| brighthouse financial variable annuity: The Only Guide to Alternative Investments You'll Ever Need Larry E. Swedroe, Jared Kizer, 2010-05-13 The rewards of carefully chosen alternative investments can be great. But many investors don’t know enough about unfamiliar investments to make wise choices. For that reason, financial advisers Larry Swedroe and Jared Kizer designed this book to bring investors up to speed on the twenty most popular alternative investments: Real estate, Inflation-protected securities, Commodities, International equities, Fixed annuities, Stable-value funds, High-yield (junk) bonds, Private equity (venture capital), Covered calls, Socially responsible mutual funds, Precious metals equities, Preferred stocks, Convertible bonds, Emerging market bonds, Hedge funds, Leveraged buyouts, Variable annuities, Equity-indexed annuities, Structured investment products, Leveraged funds The authors describe how the investments work, the pros and cons of each, which to consider, which to avoid, and how to get started. Swedroe and Kizer evaluate each investment in terms of: Expected returns Volatility Distribution of returns Diversification potential Fees Trading and operating expenses Liquidity Tax efficiency Account location Role in an asset-allocation program Any investor who is considering or just curious about investment opportunities outside the traditional world of stocks, bonds, and bank certificates of deposit would be well-advised to read this book. |
| brighthouse financial variable annuity: Life Insurance Fact Book , 1959 |
| brighthouse financial variable annuity: Deutsche Bank Wetfeet, 2006 |
| brighthouse financial variable annuity: Bank On Yourself Pamela Yellen, 2010-03-23 The Wall Street Journal, USA Today, and BusinessWeek bestseller Bank On Yourself: The Life-Changing Secret to Growing and Protecting Your Financial Future reveals the secrets to taking back control of your financial future that Wall Street, banks, and credit card companies don’t want you to know. Can you imagine what it would be like to look forward to opening your account statements because they always have good news and never any ugly surprises? More than 100,000 Americans of all ages, incomes, and backgrounds are already using Bank On Yourself to grow a nest-egg they can predict and count on, even when stocks, real estate, and other investments tumble. You’ll meet some of them and hear their stories of how Bank On Yourself has helped them reach a wide variety of short- and longterm personal and financial goals and dreams in this book. |
| brighthouse financial variable annuity: Mergers, Acquisitions, and Other Restructuring Activities Donald DePamphilis, 2011-08-22 Two strengths distinguish this textbook from others. One is its presentation of subjects in the contexts wherein they occur. The other is its use of current events. Other improvements have shortened and simplified chapters, increased the numbers and types of pedagogical supplements, and expanded the international appeal of examples. |
| brighthouse financial variable annuity: Wealth Creation in the World’s Largest Mergers and Acquisitions B. Rajesh Kumar, 2018-11-29 This book highlights research-based case studies in order to analyze the wealth created in the world’s largest mergers and acquisitions (M&A). This book encourages cross fertilization in theory building and applied research by examining the links between M&A and wealth creation. Each chapter covers a specific case and offers a focused clinical examination of the entire lifecycle of M&A for each mega deal, exploring all aspects of the process. The success of M&A are analyzed through two main research approaches: event studies and financial performance analyses. The event studies examine the abnormal returns to the shareholders in the period surrounding the merger announcement. The financial performance studies examine the reported financial results of acquirers before and after the acquisition to see whether financial performance has improved after merger. The relation between method of payment, premium paid and stock returns are examined. The chapters also discuss synergies of the deal-cost and revenue synergies. Mergers and acquisitions represent a major force in modern financial and economic environment. Whether in times of boom or bust, M&As have emerged as a compelling strategy for growth. The biggest companies of modern day have all taken form through a series of restructuring activities like multiple mergers. Acquisitions continue to remain as the quickest route companies take to operate in new markets and to add new capabilities and resources. The cases covered in this book highlights high profile M&As and focuses on the wealth creation for shareholders of acquirer and target firms as a financial assessment of the merger’s success. The book should be useful for finance professionals, corporate planners, strategists, and managers. |
