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| buy now pay later technology: Buy Now, Pay Later Jonathan Shapiro, James Eyers, 2021-08-03 The fascinating behind the scenes story of the brash Aussie technology start up that changed the way a whole generation around the world does their shopping. Millennials love it. Amateur investors made millions out of it, and its founders became billionaires. But professional investors steered clear, regarding it as over-valued. In a few short years, the Australian startup Afterpay has put a rocket under consumer finance and birthed a global industry. It pioneered the four-payments model that allows customers to bypass credit cards for online shopping and budgeting, with the cost borne by the retailer. Just five years after it was founded, Afterpay had changed the way a generation went shopping, how brands from big banks to fashion labels win customers, and how institutions value companies. Buy Now, Pay Later recounts the dramatic behind-the-scenes story of the founding and rise of Afterpay. It reveals the network of business and personal relationships that enabled the company to finance its speedy growth and the manoeuvring that enabled it to escape regulation for years, as well as the near-death experiences and rising concern that it is getting young people hooked on debt. Drawing on years of on-the-ground reporting and interviews with key figures involved in their rollercoaster ride, this is the Afterpay story told in full for the first time. Jonathan Shapiro and James Eyers report on banking and finance at The Australian Financial Review. 'A gripping success story with a colourful Sydney cast, a story of innovation, courage, lucky breaks and above all family.' - Malcolm Turnbull, former Prime Minister of Australia 'Shapiro and Eyers tell the entertaining and illuminating story of how Afterpay emerged as a global, online-retailing power in a few short years.' - Gregory Zuckerman, The Wall Street Journal 'Well written and well worth reading.' - David Gonski AC, company director 'A fascinating read of the journey behind one of the biggest Australian entrepreneurial successes of our time!' - Jane Lu, CEO and founder, Showpo |
| buy now pay later technology: Technology and Consumption Ruby Roy Dholakia, 2012-05-16 Technology and Household Consumption is a comprehensive text that provides insights into technology’s impact on consumer behavior and the household environment. Consumption and consumer behavior has become a very important subject of study that is now covered in many disciplines including family economics, culture studies, and feminist/women studies. In the first section, this book provides a historical perspective on how consumer behaviors have changed because of technology and how technology itself has changed. Data on ownership and expenditures is detailed in describing the penetration of technology in the household and changes over time. In the examination of demographics and social changes, an emphasis is placed on women and children. As it is important to understand the entry paths and factors that influence them, the book also introduces a research framework to understanding the adoption and utilization of household technologies. In the second section, the book examines specific household technologies and consumption experiences including shopping choices and behaviors, entertainment outlets and availability, communications technologies, and working at home. The book concludes with a section on the relationships between marketers and consumers. |
| buy now pay later technology: Out of the Ether Matthew Leising, 2020-09-29 Discover how $55 million in cryptocurrency vanished in one of the most bizarre thefts in history Out of the Ether: The Amazing Story of Ethereum and the $55 Million Heist that Almost Destroyed It All tells the astonishing tale of the disappearance of $55 million worth of the cryptocurrency ether in June 2016. It also chronicles the creation of the Ethereum blockchain from the mind of inventor Vitalik Buterin to the ragtag group of people he assembled around him to build the second-largest crypto universe after Bitcoin. Celebrated journalist and author Matthew Leising tells the full story of one of the most incredible chapters in cryptocurrency history. He covers the aftermath of the heist as well, explaining the extreme lengths the victims of the theft and the creators of Ethereum went to in order to try and limit the damage. The book covers: The creation of Ethereum An explanation of the nature of blockchain and cryptocurrency The activities of a colorful cast of hackers, coders, investors, and thieves Perfect for anyone with even a passing interest in the world of modern fintech or daring electronic heists, Out of the Ether is a story of genius and greed that’s so incredible you may just choose not to believe it. |
