to create more customer value, and ultimately, a stronger, more competitive business. Whether you’re looking for ways to redesign your business due to the latest needs of the marketplace, launching a new product or service, or simply creating more lasting value for your customers, Business Model Shifts is the essential book that will change the way you think about your business and its future. |
| close business venmo account: Nasty Galaxy Sophia Amoruso, 2016-10-04 From Sophia Amoruso, the New York Times–bestselling author of #GIRLBOSS, a lushly illustrated embodiment of the collective spirit of the Nasty Gal brand, Sophia’s own personal brand, and girlbosses everywhere, with a foreword by Courtney Love. Warning: this is not a style book. It’s not about how to mix prints—it’s about how to leave yours on everything you touch. Highly graphic and visual, filled with illustrations, photos and short essays, Nasty Galaxy is part scrapbook, part inspo-journey, with moments of frivolity scattered throughout. Tactical and entertaining, envelope-pushing and conventional, surprising and refreshingly straightforward, Nasty Galaxy is a dive into Sophia’s philosophies on work, relationships, balance, friendships, and more. It is a celebration of her roots in vintage clothing, punk attitude, fringe characters, and don’t-give-a-fuckthought leadership. Nasty Galaxy is Amoruso’s newest life bible, approaching style, music, philosophy, and advice in the same way #GIRLBOSS approached business—unconventionally. Oversized and in full color, this is the newest, coolest, must-have accessory. |
| close business venmo account: Ask a Manager Alison Green, 2018-05-01 'I'm a HUGE fan of Alison Green's Ask a Manager column. This book is even better' Robert Sutton, author of The No Asshole Rule and The Asshole Survival Guide 'Ask A Manager is the book I wish I'd had in my desk drawer when I was starting out (or even, let's be honest, fifteen years in)' - Sarah Knight, New York Times bestselling author of The Life-Changing Magic of Not Giving a F*ck A witty, practical guide to navigating 200 difficult professional conversations Ten years as a workplace advice columnist has taught Alison Green that people avoid awkward conversations in the office because they don't know what to say. Thankfully, Alison does. In this incredibly helpful book, she takes on the tough discussions you may need to have during your career. You'll learn what to say when: · colleagues push their work on you - then take credit for it · you accidentally trash-talk someone in an email and hit 'reply all' · you're being micromanaged - or not being managed at all · your boss seems unhappy with your work · you got too drunk at the Christmas party With sharp, sage advice and candid letters from real-life readers, Ask a Manager will help you successfully navigate the stormy seas of office life. |
| close business venmo account: Scarred Ann Gimpel, 2023-03-14 Magic runs strong in me, but power isn’t enough. Magic confers an unnatural beauty on everyone with talent. Everyone except me, that is. I’m a witch, to be sure. No doubt about my birthright. When I was young, Mother hid me away until I was old enough to hold a glamour to conceal my flaws. And hold it I did for many a long year until I grew sick of siphoning off that amount of magic on something stupid. I was a valued Coven member. Surely, they’d accept me. And my wolfie familiar. All witches have them, except most are cats or birds. Something small, manageable. Eh. Getting off track here. The unpleasant truth was the moment I sloughed my glamour, the council held an emergency meeting. The next day, I was out on the streets. They booted wolfie along with me. No more home. No more sisterhood. Hah. What a joke all those of years of bonhomie turned out to be. If I sound bitter, darned right I am. Bitter and moving forward. I’ll show them if it’s the last thing I do. |
| close business venmo account: Wine & Wealth Volume II: Entrepreneurship Sunshine Smith-Williams, 2020-03-28 Financial literacy and wisdom are far more important than how much money you make. People chase money. But once you secure the money, how do you spend it? Most people spend 1st then attempt to save what’s left. Until bills or unexpected expenses show up to deplete their savings. Money is a tool, it should always be working for you. Wealth is amassed when your money works more for you then you do for it. Money sitting in a bank or under a mattress is just money waiting to be spent. Even when it comes to the most disciplined individuals. Those of us who understand money call that dead money. Money is currency therefore it should always be moving. When you put it in the bank it’s working, just not for you. The bank is using your money to make plenty of money and giving you pennies. And you have been brainwashed into thinking this is ok because they tell you it’s the safest place to put your money. But your money shouldn’t be kept in banks. It should be kept in investments and passed through banks in transactions using funds and accounts that protect your money from unnecessary taxes and penalties. This understanding is the difference between those who get rich and those who build generational wealth. Be smart with your money and pace yourself. In this financial read you will learn about entrepreneurship. Our check list will see if you are ready. If you're aspiring to be ahead of the entrepreneurship boom in the mist of the world being on hold due to a health crisis, then this book is for you. |