| brighthouse financial variable annuity: Annuities For Dummies Kerry Pechter, 2023-07-20 Looking for steady retirement income? Read this book! Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value. Stretch your savings into lifelong income Ask smarter questions when talking to an agent, broker or adviser Retire with less anxiety about the market Feel more in control of your financial life Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings. |
| brighthouse financial variable annuity: Pension and Annuity Income United States. Internal Revenue Service, 1990 |
| brighthouse financial variable annuity: Wisconsin Insurance Report , 1989 |
| brighthouse financial variable annuity: A Look at 401(k) Plan Fees , 2010 |
| brighthouse financial variable annuity: Investment Industry Claims Debunked Robert P. Kurshan, 2022 This book is for people who want to know what to do with the money they save: so that it's there when they need it - to buy a home, pay for college, etc. - but also grows enough so they don't outlive it. The investment industry is fixated on the importance of maintaining a balance of stocks and bonds, shifting to more bonds as one ages. This book challenges this belief by arguing that what's actually important is to have just enough bonds and cash to support spending needs from a stable source, and to replenish these through the sale of stocks at propitious times when the stock market is not depressed. It features simple mathematical calculations, an explanation of basic financial objects like stocks, bonds, ladders, CDs, ETFs, or annuities, a discussion of how to evaluate financial risk, examinations of insurance, fraud deterrence, dollar cost averaging, benefits of a mortgage, risks of a pension, and general advice about healthcare. Although the book is written to be accessible to those with little or no prior knowledge of finance, the studies and conclusions presented here benefit a multitude of financial investors. |
| brighthouse financial variable annuity: Investment Company Act Release United States. Securities and Exchange Commission, 1970 |
| brighthouse financial variable annuity: The Economics, Regulation, and Systemic Risk of Insurance Markets Felix Hufeld, Ralph S. J. Koijen, Christian Thimann, 2017 The book brings together academics, regulators, and industry experts to provide a multifaceted array of research and perspectives on insurance, its role and functioning, and the potential systemic risk it could create. |
| brighthouse financial variable annuity: You Don't Have to Drive an Uber in Retirement Marc Lichtenfeld, 2018-03-07 Named the 2019 Investment and Retirement Planning Book of the Year by the Institute for Financial Literacy It’s never too late to start planning for retirement You Don’t Have to Drive an Uber in Retirement is a survival guide for your golden years, and a lifeline for those entering the Retirement Crisis unprepared. Roughly 45 percent of Americans have zero dollars saved for retirement—but the average retiree will spend $154,000 in out-of-pocket health care costs alone. We need to figure out how to generate more income, even in retirement, and spend less. How do we boost our retirement income? Is investing the way to go? How much do we need, anyway? This book does more than just answer the important questions—it gives you real-world tips to help you reach your financial goals. Yes, it is possible to increase your income in or as you approach retirement. These guidelines will help you optimize your assets and put away more money for the years you’ll need it most. Planning for retirement does not mean holding off on fun today; there are many ways the average American can reduce everyday costs of living without living like a pauper. This book will help you take stock of what you have and what you’ll need, and show you how to bridge the gap. Maximize your savings while minimizing the lifestyle impact Unique ways for generating a meaningful amount of income, that don’t require you to get a job Learn just how much you’ll need for a comfortable retirement Adopt new everyday strategies that will help you bolster your funds Add new income streams, optimize your portfolio, and learn to spend less without living less—these are the key factors in making your golden years truly golden. You Don’t Have to Drive an Uber in Retirement is an important resource and insightful guide for those hoping to one day leave the workforce—in comfort. |
| brighthouse financial variable annuity: The Annuity Stanifesto Stan G. Haithcock, 2014-02-27 The Annuity Stanifesto is the only book you will ever need to fully understand the complex world of annuities. Stan The Annuity Man describes how every type of annuity works, thoroughly explains annuity strategies from the simplest to the most complex, and provides unique insight about the annuity industry. The Annuity Stanifesto shows you where and how annuities work in your portfolio, and details the essential annuity specifics that should be understood within every policy. Stan's no nonsense and easy to understand approach makes this book a go to resource for all things annuity. The Annuity Stanifesto is an informative in your face masterpiece. |