| buy now pay later technology: Financial Technologies (FINTECH) in E-Commerce Dr. Ravi Kant, 2024-07-30 The present book on ‘Financial Technologies (FINTECH) in E-Commerce’ presents the current trends of financial technologies and digital issues in E-Commerce. The book includes the research papers of various researchers from various disciplines. We hope this book will be purposeful for the students, managers, technical persons and researchers in the area of finance, technical issues and E-Commerce. The topic of E-Commerce occupies and important place in the course contents of various Universities and professional examinations such as MBA, M.Com, MFC, BBA, B.Com, PDBM, MCA, BCA, PGDCA, and Computer Science etc. the book has written to the needs of students as well as researchers. |
| buy now pay later technology: Technological Change, Financial Innovation, and Diffusion in Banking W. Scott Frame, 2010-08 Discusses the technological change and financial innovation that commercial banking has experienced during the past 25 years. Describes the role of the financial system in economies and how technological change and financial innovation can improve social welfare. Surveys the literature relating to several specific financial innovations, which are new products or services, production processes, or organizational forms. The past quarter century has been a period of substantial change in terms of banking products, services, and production technologies. Moreover, while much effort has been devoted to understanding the characteristics of users and adopters of financial innovations, we still know little about how and why financial innovations are initially developed. |
| buy now pay later technology: Financial Technology and Modern Finance Dr.R.Chandrasekaran, Dr. K. Meenatchi Somasundari, Dr.C.Saraswathy, 2024-01-08 Dr.R.Chandrasekaran, Associate Professor, Department of Commerce Finance, Dr.N.G.P. Arts and Science College, Coimbatore, Tamil Nadu, India Dr. K. Meenatchi Somasundari, Assistant Professor, Department of MBA, Sanjivani College of Engineering, Kopargaon, Maharashtra, India Dr.C.Saraswathy, Assistant Professor, Department of Management Studies,Vels Institute of Science, Technology & Advanced Studies. Chennai, Tamil Nadu, India |
| buy now pay later technology: Buy Now, Pay Later Martha L. Olney, 1991 Olney contends that a century ago, most Americans owned few durable goods, most of which were deemed necessities and few of which were advertised or purchased on an installment plan. Today, Americans own many durable goods, most considered luxury items, widely advertised and purchased on credit. She concludes that a revolution in consumer durable goods occurred in the 1920s and considers what roles advertising and credit played. Annotation copyrighted by Book News, Inc., Portland, OR |
| buy now pay later technology: Fintech, Small Business & the American Dream Karen G. Mills, 2019-03-12 Small businesses are the backbone of the U.S. economy. They are the biggest job creators and offer a path to the American Dream. But for many, it is difficult to get the capital they need to operate and succeed. In the Great Recession, access to capital for small businesses froze, and in the aftermath, many community banks shuttered their doors and other lenders that had weathered the storm turned to more profitable avenues. For years after the financial crisis, the outlook for many small businesses was bleak. But then a new dawn of financial technology, or “fintech,” emerged. Beginning in 2010, new fintech entrepreneurs recognized the gaps in the small business lending market and revolutionized the customer experience for small business owners. Instead of Xeroxing a pile of paperwork and waiting weeks for an answer, small businesses filled out applications online and heard back within hours, sometimes even minutes. Banks scrambled to catch up. Technology companies like Amazon, PayPal, and Square entered the market, and new possibilities for even more transformative products and services began to appear. In Fintech, Small Business & the American Dream, former U.S. Small Business Administrator and Senior Fellow at Harvard Business School, Karen G. Mills, focuses on the needs of small businesses for capital and how technology will transform the small business lending market. This is a market that has been plagued by frictions: it is hard for a lender to figure out which small businesses are creditworthy, and borrowers often don’t know how much money or what kind of loan they need. New streams of data have the power to illuminate the opaque nature of a small business’s finances, making it easier for them to weather bumpy cash flows and providing more transparency to potential lenders. Mills charts how fintech has changed and will continue to change small business lending, and how financial innovation and wise regulation can restore a path to the American Dream. An ambitious book grappling with the broad significance of small business to the economy, the historical role of credit markets, the dynamics of innovation cycles, and the policy implications for regulation, Fintech, Small Business & the American Dream is relevant to bankers, fintech investors, and regulators; in fact, to anyone who is interested in the future of small business in America. |
