| business income from dependent properties: Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages (Third Edition) Christopher J. Boggs, 2013-04-25 Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages (Third Edition) details the purpose, processes, and intricacies of business income coverage; and like the title suggests, simplifies business income for the insurance professional. This book walks you through the basics of business income, details and simultaneously simplifies the business income report/worksheet (the form that scares those who have not read this book), teaches you what is required to calculate the period of restoration and coinsurance percentage (these are actually related), clarifies coverage provisions contained in the loss determination section, discusses dependent property exposures and coverage, presents the three non-coinsurance options, and expounds on extra expense coverage. In addition, the book provides a business income checklist and guides you step by step through the business income application. |
| business income from dependent properties: The Savvy Businessperson's Guide to Property & Casualty Insurance Cpcu Karin A. Fleischhaker, 2008-09 Gitty Up shouted the driver, as he encouraged the laboring horses to pull the ladened prairie schooner faster westward across the prairie. In the prairie schooners the people were excited and anxious to reach the vast prairie of Nebraska. They wanted to rush to the land, select their free land, and build their homes. Among the settlers on the Nebraska plains were the Author's parents. In this book the reader has a glimpse of their simple home, the care of the livestock on the farm, the planting and harvesting of the crops, the brutal weather, and the challenges of isolation. Every family depended on their horses for survival. Man power combined with horse power with determination resulted in permanent settlements. When tractors began to emerge for farming, then horses retired from field work. Whoa! |
| business income from dependent properties: Business Income Insurance Disputes Richard P. Lewis, Nicholas M. Insua, 2012-08-24 Unexpected business disruptions and income losses can be triggered by many events: by large-scale disasters - hurricanes, floods, earthquakes, explosions - but also by relatively minor happenings such as a local blackout, computer outages, even something as simple as a street closing. What's more, in today's global economy, major business interruptions can be caused by events far away - a breakdown in goods production in Taiwan or a power failure in India. Business Income Insurance Disputes, Second Edition helps you prepare for any eventuality. It covers everything from the basics of first-party property insurance and case law which impacts time-element coverages - to practical strategies for dealing with today's most complex business income insurance law issues and questions. Unlike the majority of books in this field, this new guide focuses primarily on the side of the policyholder. Yet it will prove useful to insurance company counsel and executives as well, giving them valuable insights into the insured's strategies In clear, plain-English terms Business Income Insurance Disputes, Second Edition helps you.... Provide sound insurance advice to your clients or company Review business income insurance forms; resolve problems stemming from vaguely-worded language; see that coverage is sufficient and all necessary clauses are included Determine the rate of loss accurately and prove that loss Protect against common insurance company tactics Negotiate effectively Avoid pitfalls and costly omissions Anticipate court responses Gain the winning edge in litigation |
| business income from dependent properties: Truckers Kim Smith, 2008 Market-specific insurance and risk control information on Truckers. This is part of the Target Market Series. Includes print and online components. Packaged as a book with accompanying online checklists. This combined print-online format provides easy-to-use material that can easily be taken into the field. Includes information such as : * Industry background * Market profile and key industry groups * Underwriting concerns * Coverage considerations * Industry classification codes * Applicable endorsements * Glossary of common industry terms * Risk control considerations * Coverage checklists |
| business income from dependent properties: Basis of Assets , 1993 |
| business income from dependent properties: Commercial Property Risk Management and Insurance Jerome Trupin, 2003 Textbook for students of insurance that examines commercial property loss exposures and risk control methods. |
| business income from dependent properties: Business Startup Randall O'Dwyer, 2024-01-23 This manual was written to answer and guide both the new start-up's questions and act as a review for the experienced business person. It is based upon my forty-plus years as a tax accountant and then highly sanded down and polished with feedback from new and experienced business owners from almost all walks of life. |