| brighthouse financial variable annuity: Not Just A Living Mark Henricks, 2003-07-03 As people have come to yearn for more fulfilling and creative work, many are realizing their dreams by leaving the corporate life behind and creating businesses around the things they love. In Not Just a Living, Mark Henricks explores the genesis of this cultural and social phenomenon and offers a comprehensive approach for assessing your own potential, taking the plunge, and building a business that helps you fulfill both personal and professional aspirations. Combining the authority of firsthand experience, colorful and engaging stories from the front lines, and a variety of diagnostic and planning tools, Henricks shows you how to determine whether the entrepreneurial route is right for you, recognize opportunities, overcome obstacles, plan your course, and launch and sustain your business-whether it's a solo venture out of your garage or a multi-million-dollar enterprise. |
| brighthouse financial variable annuity: Financial Peace Dave Ramsey, 2002-01-01 Dave Ramsey explains those scriptural guidelines for handling money. |
| brighthouse financial variable annuity: Teach and Retire Rich Dan Otter, 2005-03-01 Teach and Retire Rich details how educators can reap the intrinsic and extrinsic rewards of the profession. Fundamental savings concepts are explained in clear, easy-to-understand prose and illustrated with stories about real teachers who have taught and retired rich or are well on their way. Teach and Retire Rich ensures that No Teacher Will Be Financially Left Behind. |
| brighthouse financial variable annuity: Global Financial Stability Report, October 2019 International Monetary Fund. Monetary and Capital Markets Department, 2019-10-16 The October 2019 Global Financial Stability Report (GFSR) identifies the current key vulnerabilities in the global financial system as the rise in corporate debt burdens, increasing holdings of riskier and more illiquid assets by institutional investors, and growing reliance on external borrowing by emerging and frontier market economies. The report proposes that policymakers mitigate these risks through stricter supervisory and macroprudential oversight of firms, strengthened oversight and disclosure for institutional investors, and the implementation of prudent sovereign debt management practices and frameworks for emerging and frontier market economies. |
| brighthouse financial variable annuity: Financial Economics of Insurance Ralph S.J. Koijen, Motohiro Yogo, 2023-04-04 An authoritative and comprehensive graduate textbook on the modern insurance sector The traditional role of insurers is to insure idiosyncratic risk through products such as life annuities, life insurance, and health insurance. With the decline of private defined benefit plans and government pension plans around the world, insurers are increasingly taking on the role of insuring market risk through minimum return guarantees. Insurers also use more complex capital management tools such as derivatives, off-balance-sheet reinsurance, and securities lending. Financial Economics of Insurance provides a unified framework to study the impact of financial and regulatory frictions as well as imperfect competition on all insurer decisions. The book covers all facets of the modern insurance sector, guiding readers through its complexities with empirical facts, institutional details, and quantitative modeling. An up-to-date textbook for graduate students in economics, finance, and insurance Covers a broad range of topics, including insurance pricing, contract design, reinsurance, portfolio choice, and risk management Provides promising new directions for future research Can be taught in courses on asset pricing, corporate finance, industrial organization, and public economics An invaluable resource for policymakers seeking an empirical and institutional account of today’s insurance sector |
| brighthouse financial variable annuity: The Ensemble Practice P. Palaveev, 2012-10-02 A detailed road map for wealth managers who want to build an ensemble firm or team and achieve sustained growth, profitability and high valuations Why do ten percent of wealth management firms grow faster than the rest of the industry, often despite the turbulence of the markets? The answer, according to industry consultant and researcher, P. Palaveev, is that the most successful firms are those which, create and promote a team-based service model that serves as the foundation of their enterprise. Find out how and why a team-based service model can play a decisive role in the future growth and sustained success of your wealth management firm Discover the key factors for building a successful ensemble firm and profit from the best practices top team-based firms employ Profit from the author's years of experience working with the world's top wealth management firms and the data he has compiled as a pre-eminent industry researcher Learn about the various organizational structures, partnership models and career path options and how to put them to work building an ensemble practice Get the lowdown on how the savviest traditional broker-dealer firms have formed dynamic ensemble teams within their organizations and learn of the results they've achieved |