| buy now pay later technology: Digital Freedom Faizur Rashid, Sadaf Rashid, 2023-12-15 In the present age of the digital era, the terms digitalization, emerging technologies, and social media have become buzzwords. Among all the innovations in our history, digital technology has advanced the fastest. With the freedom of digitalization, emerging technologies, and high-speed internet, computing devices may now work remotely. Every industry, including banking and finance, healthcare, agriculture, logistics, academia, government sectors, and businesses, has recognized the need for innovative digital technologies for their development, boosting efficiency and speed and cutting costs. Digitalization has also converted non-digital applications into digital ones to make things easier for people, at the same time that social media has an increasingly significant impact on human lives and industries. Consequently, the primary goal of this book is to explain to readers how newly emerging digital technologies and social media have significantly altered and aided in the growth of today’s organizations and how the freedom of using these technologies has proved to be beneficial, particularly during the COVID-19 pandemic that has affected the entire world. This book demonstrates its argument by providing real-world cases from both developed and developing nations, particularly India. The book also investigates how digital transformation may help every industry and organization be more agile and efficient. Readers will learn about the main goals of digital initiatives that have been launched to create a digitally empowered society worldwide. In this book, the benefits and challenges of digitization, digital tools, and other technologies in diverse fields are also examined. |
| buy now pay later technology: Adoption and Use of Technology Tools and Services by Economically Disadvantaged Communities: Implications for Growth and Sustainability Etim, Alice S., 2023-11-09 Economically disadvantaged communities in many regions around the world are making concerted efforts to become integrated into the global information society. The adoption and use of an array of technology tools and services by these communities will pave the way for their inclusion. Adoption and Use of Technology Tools and Services by Economically Disadvantaged Communities: Implications for Growth and Sustainability examines the challenges facing economically disadvantaged communities with respect to their digital divide and emerging opportunities as they adopt modern ICT tools and services for growth and sustainability. Focus is given to research on ICT adoption, use, and impact on lives, businesses, and societies. Covering topics such as the digital divide, food traceability, and big data analytics, this premier reference source is an excellent resource for sociologists, government officials, community leaders, students and educators of higher education, librarians, researchers, and academicians. |
| buy now pay later technology: Internet of Things Applications and Technology Faheem Syeed Masoodi, Alwi Bamhdi, Ankush Manocha, Tawseef Ahmed Teli, Zubair Sayeed Masoodi, Faheem Ahmad Reegu, 2024-09-23 The book provides a comprehensive examination of the integration of IoT technology into various industries and its impact on daily life, with a focus on the most recent advancements in the field. The technical aspects of IoT are thoroughly discussed, including the implementation of cutting-edge sensors, data communication protocols, and network topologies. The book also covers the latest advancements in areas such as edge computing, 5G networks, and AI-powered IoT devices. Emphasis is placed on the examination of IoT in real-world applications, including healthcare, agriculture, transportation, and home automation. Other highlights of the book include: IoT-based systems for monitoring air and water quality Wearable devices for continuous monitoring of vital signs and other health metrics IoT-based systems for monitoring and optimizing crop growth and yields Connected vehicles for improved safety, efficiency, and traffic management Monitoring of goods and resources in transit to optimize delivery times With case studies and real-world examples, readers gain a comprehensive understanding of how IoT is revolutionizing various industries and enhancing daily life. This book is a comprehensive guide to the exciting world of IoT and its practical application. |
