Advertisement
business auto insurance nj: New Jersey Auto Insurance Law Cynthia M. Craig, Daniel J. Pomeroy, 1917-10-24 This comprehensive paperback contains thorough and practical discussions of such important issues as the changes in personal injury protection under the 1990 amendments to the PIP law, the interplay of PIP, health insurance and workman's compensation coverage, the litigation implications of the differing tort threshold provisions, the rules for determining whether a motorist is uninsured or underinsured under the UM/UIM clauses, the rights and remedies of insurers and insureds when multiple uninsured / underinsured policies are potentially involved in a claim, and much more. The easy-to-carry and easy-to-use text includes: Current statutory provisions regulating no fault, uninsured and underinsured motorist coverage, including the Fair Automobile Insurance Reform Act of 1990. Practical tips on prosecuting, defending and arbitrating claims for personal injury and property Up-to-the-minute guide for all the case law interpreting and applying the legislative enactments. damage under the statutory scheme. With Full Text of Relevant Statutory and Regulatory Provisions |
business auto insurance nj: New Jersey Insurance Law George J. Kenny, Frank A. Lattal, 2014-11-29 New Jersey Insurance Law provides comprehensive, accurate and in-depth information about insurance policies, issues and law in New Jersey. This annual paperback provides the most updated information in the most reader-friendly format Particularly useful are the chapters on specific types of policies. In this area, perhaps, the book achieves its ultimate purpose of bringing together in one place the many disparate threads of insurance practice. -- Steven M. Richman, Duane Morris, LLP, New Jersey Law Magazine This book provides a comprehensive overview of the key precedential developments in insurance coverage law and is a fundamental starting point for all aspects of research and knowledge in this practice area. -- Kimberly M. Parson, of Smith, Stratton, Wise, Heher & Brennan, LLP |
business auto insurance nj: Property & Casualty Insurance (Core with Georgia) , 2021-11 |
business auto insurance nj: Plunkett's Insurance Industry Almanac Jack W. Plunkett, 2006-11 Covers the business of insurance and risk management, and is a tool for market research, strategic planning, competetive intelligence or employment searches. This book contains trends, statistical tables and an industry glossary. It also provides profiles of more than 300 of the world's leading insurance companies. |
business auto insurance nj: Plunkett's Insurance Industry Almanac 2009: Insurance Industry Market Research, Statistics, Trends & Leading Companies Jack W. Plunkett, 2008-11 Everything you need to know about the business of insurance and risk management--a powerful tool for market research, strategic planning, competetive intelligence or employment searches. Contains trends, statistical tables and an industry glossary. Also provides profiles of more than 300 of the world's leading insurance companies--includes addresses, phone numbers, and executive names. |
business auto insurance nj: The Insurance Industry: Automobile liability insurance United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly, 1958 |
business auto insurance nj: FREDERICK ROBERT ROHLMAN V HAWKEYE-SECURITY INSURANCE COMPANY, 442 MICH 520 (1993) , 1993 92675 |
business auto insurance nj: The Standard , 1920 |
business auto insurance nj: Guide for Carriers United States. Department of Transportation. Office of Hazardous Materials Operations, 1977 |
business auto insurance nj: Workers' Compensation Subrogation In All 50 States - Fifth Edition Gary L. Wickert, 2012-04-01 Workers' compensation subrogation continues to change and adapt, as trial lawyers prod its weak points and capitalize on confusing areas of the law. There have been numerous changes in workers' compensation statutes and case law in many states since the last edition. This edition includes an exhausting survey and detailed explanation of the crazy status of employer contribution in Illinois, which includes a step-by-step exposition of how contractual indemnity and the Kotecki cap play a role in expanded employer liability in Illinois workers' compensation subrogation cases. It covers the many nuances of Naig and Reverse-Naig settlements under Minnesota law, including an analysis of who has what burdens of proof and the effect such a settlement has on the remaining third-party case tried to a jury. In light of the landmark Missouri Court of Appeals decision in Robinson v. Hooker, the liability of co-employees in Missouri and surrounding states have been covered in greater detail. The concept of co-employee liability for acts which are intentional or committed outside of the course and scope of employment has been added in several states. New case law and explanations were added to the Texas chapter with regard to subrogating against UM/UIM policies, including arguments with regard to the efficacy of UM/UIM exclusionary policy language and the ability to subrogate against a UM/UIM policy actually issued by the same carrier insuring for workers' compensation coverage. West Virginia completely revised their subrogation statute and created a new statute relating