| business income from dependent properties: Commercial Real Estate Transactions Handbook Mark A. Senn, 2009-01-01 With the number and complexity of commercial real estate transactions reaching unprecedented levels, professionals in this high-stakes industry face a daunting task: keeping up with the constant legal and regulatory changes that can impact every phase of a deal. Commercial Real Estate Transactions Handbook, Fourth Edition will help you plan, negotiate and close deals using the insights and strategies of nationally recognized real estate attorney Mark Senn and over 20 experts in the field. Collectively, the editor and contributors have handled virtually every possible variation of commercial real estate transactions. Their clear, concise discussions will guide you step-by-step through each phase: Land and space acquisition Creating the owning entity, design and construction, due diligence, interim and term financing, and occupancy leases The ultimate sale or disposition of the project In addition, Commercial Real Estate Transactions Handbook is logically organized by topic, so you always find the information you need quickly and easily. Each chapter covers one broad topic area. Major subjects are then distilled into highly informative sections that focus on specific practice-oriented suggestions from the unique perspective of the and“less experiencedand” or and“disadvantagedand” party. |
| business income from dependent properties: Insuring Your Business Insurance Information Institute, 2008 |
| business income from dependent properties: Farmer's Tax Guide , 1998 |
| business income from dependent properties: Computer Security Handbook, Set Seymour Bosworth, M. E. Kabay, Eric Whyne, 2014-03-24 Computer security touches every part of our daily lives from our computers and connected devices to the wireless signals around us. Breaches have real and immediate financial, privacy, and safety consequences. This handbook has compiled advice from top professionals working in the real world about how to minimize the possibility of computer security breaches in your systems. Written for professionals and college students, it provides comprehensive best guidance about how to minimize hacking, fraud, human error, the effects of natural disasters, and more. This essential and highly-regarded reference maintains timeless lessons and is fully revised and updated with current information on security issues for social networks, cloud computing, virtualization, and more. |
| business income from dependent properties: Introduction to Risk Management and Insurance 多尔夫曼, Mark S. Dorfman, 1998 Prentice Hall出版公司授权出版 |
| business income from dependent properties: Restaurants Kim Smith, 2008 Based on the Target Market Series by Kim Smith, CPCU, ARM--Title page. |
| business income from dependent properties: Commercial Property Insurance and Risk Management , 1994 |
| business income from dependent properties: U.S. Tax Guide for Aliens , 1998 |
| business income from dependent properties: Dalrymple's Sales Management William L. Cron, Thomas E. DeCarlo, 2015-02-12 Dalrymple?s Sales Management arms sales managers with the tools to help their companies gain a competitive edge as well as acquire strategic advantages in their careers. With the tenth edition, they?ll find streamlined coverage for easier readability and retention. Numerous new cases have been added and several others have been significantly updated. The majority of case studies at the beginning of each chapter have been reworked. The authors also present new and expanded discussions on sales network, customer life time value, solutions selling, marketing-sales interaction, and marketing-sales shared responsibilities. This material will empower sales managers to build a sales force, manage strategic relationships, and motivate the sales team. |
| business income from dependent properties: The Brief , 1999 |
| business income from dependent properties: Self-employment Tax , 1988 |
| business income from dependent properties: USRA System Plan for Northeastern U.S., Final Report on EA, Prepared with Battelle Columbus Laboratories , 1975 |
| business income from dependent properties: Insurance Dictionary , 2002 |
| business income from dependent properties: Study Guide George E. Rejda, Rejda, 2002-07-10 |
| business income from dependent properties: The Complete Dictionary of Insurance Terms Explained Simply Melissa Samaroo, 2011 This handy guide is designed to assist insurance agents and consumers by explaining these complicated and confusing terms in jargon-free language. More than 2,000 complicated terms are defined in easy to understand language. No category - health, life, automobile, homeowners, renter's, or workers compensation - is overlooked. The terms are listed in alphabetical order so you can easily find what you need to know and begin to feel more confident when dealing with all matters of insurance. Atlantic Publishing is a small, independent publishing company based in Ocala, Florida. Founded over twenty years ago in the company president's garage, Atlantic Publishing has grown to become a renowned resource for non-fiction books. Today, over 450 titles are in print covering subjects such as small business, healthy living, management, finance, careers, and real estate. Atlantic Publishing prides itself on producing award winning, high-quality manuals that give readers up-to-date, pertinent information, real-world examples, and case studies with expert advice. Every book has resources, contact information, and web sites of the products or companies discussed. |