| buy now pay later technology: Next Generation Retail Deborah Weinswig, Renee Hartmann, 2023-02-03 Forge deeper and more meaningful connections with consumers and embrace the latest opportunities occurring across the physical and digital retail landscape to become more adaptable, resilient and successful. While change is a constant in retail, flux has accelerated in innovation, digital disruption and changing consumer demands and expectations. Written for both digital-first and physical retailers, Next Generation Retail describes how to respond to the needs and expectations of today's consumers and connect with Generations Z and Alpha in an authentic and relevant way. Highly practical in approach, it explores the latest opportunities and pitfalls to avoid for developments including the metaverse, livestream shopping, instant commerce, blockchain and non-fungible tokens (NFTs). Next Generation Retail also describes how to create compelling content and retail media to drive commerce and monetize data while maintaining customer trust. Featuring original research and interviews with top industry experts, it contains examples and case studies from a range of brands and organizations including Lancôme, Burberry and Walmart. This is an essential resource for retailers of all sizes to adapt to and thrive in today's environment of breakneck change and innovation. |
| buy now pay later technology: Technology as Freedom Ronald C. Tobey, 2023-11-10 Before 1930, the domestic market for electrical appliances was segmented, but New Deal policies and programs created a true mass market, reshaping the electrical and housing markets and guiding them toward mandated social goals. The New Deal identified electrical refrigeration as a key technology to reform domestic labor, raise family health, and build family assets. New Deal incentives led to nearly fifty percent of Title I National Housing Act loans being used to buy electric refrigerators in the 1930s. New Deal policies ultimately created the mass commodity culture of home-owning families that typified the conservative 1950s. This title is part of UC Press's Voices Revived program, which commemorates University of California Press’s mission to seek out and cultivate the brightest minds and give them voice, reach, and impact. Drawing on a backlist dating to 1893, Voices Revived makes high-quality, peer-reviewed scholarship accessible once again using print-on-demand technology. This title was originally published in 1996. |
| buy now pay later technology: Basics of Technological Innovation , Welcome to the forefront of knowledge with Cybellium, your trusted partner in mastering the cutting-edge fields of IT, Artificial Intelligence, Cyber Security, Business, Economics and Science. Designed for professionals, students, and enthusiasts alike, our comprehensive books empower you to stay ahead in a rapidly evolving digital world. * Expert Insights: Our books provide deep, actionable insights that bridge the gap between theory and practical application. * Up-to-Date Content: Stay current with the latest advancements, trends, and best practices in IT, Al, Cybersecurity, Business, Economics and Science. Each guide is regularly updated to reflect the newest developments and challenges. * Comprehensive Coverage: Whether you're a beginner or an advanced learner, Cybellium books cover a wide range of topics, from foundational principles to specialized knowledge, tailored to your level of expertise. Become part of a global network of learners and professionals who trust Cybellium to guide their educational journey. www.cybellium.com |
| buy now pay later technology: Innovation, Sustainability, and Technological Megatrends in the Face of Uncertainties Abeba N. Turi, Pooja Lekhi, 2024-01-05 This edited book focuses on the multidimensional aspects of the technological megatrends shaping our global economic system's social, economic, and geopolitical order in the face of uncertainties. With continued shocks, economic downturns, socio-political crises, climate change, and waves of pandemics that pose an existential threat, technological forces have significant effects in defining our path. In this book, by focusing on recent innovations and technological megatrends, the authors assess the sustainability of such human developments in the face of uncertainty. The book analyses the core developments, and trending tech solutions that pause challenges and bring opportunities for businesses and the economies as our global economy emerges from the devastating economic downturn caused by the COVID-19 pandemic and beyond. The book appeals to professionals wanting to assess how technological developments and innovation will impact their areas, but also to researchers interested in the impact on businesses, industries and economies. |
| buy now pay later technology: Handbook of Tourism and Consumer Behavior Danni Zheng, Metin Kozak, Jun Wen, 2024-11-08 This Handbook evaluates cutting-edge research on consumer behavior in the modern day, discussing key areas such as emerging tourism experiences and technology-enabled services. |