| close business venmo account: Cat Person Kristen Roupenian, 2018-05-03 She thought, brightly, This is the worst life decision I have ever made! And she marvelled at herself for a while, at the mystery of this person who’d just done this bizarre, inexplicable thing. Margot meets Robert. They exchange numbers. They text, flirt and eventually have sex – the type of sex you attempt to forget. How could one date go so wrong? Everything that takes place in Cat Person happens to countless people every day. But Cat Person is not an everyday story. In less than a week, Kristen Roupenian’s New Yorker debut became the most read and shared short story in their website’s history. This is the bad date that went viral. This is the conversation we’re all having. This gift edition contains photographs by celebrated photographer Elinor Carucci, who was commissioned by the New Yorker to capture the image that accompanied Kristen Roupenian’s Cat Person when it appeared in the magazine. You Know You Want This, Kristen Roupenian’s debut collection, will be published in February 2019. |
| close business venmo account: Venture Deals Brad Feld, Jason Mendelson, 2011-07-05 An engaging guide to excelling in today's venture capital arena Beginning in 2005, Brad Feld and Jason Mendelson, managing directors at Foundry Group, wrote a long series of blog posts describing all the parts of a typical venture capital Term Sheet: a document which outlines key financial and other terms of a proposed investment. Since this time, they've seen the series used as the basis for a number of college courses, and have been thanked by thousands of people who have used the information to gain a better understanding of the venture capital field. Drawn from the past work Feld and Mendelson have written about in their blog and augmented with newer material, Venture Capital Financings puts this discipline in perspective and lays out the strategies that allow entrepreneurs to excel in their start-up companies. Page by page, this book discusses all facets of the venture capital fundraising process. Along the way, Feld and Mendelson touch on everything from how valuations are set to what externalities venture capitalists face that factor into entrepreneurs' businesses. Includes a breakdown analysis of the mechanics of a Term Sheet and the tactics needed to negotiate Details the different stages of the venture capital process, from starting a venture and seeing it through to the later stages Explores the entire venture capital ecosystem including those who invest in venture capitalist Contain standard documents that are used in these transactions Written by two highly regarded experts in the world of venture capital The venture capital arena is a complex and competitive place, but with this book as your guide, you'll discover what it takes to make your way through it. |
| close business venmo account: The Business of the 21st Century Robert T. Kiyosaki, 2019-10-22 In The Business of the 21st Century, Robert Kiyosaki explains the revolutionary business of network marketing in the context of what makes any business a success in any economic situation. This book lends credibility to multilevel marketing business, and justifies why it is an ideal avenue through which to learn basic business and sales skills... and earn money. |
| close business venmo account: Let My People Go Surfing Yvon Chouinard, 2016-09-06 Wonderful . . . a moving autobiography, the story of a unique business, and a detailed blueprint for hope. —Jared Diamond, Pulitzer Prize-winning author of Guns, Germs, and Steel In this 10th anniversary edition, Yvon Chouinard—legendary climber, businessman, environmentalist, and founder of Patagonia, Inc.—shares the persistence and courage that have gone into being head of one of the most respected and environmentally responsible companies on earth. From his youth as the son of a French Canadian handyman to the thrilling, ambitious climbing expeditions that inspired his innovative designs for the sport's equipment, Let My People Go Surfing is the story of a man who brought doing good and having grand adventures into the heart of his business life-a book that will deeply affect entrepreneurs and outdoor enthusiasts alike. |
| close business venmo account: The Palgrave Handbook of FinTech and Blockchain Maurizio Pompella, Roman Matousek, 2021-06-01 Financial services technology and its effect on the field of finance and banking has been of major importance within the last few years. The spread of these so-called disruptive technologies, including Blockchain, has radically changed financial markets and transformed the operation of the industry as a whole. This is the first multidisciplinary handbook of FinTech and Blockchain covering finance, economics, and legal aspects globally. With comprehensive coverage of the current landscape of financial technology alongside a forward-looking approach, the chapters are devoted to the spread of structured finance, ICT, distributed ledger technology (DLT), cybersecurity, data protection, artificial intelligence, and cryptocurrencies. Given an unprecedented 2020, the contributions also address the consequences of the current emergency, and the pandemic stroke, which is revolutionizing social and economic paradigms and heavily affecting Fintech, Blockchain, and the banking sector as well, and would be of particular interest to finance academics and researchers alongside banking and financial services professionals. |
| close business venmo account: The Book of Psalms for Singing Crown and Covenant Publications, 1973-12-01 |