to the statutory employer status of primary contractors and subcontractors on construction sites, limiting when and how primary contractors can become legitimate third parties for purposes of subrogation. Chapter 7, Contractual Limitations to Subrogation has been completely overhauled to include new statutes and case law for every state to assist practitioners in determining the law applicable when there is an alleged applicable waiver of subrogation which might otherwise destroy subrogation. A new Chapter 12 has been added, which focuses on jurisdiction of workers' compensation third-party actions taking a broad look at 28 U.S.C. § 1441, which prohibits removal of cases arising under state workers' compensation laws. A carrier now has the ability to prevent cases from being removed from favorable venues in state court to less favorable federal court venues - an attractive option for plaintiffs' attorneys with whom subrogated carriers can negotiate with for stipulations and concessions on their subrogation interests in exchange for maintaining a case in state court. This edition also expands on which states do and do not hold workers' compensation to be primary. Combined with more than 100 new case decisions, this Fifth Edition is the most complete and up-to-date edition yet. Workers' Compensation Subrogation is the most complete and thorough treatise covering workers' compensation subrogation ever published. There are very few areas in which the laws of each state vary more and are applied as differently, then in the area of workers' compensation subrogation. This book is intended to introduce the workers' compensation claims handler, in-house counsel, and subrogation professionals to some of the more esoteric and complex subrogation issues encountered in today's workers' compensation insurance subrogation marketplace. It covers the following issues in all 50 states: • Allocating Third Party Recoveries • Attorney's Fees • Borrowed Servant Doctrine • Conversion of Workers' Compensation Liens • Costs and Expenses • Dual Capacity Doctrine • Equitable Subrogation/Contribution • Exclusivity Rule Barring Action Against Employer • How To Calculate Your Credit/Advance and How It Is Applied In Each State • Intentional Acts • Joint Ventures • Made Whole Doctrine As Applied To Workers' Compensation Subrogation • Necessity of Intervention • Lien Reduction Statutes • Staff Leasing Services and Temporary Employment Agencies • Statutory Subrogation Rights • Subrogating Against UM/UIM Benefits • Subrogating In Medical Malpractice Cases • Subrogating In Legal Malpractice Cases • Waivers of Subrogation • Who Qualifies As A Third Party • Other Workers' Compensation Subrogation-Related Issues In addition to being an excellent primer on workers' compensation subrogation, suitable for both the new subrogation professional and the seasoned veteran, the book also contains a detailed synopsis of the workers' compensation subrogation laws in each of the 50 states. It is a must for anyone with multi-state subrogation responsibilities. Complete with diagrams, references and thousands of footnotes, this is the most ambitious workers' compensation subrogation project ever undertaken. The following issues and topics are covered in detail for each of the 50 states: Statutory Subrogation Rights • Identifies the statutory authority for workers' compensation subrogation in that state. • Discusses the purpose/legislative intent of the statute. • Is an election necessary by the worker? • Who can bring a third party action (plaintiff, carrier, employer, or all of the above)? • When and must a third party action be brought? • What are the rights of a carrier to intervene in an existing third party action filed by a worker? • Will a worker's compensation carrier's subrogation interest be barred if not brought timely? Third Parties • Who can be sued as third parties in a third party action? • Can a co-employee be sued and under what circumstances? • Can an uninsured/underinsured carrier be a third party under the laws of that state? • Is there a dual capacity or borrowed servant doctrine which somehow affects the ability of a worker's compensation carrier to effectively subrogate? • What is the state's workers' compensation bar? • Are there any specific restrictions regarding subrogation against a subcontractor or an employee of a subcontractor in a construction situation? • Under what circumstances can the employer be sued? • Can a carrier subrogate to the benefits of a recovery in a legal or medical malpractice action? Allocation of Third Party Recovery • How and when does the carrier recover its subrogated interest? • Does the carrier recover past benefits only or also the present value of future benefits which it owes under the Workers' Compensation Act of that state? • Is there a formula used to determine how a third party recovery is allocated? • What happens to the total recovery and how is it applied? • Can a carrier recover benefits paid by a third party or recovered in a third party action which relate to loss of consortium, or non-economic damages such as pain and suffering, mental anguish, or punitive damages? • Does the employer's negligence reduce the recovery by the worker or carrier? Attorneys' Fees/Costs • Can the plaintiff's attorney recover