| business income from dependent properties: Rich Dad's Advisors: The ABC's of Property Management Ken McElroy, 2008-09-12 So you've made your real estate investment, now the question is: How are you going to make it successful? Maximize its potential? MMake it grow? One word: management. Hundreds of thousands know bestselling author Ken McElroy as a real estate investment tycoon. in his new book, he reveals the key to his success, exceptional property management, and teaches you its most important principles, showing you how to fundamentally succed where others fail. THE ABC'S OF PROPERTY MANAGEMENT tells readers: How to decide when to manage your property and when to hire someone to do it How to implement the right systems and structures for your investment How to manage and maximize cash flow What to expect: a month in the life of an owner-manager How to find the right property manager (and avoid the wrong ones) How to assemble a superior management team. |
| business income from dependent properties: United States Code United States, 2001 |
| business income from dependent properties: Farmer's Tax Guide - Publication 225 (For Use in Preparing 2020 Returns) Internal Revenue Service, 2021-03-04 vate, operate, or manage a farm for profit, either as owner or tenant. A farm includes livestock, dairy, poultry, fish, fruit, and truck farms. It also includes plantations, ranches, ranges, and orchards and groves. This publication explains how the federal tax laws apply to farming. Use this publication as a guide to figure your taxes and complete your farm tax return. If you need more information on a subject, get the specific IRS tax publication covering that subject. We refer to many of these free publications throughout this publication. See chapter 16 for information on ordering these publications. The explanations and examples in this publication reflect the Internal Revenue Service's interpretation of tax laws enacted by Congress, Treasury regulations, and court decisions. However, the information given does not cover every situation and is not intended to replace the law or change its meaning. This publication covers subjects on which a court may have rendered a decision more favorable to taxpayers than the interpretation by the IRS. Until these differing interpretations are resolved by higher court decisions, or in some other way, this publication will continue to present the interpretation by the IRS. |
| business income from dependent properties: Supply Chain Risk Management Gregory L. Schlegel, Robert J. Trent, 2014-10-14 You dont have to outrun the bear you just have to outrun the other guy. Often in business we only have to run a bit faster than our competitors to be successful. The same is true in risk management. While we would always like to anticipate and prevent risk from happening, when risk events do occur being faster, flexible, and more responsive than |
| business income from dependent properties: Proceedings of the ... Annual Meeting of the Nevada Bar Association Nevada Bar Association, 1927 The 1st issue, 1912, contains brief proceedings of the organization meeting, September 23, 1911, the special meeting, May 18, 1912, and the 2d annual meeting, November 15-16, 1912 (with papers). |
| business income from dependent properties: Negotiating Commercial Leases , 2004 |
| business income from dependent properties: Introduction to Risk Management and Insurance Mark S. Dorfman, 2002 Do you want to show your students how risk management and insurance will he important in their business and personal lives? Introduction to Risk Management and Insurance, Seventh Edition covers financial planning, risk management, and insurance in ways that illustrate how expertise in these fields can be used to solve real problems. Written from managerial, consumer, and societal points of view, this insurance primer deals with both business and consumer issues to give students broad coverage of a variety of topics. Expanded coverage of current topics now includes: The Financial Services Modernization Act of 1999, known as the Gramm-Leach-Bliley Act. Financial risk management techniques being used as substitutes for commercial insurance. The problems facing the US. social security system. The continuing difficulties facing the U.S. health care delivery program, including coverage of the Healthcare Bill of Rights and Patient Rights. The potential for private insurance in Eastern Europe. The impact and implications of the Internet. |
| business income from dependent properties: Insurance Coverage, 2003 , 2003 |