| close business venmo account: Impact of Mobile Payment Applications and Transfers on Business Opati, Thaisaiyi Zephania, Gachukia, Martin Kang'ethe, 2019-12-20 Consumers continue to rely heavily on their phones to complete such tasks as transferring funds between banks or accounts, depositing or withdrawing funds, paying bills, and purchasing items. Mobile money users are oftentimes more financially resilient and can protect themselves better against economic and other shocks. Moreover, mobile money can increase the velocity of money in circulation because it reduces the transactions and time costs of making retail payments. As such, understanding the impact of mobile payments is imperative for businesses and the economy. Impact of Mobile Payment Applications and Transfers on Business is a pivotal reference source that provides vital research on mobile money transfer and its impact in social, corporate, and micro- and macro-policies concerning the aggregate economy and individual households as a whole within an economy. It covers the impact, innovations, business-to-business transformations, regulatory framework, challenges, and ethical issues surrounding mobile money transfers around the world. This book is ideally designed for economists, financial analysts, business managers, leaders, scholars, practitioners, researchers, and students in fields that include management, finance, economics, commerce, and leadership. |
| close business venmo account: Crush It! Gary Vaynerchuk, 2009-10-13 In Crush It!, online marketing trailblazer Gary Vaynerchuk tells business owners what they need to do to boost their sales using the internet—just as he has done to build his family’s wine store from a $4 million business to a $60 million one. Crush It! will show readers how to find their passion, then step by step how to turn it into a flourishing, monetized business. |
| close business venmo account: Professional Responsibility Nathan M. Crystal, Grace M. Giesel, 2024-02-01 Professional Responsibility: Problems of Practice and the Profession, Eighth Edition, is known for its flexibility and adaptability to different teaching methods and student learning styles. The text is easily adaptable to a variety of teaching methods, including question and answer discussion of text and problems, role play, student presentations, guest speakers, and writing seminars. The book is structured to enable instructors to present the materials doctrinally or by area of practice. The extensive multifaceted problems provide instructors with a wide range of options for presenting the material. The authors have carefully crafted the text so that reading assignments are reasonable – typically 10-15 pages for a one-hour session and 20-25 pages for a two-hour session. The book offers three types of problems, each of which has a specific purpose in the student’s ethical education. The text and principal discussion problems are designed to help students develop the ability to make sound judgments for difficult questions of professional responsibility. Each chapter contains Rule Review questions that present multiple hypotheticals enabling students to understand the scope and limitations of important rules of professional conduct. Multiple-choice assessment questions at the end of each chapter with detailed answers help the students review major concepts in the chapter and prepare for the MPRE. New to the Eighth Edition: Length shortened by almost 200 pages, to focus on the most important ethical issues for two-hour courses, which are now the standard. A number of problems have been moved from the text to the website and are still available for professors who have used them in the past. More in-depth discussion of the duty of confidentiality, including comparing the scope of the duty of confidentiality in New York, the District of Columbia, and California with ABA Model Rule 1.6; examining the concepts of use and disclosure; and adding analysis of the “possession exception” to the duty of confidentiality focusing on the lawyer’s decision to take possession of such evidence and the distinction between tangible criminal material and real incriminating evidence. Coverage of a number of contemporary issues involving ethics and technology, including ethical propriety of a lawyer responding to on-line criticism and the ethical aspects of a lawyer’s use of artificial intelligence. Additional material on the obligations of defense counsel and prosecutors, including defense counsel’s obligations when advising a client regarding a competency defense and new problem material on prosecutors’ ethical obligations under Rule 3.8 dealing with evidence of a wrongful conviction. Revised material on delivery of legal services, including new material on removal of restrictions on the unauthorized practice of law, comments on legal services plans and delivery of legal services in criminal cases, and pro bono services offered by law firms. Post-2020 ethical issues, including the application of the crime-fraud exception to the attorney-client privilege and issues of frivolous claims in litigation involving the 2020 Presidential election; new material on Justice Department investigation of “pattern and practice” investigations of a number of city police departments; and scrutiny of financial benefits received by Supreme Court Justices. Benefits for instructors and students: Realistic problems that develop students’ ability to make sound judgments. Emphasis on guiding students to articulate a cogent philosophy of lawyering. Innovative, flexible organization suited to a variety of courses and clinical programs. Organized by major doctrinal concepts, such as confidentiality and conflicts of interest. Offers alternative organization by area of practice. Modular organization for professor choice. Manageable length. Extensive Teacher’s Manual suggests lessons, sample syllabi (for two- and three-hour classes), Q & A, and role-playing models. Multiple-choice assessment questions and answers located at the end of each chapter to prepare students for the MPRE. PowerPoint slides dealing with fundamental concepts and the basic problems presented in the book. Essay questions with outlines of answers on the course website that instructors can use for class discussion or student review. |