attorneys' fees and/or costs out of the carrier's subrogated recovery and under what circumstances? • How are attorneys' fees and costs handled if the carrier is also represented by subrogation counsel, intervenes into the third party action and actively represents its interest? • What if the carrier isn't represented? • Can a plaintiff's attorney recover attorneys' fees based on the value of past benefits only or will he be able to recover attorneys' fees based on the future benefits/credit recovered by the carrier? • Must a carrier bear its proportionate share of expenses as many states require, and what does that really mean? Credit/Advance • Can a carrier take a vacation from paying workers' compensation benefits once a worker makes a third party recovery? • How is the credit calculated under state law? • Does the carrier have to do anything special to obtain the credit, such as filing with the Workers' Compensation Commission? • Does the carrier get a credit toward future compensation benefits it owes or does it actually get to collect the present value of the future benefits it owes and still be obligated to pay the scheduled benefits in the future? Statutes of Limitation • What are the applicable statutes of limitation or statutes of repose that may be applicable to third party subrogation actions? Related Subrogation Issues • Are there any other issues or statutes which affect a worker's compensation carrier's right of subrogation, such as the made whole doctrine, common fund doctrine, or anti-subrogation statutes? • Are there any lien reduction statutes, such as those existing in Indiana, which affect a worker's compensation carrier's right of recovery? • Does the state have any no-fault laws which complicate workers' compensation subrogation involving an automobile accident, such as exist in Michigan and Colorado? • What are the carrier's options if the worker and his attorney simply refuse to repay a worker's compensation carrier's lien after settling a third party action? • If the worker fails to repay the carrier, is there a cause of action for conversion of a carrier's subrogation interest or may the carrier still proceed against the third party tortfeasor to recover its subrogation interest? |
business auto insurance nj: Detroit Automobile Inter-Insurance Exchange v. Home Insurance Company, 428 MICH 43 (187) , 1987 77355 |
business auto insurance nj: Insurance Industry United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly, 1968 |
business auto insurance nj: Best's Insurance News , 1927 |
business auto insurance nj: The Insurance Industry United States. Congress. Senate. Committee on the Judiciary. Subcommittee on Antitrust and Monopoly, 1958 |
business auto insurance nj: The Insurance Field , 1922 Vols. for 1910-56 include convention proceedings of various insurance organizations. |
business auto insurance nj: Poor's , 1928 |
business auto insurance nj: Best's Insurance Reports , 1924 |
business auto insurance nj: Competition in the Insurance Industry United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law, 1985 |
business auto insurance nj: Federal Register , 2013-07 |
business auto insurance nj: Kiplinger's Personal Finance , 1999-10 The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics. |
business auto insurance nj: Plunkett's Automobile Industry Almanac: Automobile, Truck and Specialty Vehicle Industry Market Research, Statistics, Trends & Leading Companies Jack W. Plunkett, 2007-10 Provides information on the truck and specialty vehicles business, including: automotive industry trends and market research; mergers, acquisitions, globalization; automobile manufacturers; truck makers; makers of specialty vehicles such as RVs; automobile loans, insurance and other financial services; dealerships; and, components manufacturers. |
business auto insurance nj: Monthly Journal of Insurance Economics , 1916 |
business auto insurance nj: The Eastern Underwriter , 1926 |
business auto insurance nj: Soviet Military Doctrine Harriet Fast Scott, William F. Scott, 2019-06-21 The purpose of this book is to document from basic Soviet sources the development of Soviet military doctrine and its impact upon the Soviet Armed Forces. Soviet military doctrine is defined as the military policy of the Communist Party. In one way or another, this policy affects the lives of all of us-as a possible threat to free institutions and political processes as well as to our economic life and well-being. Generally we approach Soviet military policy in terms of military balances and weapons: comparisons in the number of men under arms, the speed of aircraft of the Soviet bloc versus that of NATO aircraft, the number of ballistic missiles and their throw-weights. Studying such balances is of critical importance in defining, to some degree, existing forces. But it is only through a deep and thorough study of the military policy of the Communist Party, which translates directly into military doctrine, that we can obtain the background that might aid in negotiating with the Soviets on arms control matters or in making decisions that will enable those nations outside of the Soviet bloc to deter future Kremlin military moves. |
business auto insurance nj: The Insurance Industry United States. Congress. Senate. Committee on the Judiciary, 1959 |