| brighthouse financial variable annuity: Mom and Dad, We Need to Talk Cameron Huddleston, 2019-06-25 Learn to start open, productive talks about money with your parents as they age As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years. Sometimes parents are reluctant to address money matters with their adult children, and topics such as long-term care, retirement savings (or lack thereof), and end-of-life planning can be particularly touchy. In this book, you’ll hear from others in your position who have successfully had “the talk” with their parents, and you’ll read about a variety of conversation strategies that can make talking finances more comfortable and more productive. Learn conversation starters and strategies to open the lines of communication about your parents’ finances Discover the essential financial and legal information you should gather from your parents to be prepared for the future Gain insight from others’ stories of successfully talking money with aging parents Gather the courage, hope, and motivation you need to broach difficult subjects such as care facilities and end-of-life plans For children of Baby Boomers and others looking to assist aging parents with their finances, Mom and Dad, We Need to Talk is a welcome and comforting read. Although talking money with your parents can be hard, you aren’t alone, and this book will guide you through the process of having fruitful financial conversations that lead to meaningful action. |
| brighthouse financial variable annuity: Business Journal Potbelly Publishing, 2019-07-23 PRODUCTIVITY BEGINS WITH A PLAN! Be more productive, by organizing all of your business information and notes in one place. The Business Journal by Potbelly Publishing includes pages to write your business information, operating agreement, core values, business branding, and customer profiles. Space to plan your yearly schedule, social media, projects, and events. Helpful pages for logging your tax filing dates, Department of Revenue & Secretary of State submissions and confirmation numbers, As well as helpful recourses, like Excise Tax Return Due Dates. Blank and lined pages for lists, ideas, brainstorming, and journaling. Journal pages are designed with minimal headers, for ease customization. 100 page, 7x10 paperback journal. Black ink, white paper. TABLE OF CONTENTS: Business Information Business Values Business Branding Customer Profile Yearly Schedule Excise Tax Return Due Dates Tax Filing Log DOR & SOS Submissions Log Website Information Social Media Operating Agreement Brainstorm Lists Project Planner Business Journal |
| brighthouse financial variable annuity: Insurance Contract Law , 2014-07-21 This report follows on from the Law Commission's first report in this area: Consumer Insurance Law: Pre-contract Disclosure and Misrepresentation, which resulted in the Consumer Insurance (Disclosure and Representations) Act 2012 (CIDRA). It recommends reform of the law in four areas of insurance law: the duty of disclosure in business and other non-consumer insurance; the law of insurance warranties; insurer's remedies for fraudulent claims; and late payment of insurance claims. These reforms would be a default scheme for business insurance, leaving the parties free to agree alternative arrangements in their contracts provided they do so transparently. The majority of the Law Commissions' recommendations were accepted by the Government. The Insurance Bill was introduced in the House of Lords on 17 July 2014. |
| brighthouse financial variable annuity: Interviews With Top Producing Insurance Agents David Duford, 2018-08-06 The Best Way To Become A Top Producing Insurance Agent... Is To LEARN From A Top Producing Insurance Agent! Are you a new or struggling insurance agent? Are you in search of guidance and direction on how to have an enormously successful career in selling insurance? If so, Interviews With Top Producing Insurance Agents will show you - by example - how 13 six- and seven figure earning insurance agents from a variety of insurance sales backgrounds not only achieved success, but continually sustain success, year after year! You'll get the truth on what it takes to become successful, how to deal with the trials and tribulations that come with selling insurance, and how to position yourself as an individual with value, so you will attract more insurance business. Dave Duford interviews top producing insurance agents and agencies from the following insurance niches: final expense, Medicare Supplement sales, large -employer employee benefits, annuity sales, disability insurance, selling insurance telephonically, and much more. If your goal is to improve your results selling insurance, no matter what type you sell, then this candid, over the shoulder interview into the details of top producing agents will help you immensely. |