| business income from dependent properties: Rethinking Property Tax Incentives for Business Daphne A. Kenyon, Adam H. Langley, Bethany P. Paquin, 2012 The use of property tax incentives for business by local governments throughout the United States has escalated over the last 50 years. While there is little evidence that these tax incentives are an effective instrument to promote economic development, they cost state and local governments $5 to $10 billion each year in forgone revenue. Three major obstacles can impede the success of property tax incentives as an economic development tool. First, incentives are unlikely to have a significant impact on a firm's profitability since property taxes are a small part of the total costs for most businesses--averaging much less than 1 percent of total costs for the U.S. manufacturing sector. Second, tax breaks are sometimes given to businesses that would have chosen the same location even without the incentives. When this happens, property tax incentives merely deplete the tax base without promoting economic development. Third, widespread use of incentives within a metropolitan area reduces their effectiveness, because when firms can obtain similar tax breaks in most jurisdictions, incentives are less likely to affect business location decisions. This report reviews five types of property tax incentives and examines their characteristics, costs, and effectiveness: property tax abatement programs; tax increment finance; enterprise zones; firm-specific property tax incentives; and property tax exemptions in connection with issuance of industrial development bonds. Alternatives to tax incentives should be considered by policy makers, such as customized job training, labor market intermediaries, and business support services. State and local governments also can pursue a policy of broad-based taxes with low tax rates or adopt split-rate property taxation with lower taxes on buildings than land.State policy makers are in a good position to increase the effectiveness of property tax incentives since they control how local governments use them. For example, states can restrict the use of incentives to certain geographic areas or certain types of facilities; publish information on the use of property tax incentives; conduct studies on their effectiveness; and reduce destructive local tax competition by not reimbursing local governments for revenue they forgo when they award property tax incentives.Local government officials can make wiser use of property tax incentives for business and avoid such incentives when their costs exceed their benefits. Localities should set clear criteria for the types of projects eligible for incentives; limit tax breaks to mobile facilities that export goods or services out of the region; involve tax administrators and other stakeholders in decisions to grant incentives; cooperate on economic development with other jurisdictions in the area; and be clear from the outset that not all businesses that ask for an incentive will receive one.Despite a generally poor record in promoting economic development, property tax incentives continue to be used. The goal is laudable: attracting new businesses to a jurisdiction can increase income or employment, expand the tax base, and revitalize distressed urban areas. In a best case scenario, attracting a large facility can increase worker productivity and draw related firms to the area, creating a positive feedback loop. This report offers recommendations to improve the odds of achieving these economic development goals. |
| business income from dependent properties: Insurance Coverage , 2005 |
| business income from dependent properties: Principles of Risk Management and Insurance Michael J McNamara, 2000-07-17 |
| business income from dependent properties: General Insurance, Reinsurance and Risk Management Glossary Lajpat Ray Chandnani, 2017-03-14 General Insurance, Reinsurance and Risk Management Glossary is designed to provide accurate and authoritative yet simplistic and understandable definitions on commonly used words, terms, concepts and abbreviations used in the Industry. It is divided into sections in alphabetical order and wherever applicable, terms are cross-referenced with other terms. This glossary is a must for: • Insurance personnel • Surveyors and other claims specialists, • Advocates, • Insurance consultants, • Financial and legal consultants, • Agents, • Brokers, • Risk managers, • Loss control managers, • Insurance authorities, • CEOs and other corporate managers, • Corporate or school, college, university and other libraries • Students of insurance, reinsurance and risk management as well Bancassurance courses • Laymen who wish to better understand their own insurance coverage. |
| business income from dependent properties: Risk Management and Insurance Chester Arthur Williams, Richard M. Heins, 1989 |
| business income from dependent properties: Tips from the Top Edie Milligan, 2002-12 -- The first book to consolidate advice from a wide range of the country's top practicing personal finance experts into one comprehensive and insightful money guide.-- Rather than getting one celebrity financial journalist's advice on everything from mortgages to mutual funds, readers will get targeted advice from the top specialist in all areas of personal finance-advice that has actually proven to work over time.Tips From the Top: Targeted Advice From America's Top Money Minds will be the first comprehensive money book to provide readers with hidden gems of financial advice from a panel of the country's top practicing experts in all areas of personal finance. Instead of readers getting Suze Orman's advice on everything from kids and money to long-term care insurance, readers will get tax advice from the country's top tax attorneys/tax accountants, investment advice from the leading investment advisors, insurance advice from the top insurance specialists...and so on. The advice readers get will not belabor the same old advice rehashed in countless other finance books, but rather, will provide readers with those valuable bits of wisdom that practicing experts have found to be useful to their clients over the years. The book will cover every topic related to money about which families and individuals need guidance. Experts will be identified by their professional standing within the organizations that issue their credentials, certifications, and licenses. |