business auto insurance nj: The Cost and Availability of Liability Insurance for Small Business United States. Congress. Senate. Committee on Small Business, 1986 |
business auto insurance nj: Reports of Cases Argued and Determined in the Superior Court, Appellate Division, Chancery Division, Law Division, and in the County Courts of the State of New Jersey New Jersey. Superior Court, 2008 |
business auto insurance nj: The Insurance Almanac and Encyclopedia , 1927 |
business auto insurance nj: Kiplinger's Personal Finance , 1999-11 The most trustworthy source of information available today on savings and investments, taxes, money management, home ownership and many other personal finance topics. |
business auto insurance nj: The Weekly Underwriter , 1926 |
business auto insurance nj: The Spectator , 1922 |
business auto insurance nj: Report United States. Congress Senate, |
business auto insurance nj: Insurance Almanac and Encyclopedia , 1925 |
business auto insurance nj: Automobile Insurance and Compensation Study United States. Congress. Senate. Committee on Commerce, 1970 |
business auto insurance nj: Older Americans and Transportation: a Crisis in Mobility United States. Congress. Senate. Special Committee on Aging, 1970 |
business auto insurance nj: Entrepreneurship and Innovation in Automobile Insurance Samuel P. Black, John Paul Rossi, 2019-09-30 Entrepreneurs play a central role in economic growth and development, but how they do so is the subject of considerable debate. This book explains that process through an historical case study of an automobile insurance entrepreneur, Samuel P. Black, Jr., and Erie Insurance, the company he helped build. It also recounts the largely untold history of American automobile insurance. One of this study's central themes is the role of innovation in the entrepreneurial process. The rise of Erie Insurance from a four-person enterprise in Erie, Pennsylvania, in 1925 to the fourteenth largest property-casualty insurer today was the result, in part, of Black's relentless push to innovate. His continual efforts to cut costs, develop new products, satisfy customers, increase sales, and improve operations, all contributed greatly to the company's growth. A second theme is the automobile's dramatic impact on modern America. Its takeover of mass transportation provided the basis for the development of the automobile insurance industry and created many of the opportunities that Black and Erie Insurance capitalized on. These themes combine in the history of Black and Erie Insurance to illuminate the dynamic process by which the cultural, social, economic, and technological environment creates opportunities that entrepreneurs and entrepreneurial firms exploit, and how entrepreneurial actions stimulate economic growth. |
business auto insurance nj: American Agency Bulletin , 1919 |
business auto insurance nj: Best's Insurance Reports, Property-casualty , 2002 |
business auto insurance nj: The Insurance Press , 1921 |
business auto insurance nj: Hearings United States. Congress. Senate. Committee on Commerce, 1970 |
AGENCY CUSTOMER ID: NEW JERSEY COMMERCIAL AUTO …
NOTICE OF INSURANCE INFORMATION PRACTICES - PERSONAL INFORMATION ABOUT YOU, INCLUDING INFORMATION FROM A CREDIT REPORT, MAY BE COLLECTED FROM …
INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN …
insurance companies authorized to do business in the state of new jersey and their code numbers last updated may 27, 2025 www.state.nj.us/mvc/vehicles/inscocodes.htm source: security …
New Jersey Auto Insurance Buyer’s Guide - NJM Insurance …
Car insurance is required in New Jersey. Whether you are buying a new insurance policy or renewing your current policy, you must make decisions about what coverage you need and …
State of New Jersey
The Act increases the minimum limits of liability insurance coverage the operator of a commercial motor vehicle as defined in N.J.S.A. 39:3-10.11 and/or an autocab as defined in N.J.S.A. 48:16 …
ACORD 0137 NJ 2015-12 Acroform - Builders & Tradesmen's …
any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil ... business auto section coverages covered auto symbols …
Business Auto Independent Agent Insurance
the needs of your small business. With Plymouth Rock, you can rest assured your trucks, service vans and private passenger-type vehicles are backed by our commitment to offer you …
AUTO INSURANCE - The Official Web Site for The State of …
Auto insurance helps protect you and your family from losses resulting from motor vehicle accidents. It is required in New Jersey. If you drive without insurance, you are breaking the law!
DEPARTMENT OF BANKING AND INSURANCE HIL URPHY O …
The Act increases minimum limits of insurance coverage for losses resulting from liability imposed by law for bodily injury, death and property damage arising out of the ownership, maintenance, …
BUSINESS AUTO SECTION DATE (MM/DD/YYYY) AGENCY …
business auto section with the exception of encumbrances, are any vehicles not solely owned by and registered to the applicant? 1. % use use veh # date hire drivers license number/ social …
AGENCY CUSTOMER ID: BUSINESS AUTO SECTION - Standard …
Applicable in NJ Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Applicable in PR Any person …
NJ Insurance Codes for all NJ Insurance Companies.