| brighthouse financial variable annuity: 2020 Life Statistical Report Naic, 2020-08-09 |
| brighthouse financial variable annuity: Variable Annuities U.S. Securities and Exchange Commission, 2007 Explains what they are, how they work, their cost, and questions to ask before you invest. |
| brighthouse financial variable annuity: The Handbook of Variable Income Annuities Jeffrey K. Dellinger, 2006-08-28 In-depth coverage of variable income annuities With trillions of dollars in retirement savings assets, the tens of millions of Americans on the precipice of retirement need to convert these savings into retirement income. The fact that variable income annuities (VIAs) generate maximum lifetime income with zero probability of outliving it has spurred the need for more information about VIAs. The Handbook of Variable Income Annuities is by far the most comprehensive source of information on this topic. This book thoroughly describes the most important principles of optimal asset liquidation and demystifies VIA mechanics, so readers can gain a high comfort level with this important financial instrument. Interestingly and clearly, The Handbook of Variable Income Annuities explains the mathematical pricing of variable income annuities, expected rates of return, taxation, product distribution, legal aspects, and much more. Jeffrey K. Dellinger (Fort Wayne, IN), a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries, has over 25 years experience in the financial services sector. He advises institutions on retirement income optimization, products, and markets. |
| brighthouse financial variable annuity: Sustainable Life Insurance Aymeric Kalife, Ludovic Goudenège, Tan Xiaolu, Mouti Saad, Mounir Bellmane, 2023-08-18 Sustainable Life Insurance: Managing Risk Appetite for Insurance Savings and Retirement Products gives an overview of all relevant aspects of traditional and non-traditional savings and retirement products from both insurers’ and policyholders’ respective risk appetites. Examples of such products include general accounts, whole life, annuities (variable, fixed and fixed indexed, structured), index-linked products, CPPI-based products, etc. The book contains technical details associated with both practice and theory, specifically related to modelling, product design, investments and risk management challenges and solutions, tailored to both insurers’ and policyholders’ perspectives. Features The book offers not only theoretical background but also concrete, cutting-edge quick wins across strategic and operational business axes. It will be an asset for professionals in the insurance industry, and a great teaching/learning resource for courses in risk management, insurance modelling, and more. The book highlights the operational challenges encountered across modelling, product designs and hedging. |
| brighthouse financial variable annuity: Annuities For Dummies Kerry Pechter, 2011-02-09 Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition. This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to: Identify the main types of annuities Weigh the pros and cons of annuities for yourself Minimize the complexity and cost of your annuity investment Figure out how much money to commit Avoid common annuity pitfalls Create an income you can’t outlive The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you. |
| brighthouse financial variable annuity: Annuities and Retirement Income Planning Patrick J. Collins, 2016-03-16 Annuitization is one asset management strategy for retirees seeking to secure lifetime income. The US annuity marketplace offers a variety of annuity contracts, including single premium annuities, advanced life deferred annuities, variable annuities with lifetime income guarantee riders, and ruin contingent deferred annuities. Advisers seeking to provide guidance to clients in or near retirement can benefit by understanding (1) the arguments both for and against annuitization and (2) how a client’s interests might be best represented in the marketplace. Important annuity contract provisions are highlighted and briefly discussed so the adviser can become more familiar with retirement-planning options. |
| brighthouse financial variable annuity: Annuity 360 Learn All You Need to Know about Annuities Ford Stokes, 2020-12-14 There are a lot of misconceptions around annuities. Most of them revolve around the sale of variable annuities from brokers where there is a lot of overpromising done, in my Humble opinion. For example, a variable annuity is a security and therefore is an investment that inherently carries risk and comes with high fees. For variable annuities, 3-6 percent in fees could come out of the overall account value annually versus just a 0-1 percent annual fee with a Fixed Indexed Annuity. My number one goal in writing this book is to educate American pre-retirees and retirees on the extreme value of investing in an accumulation-based annuity. In this book, you will learn how you can eliminate the advisory fees that you