| business income from dependent properties: Policy, form & manual analyses service Rough Notes Co, 1992 |
| business income from dependent properties: Prepare for the Worst, Plan for the Best Donna R. Childs, 2008-04-18 Prepare for the Worst, Plan for the Best: Disaster Preparedness and Recovery for Small Businesses presents you with proven guidelines for your small or midsized business to effectively prepare for catastrophes. |
| business income from dependent properties: Sharing the Risk Bernard Kaapcke, 1989 |
| business income from dependent properties: New York Court of Appeals. Records and Briefs. New York (State)., |
BUSINESS INCOME FROM DEPENDENT PROPERTIES – BROAD …
We will pay for the actual loss of Business Income you sustain due to direct physical loss or damage at the premises of a "dependent property" not described in the Schedule …
CP 15 09 06 07 - Business Income from Dependent Properties
We will pay for the actual loss of Business Income you sustain due to direct physical loss or damage at the premises of a "dependent property" not de-scribed in the Schedule …
ADDITIONAL COVERAGE - BUSINESS INCOME FROM …
in the Declaration for the location that sustains business income loss from a dependent property. Payments made for coverage provided by this endorsement are within the Limits of Insurance …
Understanding Business Income and Extra Expense Coverage
Business Income coverage (sometimes referred to as Business Interruption coverage), is protection against loss of income or profits, in which a business has suffered a property loss or …
Exhibit 5-1: Income Inclusions and Exclusions - HUD.gov
Any withdrawal of cash or assets from the operation of a business or profession will be included in income, except to the extent the withdrawal is reimbursement of cash or assets invested in the …
BUSINESS INTERRUPTION AND RELATED COVERAGES …
Business Income From Dependent Properties: Coverage is provided for the actual loss of Business Income you sustain due to physical loss or damage at the premises of a dependent …
Dependent Property/ Contingent Business Income
Dependent Property/Contingent Business Income limit requested: $_____ 4. Risk is classified as: ... Dependent Property/ Contingent Business Income PAGE 1 more. ... Has there ever been a …
This is a summary of the coverages under our Property …
Property Expanded Coverage Form (with Business Income and Extra Expense) *Business Income Expanded Coverages only apply if the policy includes Business Income Coverage with Extra …
Business Owner’s Policy (BOP) - Central Insurance
Provides loss of business income when the insured’s operations are suspended, and the suspension is caused by direct physical loss of or damage to dependent property or secondary …
BUSINESSOWNERS PROGRAM Coverage Comparison to …
Refer to the StarAdvantage BOP product guide, Z-1403, for full details. The chart below compares the key coverages of the StarAdvantage Businessowners Program to the Deluxe BOP, with …
Hanover Small Commercial Business Income Coverage
• Business Income from Dependent Properties — When a third party who is relied upon for a significant portion of income (e.g., supplier, manufacturer, anchor store) is unable to purchase …
Analysis of ISO Business-Owners Policy - IIAV
Business Income From Dependent Properties has been introduced as a new Additional Coverage with a $5,000 limit of insurance. It covers the actual loss of Business Income you sustain due …
BUSINESS INCOME FROM DEPENDENT PROPERTIES LIMITED …
The provisions of the Business Income Coverage Form regarding direct physical loss or damage at the described premises will apply separately to each "dependent property" described in the …
Business Owner’s Policy (BOP) - armmidamerica.com
Our BOP bundles property and liability coverages for more than 340 classes into a single policy. With this fundamental package, you can customize coverage to meet the specific needs. of …
A. Practical Guide to Evaluating Contingent Business ... - Cozen
ISO's Business Income from Dependent Properties-Broad Form contains the following grant of coverage: . We will pay for the actual loss of Business Income you sustain due to the …
CISR INSURING COMMERCIAL PROPERTY - IABforME.com
5. Dependent Properties • Describe how dependent property exposures can impact business income. Section 5: Basics of Commercial Inland Marine Insurance Section Goal In this section, …
Business Owner’s Policy Broadening Endorsements
Business Owner’s Policy Broadening Endorsements Most businesses like yours need important insurance protection that is often limited or excluded from the standard Business Owner’s …
BUSINESS INCOME (WITHOUT EXTRA EXPENSE) COVERAGE …