| close business venmo account: Apollo's Arrow Nicholas A. Christakis, 2020-10-27 A piercing and scientifically grounded look at the emergence of the coronavirus pandemic and how it will change the way we live—excellent and timely. (The New Yorker) Apollo's Arrow offers a riveting account of the impact of the coronavirus pandemic as it swept through American society in 2020, and of how the recovery will unfold in the coming years. Drawing on momentous (yet dimly remembered) historical epidemics, contemporary analyses, and cutting-edge research from a range of scientific disciplines, bestselling author, physician, sociologist, and public health expert Nicholas A. Christakis explores what it means to live in a time of plague—an experience that is paradoxically uncommon to the vast majority of humans who are alive, yet deeply fundamental to our species. Unleashing new divisions in our society as well as opportunities for cooperation, this 21st-century pandemic has upended our lives in ways that will test, but not vanquish, our already frayed collective culture. Featuring new, provocative arguments and vivid examples ranging across medicine, history, sociology, epidemiology, data science, and genetics, Apollo's Arrow envisions what happens when the great force of a deadly germ meets the enduring reality of our evolved social nature. |
| close business venmo account: How to Prevent the Next Pandemic Bill Gates, 2022-05-03 The COVID-19 pandemic isn't over, but even as governments around the world strive to put it behind us, they're also starting to talk about what happens next. How can we prevent a new pandemic from killing millions of people and devastating the global economy? Can we even hope to accomplish this? Bill Gates believes the answer is yes, and in this book he lays out clearly and convincingly what the world should have learned from COVID-19 and what all of us can do to ward off another disaster like it. Relying on the shared knowledge of the world's foremost experts and on his own experience of combating fatal diseases through the Gates Foundation, he first makes us understand the science of corona diseases. Then he helps us understand how the nations of the world, working in conjunction with one another and with the private sector, can not only ward off another COVID-like catastrophe but also go far to eliminate all respiratory diseases, including the flu. Here is a clarion call - strong, comprehensive, and of the gravest importance - from one of our greatest and most effective thinkers and activists. |
| close business venmo account: Digital Transformation: Advancements in Business Madhu S. Mallisetty, 2023-12-25 Digital Transformation: Advancements in Business is a comprehensive exploration of the transformative impact of digital technologies on the business world. The book begins by introducing the concept of digital transformation, explaining its significance in the current business environment. It then delves into the foundational elements necessary for successful digital transformation, including technologies, strategies, and frameworks. A historical perspective is provided, tracing the evolution of digital transformation and its effects across various sectors. A significant focus is given to FinTech and the transformation of financial services, highlighting how digital innovations are revolutionizing this sector. The impact of digital transformation on operations, supply chains, and organizational culture is also discussed, emphasizing the role of leadership in adapting to technological changes. The human aspect is addressed, with an exploration of the workforce and skills required for effective digital transformation. The book also tackles the challenges and risks associated with digital transformation, including technological and operational hurdles. It examines core technologies driving change and looks at how digital marketing strategies are evolving in response to new consumer behaviors. A deeper dive into FinTech reveals its influence on traditional financial services, introducing concepts like neo-banks, mobile payments, and digital lending. Finally, the book outlines major trends in FinTech, such as open banking, big data, robotic process automation, AI, and blockchain, and discusses FinTech's growth in emerging markets and future prospects. Overall, the book provides a nuanced view of digital transformation, covering technological aspects as well as human, leadership, and strategic dimensions. |
| close business venmo account: The FINTECH Book Susanne Chishti, Janos Barberis, 2016-05-02 A front-line industry insider's look at the financial technology explosion The FINTECH Book is your primary guide to the financial technology revolution, and the disruption, innovation and opportunity therein. Written by prominent thought leaders in the global fintech investment space, this book aggregates diverse industry expertise into a single informative volume to provide entrepreneurs, bankers and investors with the answers they need to capitalize on this lucrative market. Key industry developments are explained in detail, and critical insights from cutting-edge practitioners offer first-hand information and lessons learned. The financial technology sector is booming, and entrepreneurs, bankers, consultants, investors and asset managers are scrambling for more information: Who are the key players? What's driving the explosive growth? What are the risks? This book collates insights, knowledge and guidance from industry experts to provide the answers to these questions and more. Get up to speed on the latest industry developments Grasp the market dynamics of the 'fintech revolution' Realize the sector's potential and impact on related industries Gain expert insight on investment and entrepreneurial opportunities The fintech market captured over US$14 billion in 2014, a three-fold increase from the previous year. New startups are popping up at an increasing pace, and large banks and insurance companies are being pushed toward increasing digital operations in order to survive. The financial technology sector is booming and The FINTECH Book is the first crowd-sourced book on the subject globally, making it an invaluable source of information for anybody working in or interested in this space. |