Jun 24, 2011 · 008 selective auto insurance co of nj po box 7950 trenton nj 08650 priv pass only eff 7/01/06 009 sentry casualty company 1800 north point dr po box 8020 stevens point wi …
COMMERCIAL INSURANCE APPLICATION DATE …
Applicable in OR: Any person who knowingly and with intent to defraud or solicit another to defraud the insurer by submitting an application containing a false statement as to any material …
NEW JERSEY AUTO INSURANCE - The Official Web Site for …
Car insurance is required in New Jersey. Whether you are buying a new insurance policy or renewing your current policy, you must make many decisions about what coverage you need …
New Jersey Auto Insurance Buyer’s Guide - NJM Insurance …
Car insurance is required in New Jersey. Whether you are buying a new insurance policy or renewing your current policy, you must make many decisions about what coverage you need …
Self-Insuring Motor Vehicle Liability in the State of New Jersey …
Application forms for a company wishing to self insure its motor vehicle liability coverage in New Jersey should be filled in after the first step has been completed. Under attachments, you …
INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN …
Oct 22, 2019 · insurance companies authorized to do business in the state of new jersey and their code numbers last updated october 22, 2019 . www.state.nj.us/mvc/vehicles/inscocodes.htm. …
INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN …
insurance companies authorized to do business in the state of new jersey and their code numbers last updated august 29, 2019 . www.state.nj.us/mvc/vehicles/inscocodes.htm. source: security …
INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN …
Feb 29, 2008 · 006 unitrin direct insurance co 2790 business park dr (priv pass) vista, ca 92083 007 tower national insurance co 120 broadway (comm only) new york, ny 10271 008 selective …
INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN …
Jul 31, 2014 · INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN THE STATE OF NEW JERSEY AND THEIR CODE NUMBERS LAST UPDATED – July 31, 2014 …
INSURANCE COMPANIES AUTHORIZED TO DO BUSINESS IN …
Apr 2, 2007 · 006 unitrin direct insurance co 2790 business park dr (priv pass) vista, ca 92083 . 007 tower national insurance co 120 broadway (comm only) new york, ny 10271 . 008 selective …
Commercial Auto Insurance - Get a Free Quote - GEICO
Safeguard your business fleet of cars, vans, and trucks with GEICO's commercial auto insurance. Get a free quote now and secure your valuable assets.
Commercial Auto Insurance Quotes - NJM
Commercial auto insurance can provide coverage for a company’s liability arising from a motor vehicle accident, as well as the cost to repair or replace a damaged vehicle owned, …
New Jersey Commercial Auto Insurance - Plymouth Rock
Plymouth Rock Assurance offers New Jersey commercial auto insurance for small fleets, light trucks, service vans, and other vehicles.
Commercial Auto Insurance in New Jersey | Insureon
Nov 26, 2024 · Insureon makes it easy for New Jersey business owners to get affordable commercial auto insurance. Complete Insureon’s easy online application today to compare …
New Jersey Commercial Auto Insurance
Safeguard your business vehicles with a New Jersey commercial auto policy from Progressive. Start a quote to explore coverages and discounts.
Commercial auto insurance in New Jersey
Mar 19, 2025 · Commercial auto insurance is a legal requirement for New Jersey small businesses that own or lease work vehicles, such as utility vans or trucks. Commercial car …
Commercial Auto Insurance in New Jersey | Free Quote - Tivly
Get a Free Quote in Just Minutes! If your business is ever on the road, you need commercial auto insurance in New Jersey. Insurance for your commercial vehicles protects you, your company, …
Commercial Auto Insurance in NJ
Jun 2, 2025 · Protect your business with tailored commercial auto insurance in NJ. Get a personalized quote today for affordable coverage options!
New Jersey Business Insurance Products - pinnrisk.com
We're experts in crafting customized New Jersey commercial insurance policies suited to your unique business operations. We offer insurance packages that include business auto, liability, …
NJCAIP | Business Owner Help
Getting New Jersey commercial auto insurance for contractors, public livery, medical transport operation or commercial trucking in New Jersey can sometimes be hard. Use NJCAIP …