In the event of a covered loss of Business Income, we will pay necessary expenses you incur to avoid further loss of Business Income. The total of our payment for Busi-ness Income loss and …
EMC Contractors Coverage Highlights - EMC Ins
EMC offers specialized industry coverages in addition to our general business coverages. See second page for more coverage details. Disclaimer: This is only a summary of coverage and is …
ADDITIONAL COVERAGE - BUSINESS INCOME (WITHOUT …
In the event of a covered loss of Business Income, we will pay necessary expenses you incur to avoid further loss of Business Income. The total of our payment for Busi-ness Income loss and …
BUSINESS INCOME FROM DEPENDENT PROPERTIES – …
We will pay for the actual loss of Business Income you sustain due to direct physical loss or damage at the premises of a "dependent property" not described in the Schedule …
CP 15 09 06 07 - Business Income from Dependent …
We will pay for the actual loss of Business Income you sustain due to direct physical loss or damage at the premises of a "dependent property" not de-scribed in the Schedule …
ADDITIONAL COVERAGE - BUSINESS INCOME FROM …
in the Declaration for the location that sustains business income loss from a dependent property. Payments made for coverage provided by this endorsement are within the Limits of Insurance …
Understanding Business Income and Extra Expense Coverage …
Business Income coverage (sometimes referred to as Business Interruption coverage), is protection against loss of income or profits, in which a business has suffered a property loss or …
Exhibit 5-1: Income Inclusions and Exclusions - HUD.gov
Any withdrawal of cash or assets from the operation of a business or profession will be included in income, except to the extent the withdrawal is reimbursement of cash or assets invested in the …
BUSINESS INTERRUPTION AND RELATED COVERAGES …
Business Income From Dependent Properties: Coverage is provided for the actual loss of Business Income you sustain due to physical loss or damage at the premises of a dependent …
Dependent Property/ Contingent Business Income
Dependent Property/Contingent Business Income limit requested: $_____ 4. Risk is classified as: ... Dependent Property/ Contingent Business Income PAGE 1 more. ... Has there ever been a …
This is a summary of the coverages under our Property …
Property Expanded Coverage Form (with Business Income and Extra Expense) *Business Income Expanded Coverages only apply if the policy includes Business Income Coverage with Extra …
Business Owner’s Policy (BOP) - Central Insurance
Provides loss of business income when the insured’s operations are suspended, and the suspension is caused by direct physical loss of or damage to dependent property or secondary …
BUSINESSOWNERS PROGRAM Coverage Comparison to …
Refer to the StarAdvantage BOP product guide, Z-1403, for full details. The chart below compares the key coverages of the StarAdvantage Businessowners Program to the Deluxe BOP, with …
Hanover Small Commercial Business Income Coverage
• Business Income from Dependent Properties — When a third party who is relied upon for a significant portion of income (e.g., supplier, manufacturer, anchor store) is unable to purchase …
Analysis of ISO Business-Owners Policy - IIAV
Business Income From Dependent Properties has been introduced as a new Additional Coverage with a $5,000 limit of insurance. It covers the actual loss of Business Income you sustain due …
BUSINESS INCOME FROM DEPENDENT PROPERTIES …
The provisions of the Business Income Coverage Form regarding direct physical loss or damage at the described premises will apply separately to each "dependent property" described in the …
Business Owner’s Policy (BOP) - armmidamerica.com
Our BOP bundles property and liability coverages for more than 340 classes into a single policy. With this fundamental package, you can customize coverage to meet the specific needs. of …
A. Practical Guide to Evaluating Contingent Business ... - Cozen
ISO's Business Income from Dependent Properties-Broad Form contains the following grant of coverage: . We will pay for the actual loss of Business Income you sustain due to the …
CISR INSURING COMMERCIAL PROPERTY - IABforME.com
5. Dependent Properties • Describe how dependent property exposures can impact business income. Section 5: Basics of Commercial Inland Marine Insurance Section Goal In this section, …
Business Owner’s Policy Broadening Endorsements
Business Owner’s Policy Broadening Endorsements Most businesses like yours need important insurance protection that is often limited or excluded from the standard Business Owner’s …
BUSINESS INCOME (WITHOUT EXTRA EXPENSE) COVERAGE …
In the event of a covered loss of Business Income, we will pay necessary expenses you incur to avoid further loss of Business Income. The total of our payment for Busi-ness Income loss and …
EMC Contractors Coverage Highlights - EMC Ins
EMC offers specialized industry coverages in addition to our general business coverages. See second page for more coverage details. Disclaimer: This is only a summary of coverage and is …
ADDITIONAL COVERAGE - BUSINESS INCOME (WITHOUT …
In the event of a covered loss of Business Income, we will pay necessary expenses you incur to avoid further loss of Business Income. The total of our payment for Busi-ness Income loss and …