| close business venmo account: Electronic Commerce 2018 Efraim Turban, Jon Outland, David King, Jae Kyu Lee, Ting-Peng Liang, Deborrah C. Turban, 2017-10-12 This new Edition of Electronic Commerce is a complete update of the leading graduate level/advanced undergraduate level textbook on the subject. Electronic commerce (EC) describes the manner in which transactions take place over electronic networks, mostly the Internet. It is the process of electronically buying and selling goods, services, and information. Certain EC applications, such as buying and selling stocks and airline tickets online, are reaching maturity, some even exceeding non-Internet trades. However, EC is not just about buying and selling; it also is about electronically communicating, collaborating, and discovering information. It is about e-learning, e-government, social networks, and much more. EC is having an impact on a significant portion of the world, affecting businesses, professions, trade, and of course, people. The most important developments in EC since 2014 are the continuous phenomenal growth of social networks, especially Facebook , LinkedIn and Instagram, and the trend toward conducting EC with mobile devices. Other major developments are the expansion of EC globally, especially in China where you can find the world's largest EC company. Much attention is lately being given to smart commerce and the use of AI-based analytics and big data to enhance the field. Finally, some emerging EC business models are changing industries (e.g., the shared economy models of Uber and Airbnb). The 2018 (9th) edition, brings forth the latest trends in e-commerce, including smart commerce, social commerce, social collaboration, shared economy, innovations, and mobility. |
| close business venmo account: Risk Management Competency Development in Banks Eric H.Y. Koh, 2019-06-04 This Pivot proposes an integrated approach to facilitate competency development in a more comprehensive way. It examines this approach in the important but seldom studied context of risk management in banks. Risk management weaknesses in banks have persisted in spite of regulatory changes. This Pivot takes inspiration from three unlikely sports heroes to create the proposed integrated approach to risk management competency development, bringing together three competency development concepts hitherto studied in isolation that are more comprehensive and more effective when combined. The author studies the integrated approach under three specific objectives. The concepts are first operationalized into 23 actionable indicators through literature reviews and experts’ reaffirmation. Then, the t-test and discriminant analysis are used to identify how banks across different demographic groups place different emphases on these indicators. Lastly, these indicators are summarized into key themes via factor analysis. |
| close business venmo account: Introduction to Business Lawrence J. Gitman, Carl McDaniel, Amit Shah, Monique Reece, Linda Koffel, Bethann Talsma, James C. Hyatt, 2024-09-16 Introduction to Business covers the scope and sequence of most introductory business courses. The book provides detailed explanations in the context of core themes such as customer satisfaction, ethics, entrepreneurship, global business, and managing change. Introduction to Business includes hundreds of current business examples from a range of industries and geographic locations, which feature a variety of individuals. The outcome is a balanced approach to the theory and application of business concepts, with attention to the knowledge and skills necessary for student success in this course and beyond. This is an adaptation of Introduction to Business by OpenStax. You can access the textbook as pdf for free at openstax.org. Minor editorial changes were made to ensure a better ebook reading experience. Textbook content produced by OpenStax is licensed under a Creative Commons Attribution 4.0 International License. |
| close business venmo account: Sekret Machines Book 1: Chasing Shadows Tom DeLonge, AJ Hartley, 2016-04-05 For those who know... that something is going on... The witnesses are legion, scattered across the world and dotted through history, people who looked up and saw something impossible lighting up the night sky. What those objects were, where they came from, and who—or what—might be inside them is the subject of fierce debate and equally fierce mockery, so that most who glimpsed them came to wish they hadn’t. Most, but not everyone. Among those who know what they’ve seen, and—like the toll of a bell that can’t be unrung—are forever changed by it, are a pilot, an heiress, a journalist, and a prisoner of war. From the waning days of the 20th century’s final great war to the fraught fields of Afghanistan to the otherworldly secrets hidden amid Nevada’s dusty neverlands—the truth that is out there will propel each of them into a labyrinth of otherworldly technology and the competing aims of those who might seek to prevent—or harness—these beings of unfathomable power. Because, as it turns out, we are not the only ones who can invent and build...and destroy. Featuring actual events and other truths drawn from sources within the military and intelligence community, Tom DeLonge and A.J. Hartley offer a tale at once terrifying, fantastical, and perhaps all too real. Though it is, of course, a work of... fiction? |