pay on bonds that you may currently hold within your portfolio if you have a financial advisor. We will also discuss the metric power of a strategic bond replacement, the power of zero, and the current price to earnings ratio of bonds. If at any point during the reading of this book you have questions, don't hesitate to reach out to me, Ford Stokes, your Chief Financial Advisor with Active Wealth Management at (770) 685-1777 or by sending me an email at ford@activewealth.com. I am happy to address any questions or concerns you may have about your finances and portfolio. You can also visit our website www.activewealth.com and click the Set An Appointment button in the upper right corner to schedule your FREE Successful Retirement consultation. If you want to follow Active Wealth Management and me on social media, you can find us on Twitter @activewealthm, on Instagram @activewealth and on Facebook by visiting www.facebook.com/ActiveWealthM/. A lot of people feel intimidated to get in touch with the author, but I promise you that I am approachable and here to answer any questions you may have. I am passionate about educating people on the best ways to invest and retire successfully. I have no problem taking your calls and emails and I look forward to talking with you. |
| brighthouse financial variable annuity: The Truth about Variable Annuities Crc Fic Cwc J. Marc Ruggerio, 2011-01-19 The most up to date and authoritative book on the complexities of structuring annuities. The author takes an unbiased point of view and articulates the complexities of all the major aspects of variable annuities and riders to allow them to become more understood by financial advisors and annuity owners alike. He clearly notes the benefits of variable annuities as well as the pitfalls which to look out for! Showing you the strategies that experts utilize within these investments while also detailing significant failures of cases where they were misunderstood and not structured properly. Can be used as a perfect reference guide on specific aspects of variable annuities as well as providing insight into the business of how variable annuities are sold. This is a bold and concise approach that allows the truth to be seen without reservations. |
| brighthouse financial variable annuity: Life Annuity Products and Their Guarantees OECD, 2016-12-05 This publication helps policy makers to better understand annuity products and the guarantees they provide in order to optimise the role that these products can play in financing retirement. |
| brighthouse financial variable annuity: The Complete Guide to Investing in Annuities Matthew G. Young, 2011 Annuity investment has become an increasingly popular option for many investors each year with the market topping more than $100 billion in sales in recent years. Due to the dual nature of annuities, they can often be misunderstood and many investors looking for high return rates steer clear of them, hoping for the quick return rates that they often associate with higher risk investments. Though, as this book will show you, annuity investment done properly can be an incredibly powerful tool in helping you reach your full financial potential without taking substantial risks. In this book, you will learn exactly what annuities are and how they work. You will be shown all of the common misconceptions about annuities and how you can get past those and decide if annuity investment is right for you. You will learn the primary purpose of an annuity and how they can help diversify your retirement options. You also will learn which risks are immediately associated with annuities in regards to your retirement, including longevity, investment, and planning risks. The specific elements of an annuity are laid out in striking detail, showing you how it works, what the differences are between each major type, and what you can expect from deferring annuities and immediate annuities. The pros and cons of each type and comparisons to other investment options such as CDs, mutual funds and retirement accounts will help you decide how an annuity fits into your portfolio. Interviews with dozens of financial experts have helped us compile a comprehensive guide on everything you can imagine related to annuities. You will learn how a fixed annuity operates and what you can expect from multi-year agreements as opposed to single-year agreements or market value adjusted annuities. Index, variable, and income annuities are also described in full detail in their own chapters along with when they are the best choice and how they ideally fit into your investment strategies. You will learn how to properly structure an annuity and how to optimize your variable investments. You will be shown how to access, get out of, or convert your annuities when things change in your life and what you can expect to pay in taxes on your annuities. Finally, you will be walked through the annuity sales process, including what you should expect from your salesman and ten essential questions you must ask before you sign any paperwork. If you are considering or preparing to purchase an annuity in anticipation of your retirement, this book is a vital tool that you cannot overlook. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company presidentâe(tm)s garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed. |