| close business venmo account: Fair Play Eve Rodsky, 2021-01-05 AN INSTANT NEW YORK TIMES BESTSELLER • A REESE'S BOOK CLUB PICK Tired, stressed, and in need of more help from your partner? Imagine running your household (and life!) in a new way... It started with the Sh*t I Do List. Tired of being the “shefault” parent responsible for all aspects of her busy household, Eve Rodsky counted up all the unpaid, invisible work she was doing for her family—and then sent that list to her husband, asking for things to change. His response was...underwhelming. Rodsky realized that simply identifying the issue of unequal labor on the home front wasn't enough: She needed a solution to this universal problem. Her sanity, identity, career, and marriage depended on it. The result is Fair Play: a time- and anxiety-saving system that offers couples a completely new way to divvy up domestic responsibilities. Rodsky interviewed more than five hundred men and women from all walks of life to figure out what the invisible work in a family actually entails and how to get it all done efficiently. With 4 easy-to-follow rules, 100 household tasks, and a series of conversation starters for you and your partner, Fair Play helps you prioritize what's important to your family and who should take the lead on every chore, from laundry to homework to dinner. “Winning” this game means rebalancing your home life, reigniting your relationship with your significant other, and reclaiming your Unicorn Space—the time to develop the skills and passions that keep you interested and interesting. Stop drowning in to-dos and lose some of that invisible workload that's pulling you down. Are you ready to try Fair Play? Let's deal you in. |
| close business venmo account: 60 Days to LinkedIn Mastery Josh Steimle, Virginie Cantin, Andy Foote, Kyle Weckerly, Ben Wise, Aaron Wrixon, Lorri Randle, 2021-10-11 There's only one place in the world where you can find and connect with hundreds of millions of professionals every day, and that's on LinkedIn. Are you taking advantage of it? Or are you who Gary Vaynerchuk is talking about when he says, So many . . . are missing out on the insane opportunity on LinkedIn right now.Tragically, too many of the almost 800 million people on LinkedIn are missing out because they use it the wrong way, but that spells opportunity for those who use it correctly. The good news is, with this book as your guide, you'll be an expert LinkedIn user in no time.Whether you're an employee who dreams of finding a new job, an executive who needs to hire star talent, or an entrepreneur who wants to grow a business, LinkedIn Mastery is the super-simple, straightforward, practical blueprint that will help you achieve your goals.This step-by-step guide to mastering LinkedIn will teach you how to:Optimize your LinkedIn profile so it's something you're proud to show off, rather than something you want to hideMake high-quality connections on LinkedIn with your ideal audience-the people you can serve and who can serve youCreate compelling content-quickly, easily, and affordably-that will bring your dream opportunities to youThis book contains 60 LinkedIn lessons, each short enough to understand and implement in 15 minutes or less. If you complete one each day, within 60 days you'll fully master LinkedIn. If you're looking to find a new job, your LinkedIn profile will attract the best employers and the best offers. If you're recruiting, you'll find and connect with top talent. And if you're generating leads and growing your business, you'll create content that brings your ideal customer to you.Are you ready for your first lesson? |
| close business venmo account: You're Only Dead Once Editors of Ulysses Press, 2020-02-25 Make your passing easier on your loved ones by compiling and organizing all of your important personal information, from social media passwords to power of attorney, in this simple-to-use planner. Preparing for the inevitable can be difficult because it’s overwhelming, from the thought of missing your loved ones to managing all of your personal files. That’s where this book comes in. You’re Only Dead Once provides you with a helpful list of all the necessary information you’ll need to gather, and a handy format to keep it organized. There’s no need to worry about forgetting something important—this planner includes prompts for everything your loved ones will need once you pass away, including chapters for your: Personal information Financial information Personal property Final wishes Last words Prepared with these important details, your loved ones will have one less burden to worry about when dealing with their loss. You’re Only Dead Once can keep you organized, well regulated, and on track. |
| close business venmo account: Data Analytics for Business Fenio Annansingh, Joseph Bon Sesay, 2022-04-20 Data analytics underpin our modern data-driven economy. This textbook explains the relevance of data analytics at the firm and industry levels, tracing the evolution and key components of the field, and showing how data analytics insights can be leveraged for business results. The first section of the text covers key topics such as data analytics tools, data mining, business intelligence, customer relationship management, and cybersecurity. The chapters then take an industry focus, exploring how data analytics can be used in particular settings to strengthen business decision-making. A range of sectors are examined, including financial services, accounting, marketing, sport, health care, retail, transport, and education. With industry case studies, clear definitions of terminology, and no background knowledge required, this text supports students in gaining a solid understanding of data analytics and its practical applications. PowerPoint slides, a test bank of questions, and an instructor’s manual are also provided as online supplements. This will be a valuable text for undergraduate level courses in data analytics, data mining, business intelligence, and related areas. |
| close business venmo account: Start Your Own Pet Business The Staff of Entrepreneur Media, Rich Mintzer, 2023-01-10 The cat’s out of the bag – the pet industry is booming. From grooming to pet sitting, spas to nutrition, the pet business is teaming with consistent clientele who want the best for their balls of joy. Animal lovers and aspiring entrepreneurs look no further, Start Your Own Pet Business is here to unlock your pet-tential. Detailing how to find your market, create your specific business plan, finance your venture, and obtain permits, Rich Mintzer and the experts at Entrepreneur guide you every step of the way, so you can dig your paws into the meat of the matter and maximize your profits. Using this comprehensive blueprint, you’ll discover how to: Locate and enhance your customer base Establish your business as a legal entity Navigate insurance, licensing, and expenditures Construct your individualized business plan Set up your base of operations for maximum productivity Every dog has its day, and today is yours! Join the pack of successful entrepreneurs with Start Your Own Pet Business as your go-to guide. |
| close business venmo account: Everything's Okay Alesia Ellen Shute, 2009-06 When Alesia Shute was diagnosed with cancer at the age of 7, her life was redirected as was that of her entire family. She would go on to survive six major surgeries that had never been tested on a child, several minor surgeries and countless hours of pain and months of hospitalization. Alesia had to grow up quickly and adjust to being sickly and different from others. Everything is Okay is her story of survival that details not only her recovery, but also her struggles through school, boys, marriage, and pregnancy, with some hilarious tales of her adult life to boot. |
| close business venmo account: How Money Became Dangerous Christopher Varelas, Dan Stone, 2019-11-05 From a veteran of the trade, a provocative and entertaining voyage into the turbulent heart of modern money that sheds new light on the rise of our threatening and complicated financial system, how money became our adversary, and why finding a new course is crucial to a healthy society In the not too distant past, money was simple. You might have had a bank account and a mortgage, perhaps some basic investments. Wall Street didn’t have a reputation for greed and recklessness. That all started to change in the eighties, as our financial systems became increasingly complex, moving beyond the understanding of the general public while impacting our lives in innumerable ways. The financial world began to feel like an enigma—a rogue force working against us, seemingly controlled by no one. From an industry veteran who’s had firsthand involvement in the events that shaped modern money, How Money Became Dangerous journeys from the crime-ridden LA jewelry district to the cutthroat Salomon Brothers trading floor, from the high-stakes world of investment banking to the center of the technology boom, capturing the key deals, developments, and players that made the financial world what it is today. The book illuminates the dark, hidden forces of Wall Street and how it has dehumanized and left behind everyday Americans. A fresh and enlightening take on how we reached this point, How Money Became Dangerous also makes the case for why Wall Street needs to be saved, if only to save ourselves. |
| close business venmo account: Cryptoassets Chris Brummer, 2019 Cryptoassets represent one of the most high profile financial products in the world, and fastest growing financial products in history. From Bitcoin, Etherium and Ripple's XRP-so called utility tokens used to access financial services-to initial coin offerings that in 2017 rivalled venture capital in money raised for startups, with an estimated $5.6 billion (USD) raised worldwide across 435 ICOs. All the while, technologists have hailed the underlying blockchain technology for these assets as potentially game changing applications for financial payments and record-keeping. At the same time, cryptoassets have produced considerable controversy. Many have turned out to be lacklustre investments for investors. Others, especially ICOs, have also attracted noticeable fraud, failing firms, and alarming lapses in information-sharing with investors. Consequently, many commentators around the world have pressed that ICO tokens be considered securities, and that concomitant registration and disclosure requirements attach to their sales to the public. This volume assembles an impressive group of scholars, businesspersons and regulators to collectively write on cryptoassets. This volume represents perspectives from across the regulatory ecosystem, and includes technologists, venture capitalists, scholars, and practitioners in securities law and central banking. |