| brighthouse financial variable annuity: Getting Started in Annuities Gordon K. Williamson, 1998-10-30 Getting Started in annuities One of the most popular retirement investment options, annuities are also among the most difficult to comprehend. This handy volume provides an in-depth, easy-to-understand look at these complex instruments, revealing exactly what they are, how they work, and what advantages they have over other investment vehicles. Along with performance tables, sample portfolios, and a helpful Q & A section, you'll find up-to-date details on tax law changes, as well as complete information on: |
| brighthouse financial variable annuity: Don't Die Broke David Reindel, 2009-03-01 Massive numbers of 50-plus baby boomers will be retiring in the next few years. How will they finance that retirement? This practical guide presents an often overlooked but commonsense solution. Expert David Reindel argues persuasively for the preservation of assets, rather than a risk-prone obsession with the accumulation of them. Crucial to this process, he explains, is the humble annuity. Why have these time-honored investment tools generated so much negative attention in recent years? Don’t Die Broke details the financial industry’s misrepresentations of the annuity, and how — set up and managed correctly — it can offer the most reliable income source for boomers in this era of economic uncertainty. This book is both a clear-minded analysis of the forces that have led us to the present calamity and a reassuring roadmap to a more secure future. |
| brighthouse financial variable annuity: Investing with Variable Annuities- Fifty Reasons Why Variable Annuities May Be Better Long-Term Investments Than Mutual Funds John Huggard, 2010-01-01 |
| brighthouse financial variable annuity: Investing with Variable Annuities - Fifty Reasons Why Variable Annuities May Be Better Long-term Investments Than Mutual Funds John Huggard, 2011-01-07 |
| brighthouse financial variable annuity: The Truth About Buying Annuities Steve Weisman, 2008-08-05 Annuities have become one of the most popular ways to save for retirement and also one of the most misunderstood, overhyped, and dangerous investment vehicles available today. Some annuities are worth the money... but too many are flawed, overpriced, and packed with hidden fees that make them absolutely horrible investments. In The Truth About Buying Annuities, consumer finance expert Steven Weisman helps you make smart decisions about annuities and avoid the lies, misrepresentations, and ripoffs that await uninformed investors. From start to finish, Weisman delivers quick, bite-size, just-the-facts information and plain-English explanations you can actually use. You'll learn all you need to know about immediate, deferred, and variable annuities; actively-managed vs. indexed annuities; inflation-protected and tax-sheltered annuities; and more. Weisman explains the impact of annuities on taxes, Medicare, Medicaid, long-term care, and your other retirement plans. He presents crucial, hard-to-find information about death benefits, joint and survivor annuities, alternatives to annuities, assessing annuity risk, avoiding scams, and even how to escape from a bad annuity you've already purchased. Unlike some books on annuities, this one's simple to read, simple to use, up-to-date, and complete: it's the only annuity guide you need! |
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Your variable annuity offers a diversified selection of investment options and gives you the flexibility to design your own investment strategy or use professionally managed asset …
Brighthouse Prime Options Variable Annuity - Brighthouse …
A variable annuity is one of the only financial products that can provide guaranteed lifetime income. Typically, variable annuities offer the following distributions: • Single or joint income or …
Cova Variable Annuity Variable Investment Option …
Variable Investment Option Performance Update The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or …
FlexChoice Access - Brighthouse Financial
A Brighthouse Financial variable annuity with the optional FlexChoice Access1 living benefit rider lets you turn a portion of your retirement savings into guaranteed income that can last for life. …
4408644 2403 MLR531646-6 - Brighthouse Financial
Variable annuities are long-term investments designed for retirement purposes. Variable annuities issued by Brighthouse Life Insurance Company have limitations, exclusions, charges, …
U.S. Individual Variable Annuity Sales — Traditional and RILA …
U.S. Individual Variable Annuity Sales — Traditional and RILA Breakout . Second Quarter 2024 YTD ($ in thousands) Rank . ... 4 Nationwide 2,553,836 Brighthouse Financial 3,889,971 5 . ...
Illustrative Guide to Annuities - Brighthouse Financial
Annuities are financial products that combine different features to meet different needs for retirement. A portion of retirement savings. A guaranteed income stream when annuitized. …
American Forerunner Series_mapped_Final
Effective on or about May 24, 2019, Invesco Advisers, Inc. replaced Oppenheimer Variable Accounts Funds as the subadviser to the Invesco Global Equity Portfolio which was previously …
Lifetime Withdrawal Guarantee - Brighthouse Financial
Brighthouse Financial variable annuity with an optional living benefit rider lets you turn a portion of retirement savings into guaranteed income that lasts for life. variable annuity (VA) is a financial …
The Variable Annuity Contract - rightprospectus.com
variable annuity contract issued by Brighthouse Life Insurance Company (“BLIC”, the “Company”, or “we” or “us”), is available and contains more information about the Contract including its …
Variable Investment Option Performance Update Series VA
Performance current to the most recent month-end may be viewed at www.BrighthouseFinancial.com. The investment return and principal value of an investment …
BRIGHTHOUSE LIFE INSURANCE COMPANY OF NY …
deferred variable annuity contract offered by Brighthouse Life Insurance Company (BLIC, the Company, or we or us). The contract is offered for individuals and some tax qualified and non …
Q1 2025 BHF Financial Supplement - Brighthouse Financial, …
Shield Level Annuities refers to our suite of structured annuities consisting of products marketed under various names. Represents 100% of gross sales on directly written business and the …
Plan Ahead - aem-dev2.brighthousefinancialpro.com
consider a variable annuity as a part of an overall retirement strategy. A variable annuity is one of the few products individuals can buy that offers the option of payments for life, no matter how …
Brighthouse Financial Variable Annuity
Contact your financial professional or visit brighthousefinancial.com for more resources on how Brighthouse Financial Variable Annuities work.
Index Annuity Variable Investment Option Performance Update
Variable annuities are long-term investments designed for retirement purposes. Variable annuities have limitations, exclusions, charges, termination provisions and terms for keeping them in force.
An illustrated guide to reviewing VA annuity ... - Brighthouse …
The Variable Annuity Statements that many of your clients receive each quarter from Brighthouse Financial provide a perfect opportunity for you to strengthen your relationship with them by: …
ISSUED BY BRIGHTHOUSE LIFE INSURANCE COMPANY …
Variable Annuity — an Annuity payout option providing for payments varying in amount in accordance with the investment experience of the assets held in the underlying securities of …
FlexChoice Access Lifetime Income With Fewer Compromises
FlexChoice Access is a living benefit rider available on Brighthouse Financial® variable annuities. FlexChoice Access is referred to as the Guaranteed Lifetime Withdrawal Benefit (GLWB) in …
BRIGHTHOUSE LIFE INSURANCE COMPANY OF NY
about the Brighthouse Variable Annuity Contract. To learn more about the Brighthouse Variable Annuity Contract, you can obtain a copy of the Statement of Additional Information (SAI) dated …
Series/Class VA - Brighthouse Financial
Your variable annuity offers a diversified selection of investment options and gives you the flexibility to design your own investment strategy or use professionally managed asset …
Brighthouse Prime Options Variable Annuity - Brighthouse …
A variable annuity is one of the only financial products that can provide guaranteed lifetime income. Typically, variable annuities offer the following distributions: • Single or joint income or …
Cova Variable Annuity Variable Investment Option …
Variable Investment Option Performance Update The performance data quoted represents past performance and does not guarantee future results. Current performance may be lower or …
FlexChoice Access - Brighthouse Financial
A Brighthouse Financial variable annuity with the optional FlexChoice Access1 living benefit rider lets you turn a portion of your retirement savings into guaranteed income that can last for life. …
4408644 2403 MLR531646-6 - Brighthouse Financial
Variable annuities are long-term investments designed for retirement purposes. Variable annuities issued by Brighthouse Life Insurance Company have limitations, exclusions, charges, …
U.S. Individual Variable Annuity Sales — Traditional and …
U.S. Individual Variable Annuity Sales — Traditional and RILA Breakout . Second Quarter 2024 YTD ($ in thousands) Rank . ... 4 Nationwide 2,553,836 Brighthouse Financial 3,889,971 5 . ...
Illustrative Guide to Annuities - Brighthouse Financial
Annuities are financial products that combine different features to meet different needs for retirement. A portion of retirement savings. A guaranteed income stream when annuitized. …
American Forerunner Series_mapped_Final
Effective on or about May 24, 2019, Invesco Advisers, Inc. replaced Oppenheimer Variable Accounts Funds as the subadviser to the Invesco Global Equity Portfolio which was previously …