| close business venmo account: Model Rules of Professional Conduct American Bar Association. House of Delegates, Center for Professional Responsibility (American Bar Association), 2007 The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts. |
| close business venmo account: Waking Up Sam Harris, 2015-06-16 Spirituality.The search for happiness --Religion, East and West --Mindfulness --The truth of suffering --Enlightenment --The mystery of consciousness.The mind divided --Structure and function --Are our minds already split? --Conscious and unconscious processing in the brain --Consciousness is what matters --The riddle of the self.What are we calling I? --Consciousness without self --Lost in thought --The challenge of studying the self --Penetrating the illusion --Meditation.Gradual versus sudden realization --Dzogchen: taking the goal as the path --Having no head --The paradox of acceptance --Gurus, death, drugs, and other puzzles.Mind on the brink of death --The spiritual uses of pharmacology. |
| close business venmo account: The Stress-Proof Brain Melanie Greenberg, 2017-02-02 “For people suffering from stress, this book is a godsend.” —Kristin Neff, PhD, author of Self-Compassion Highly recommended for mental health professionals and consumer health readers looking to manage stress. —Library Journal (starred review) Modern times are stressful—and it’s killing us. Unfortunately, we can’t avoid the things that stress us out, but we can change how we respond to them. In this breakthrough book, a clinical psychologist and neuroscience expert offers an original approach to help readers harness the power of positive emotions and overcome stress for good. Stress is, unfortunately, a natural part of life—especially in our busy and hectic modern times. But you don’t have to let it get in the way of your health and happiness. Studies show that the key to coping with stress is simpler than you think—it’s all about how you respond to the situations and things that stress you out or threaten to overwhelm you. The Stress-Proof Brain offers powerful, comprehensive tools based in mindfulness, neuroscience, and positive psychology to help you put a stop to unhealthy responses to stress—such as avoidance, tunnel vision, negative thinking, self-criticism, fixed mindset, and fear. Instead, you’ll discover unique exercises that provide a recipe for resilience, empowering you to master your emotional responses, overcome negative thinking, and create a more tolerant, stress-proof brain. This book will help you develop an original and effective program for mastering your emotional brain’s response to stress by harnessing the power of neuroplasticity. By creating a more stress tolerant, resilient brain, you’ll learn to shrug off the small stuff, deal with the big stuff, and live a happier, healthier life. |
| close business venmo account: Permanent Distortion Nomi Prins, 2022-10-11 A riveting exposé of a permanent financial dystopia, its causes, and real-world consequences It is abundantly clear that our world is divided into two very different economies. The real one, for the average worker, is based on productivity and results. It behaves according to traditional rules of money and economics. The other doesn’t. It is the product of years of loose money, poured by central banks into a system dominated by financial titans. It is powerful enough to send stock markets higher even in the face of a global pandemic and threats of nuclear war. This parting from reality has its roots in an emergency response to the financial crisis of 2008. “Quantitative Easing” injected a vast amount of cash into the economy—especially if you were a major Wall Street bank. What began as a short-term dependency became a habit, then a compulsion, and finally an addiction. Nomi Prins relentlessly exposes a world fractured by policies crafted by the largest financial institutions, led by the Federal Reserve, that have supercharged the financial system while selling out regular citizens and leading to social and political reckonings. She uncovers a newly polarized world of the mega rich versus the never rich, the winners and losers of an unprecedented distortion that can never return to “normal.” |
| close business venmo account: Working Effectively with Legacy Code Michael Feathers, 2004-09-22 Get more out of your legacy systems: more performance, functionality, reliability, and manageability Is your code easy to change? Can you get nearly instantaneous feedback when you do change it? Do you understand it? If the answer to any of these questions is no, you have legacy code, and it is draining time and money away from your development efforts. In this book, Michael Feathers offers start-to-finish strategies for working more effectively with large, untested legacy code bases. This book draws on material Michael created for his renowned Object Mentor seminars: techniques Michael has used in mentoring to help hundreds of developers, technical managers, and testers bring their legacy systems under control. The topics covered include Understanding the mechanics of software change: adding features, fixing bugs, improving design, optimizing performance Getting legacy code into a test harness Writing tests that protect you against introducing new problems Techniques that can be used with any language or platform—with examples in Java, C++, C, and C# Accurately identifying where code changes need to be made Coping with legacy systems that aren't object-oriented Handling applications that don't seem to have any structure This book also includes a catalog of twenty-four dependency-breaking techniques that help you work with program elements in isolation and make safer changes. |
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