| buy now pay later technology: Share Investing For Dummies, 4th Australian Edition James Dunn, 2022-11-29 Get sharemarket savvy and put together the perfect investment portfolio Do you want to invest in shares, but you don't know where to start? Share Investing For Dummies shows you how to put together the perfect share portfolio: you’ll learn, step-by-step, what to do and exactly how to do it. Uncover the timeless rules as well as the latest advice on what’s hot and what’s not — and exactly how you can get started on generating easy returns on your hard-earned dollars. With updated examples, charts and resources, this new edition shows you exactly how to spot winning shares and build a balanced portfolio where you can watch your money grow. You’ll discover how you can use the ASX trading platform and the latest apps and online tools. Plus, you’ll get tips on keeping your tax bill manageable with the low-down on the latest tax policies. Know your bear market from your bull, and cut through the jargon with clear explanations Understand how to analyse share prices and track trends Discover how to get started on building a diversified portfolio Develop your own successful investment strategy and trade online Learn the must-know information about brokers and what they can do for you Go global safely, with advice on how to invest internationally and protect investments overseas This is the guide for anyone wanting a comprehensive, easy guide to investing in Australian shares. Stop wondering what you’re missing out on, and get started today with this no-nonsense approach to share investing, written by celebrated Australian personal finance author and consultant James Dunn. |
| buy now pay later technology: The Six-Figure Journey K. Ezekiel Garcia, 2024-09-08 Embark on a transformative path to financial success with Six Figure Journey by K. Ezekiel Garcia. This compelling guide is designed for anyone aspiring to achieve a six-figure income, offering practical strategies and actionable steps to turn your financial dreams into reality. Garcia breaks down the complexities of building wealth into manageable and achievable milestones. With a focus on both mindset and methodology, this book provides a comprehensive roadmap to financial prosperity, empowering readers to take control of their income and their future. Filled with real-life examples, insightful advice, and motivational exercises, Six Figure Journey is more than just a book; it's a mentor in print, guiding you step-by-step towards your six-figure goal. Whether you're just starting out in your career or looking to boost your current earnings, Garcia's expert insights will help you navigate the journey with confidence and success. Start your journey to a six-figure income today with K. Ezekiel Garcia as your guide. Your path to financial freedom and abundance begins here. |
| buy now pay later technology: Payments and Banking in Australia Nikesh Lalchandani, 2020-08-31 This book will: · Challenge the assumption that banks will continue to control payments and the flow of money. · Point to the chinks in their armour and where the opportunities lie. · Examine the technologies and approaches that have begun to disrupt and transform the current model. · Arm you with the knowledge you need to make sense of and navigate this critical industry, as it transforms in innovative and valuable ways. For the first time in Australian financial history, this book brings together in one place what is under the hood of the Australian payments, money and banking systems, and is a must-read for anyone needing a solid understanding of this critical space. Told as a story, this is an inspiring and captivating treatise on how Australia’s systems work and where the future lies. |
| buy now pay later technology: Revolutionizing Financial Services and Markets Through FinTech and Blockchain Mehta, Kiran, Sharma, Renuka, Yu, Poshan, 2023-07-20 The financial services sector experiences millions of transactions representing billions of dollars every day, with security, transparency, and cost-efficiency being top priorities. Blockchain usage is increasing in the financial services sector; it is a breakthrough that has changed the global financial system, making it safer and more efficient. Revolutionizing Financial Services and Markets Through FinTech and Blockchain explores the application of blockchain technology within financial services and financial markets. Covering topics such as blockchain technology, e-finance applications, and financial product innovation, this book is ideal for academicians, investment institutions, asset management professionals, consultants, and more. |
| buy now pay later technology: Big Tech in Finance Igor Pejic, 2023-05-03 With Big Tech's breakthrough into finance with blockchain, it is imperative that finance players understand the ramifications and how they can defend their competitive advantage. Big Tech in Finance provides a cutting edge look at Big Tech's play for domination of the crypto economy, its ramifications and how finance is fighting back. The book analyses the motives behind Big Tech's break into banking and unpicks the strategies behind the use of blockchain, technology interfaces, infrastructure and investments into blockchain unicorns. The book then goes onto review how organizations in finance are countering these threats, with governments and banks driving their own strategies and use of centralized blockchains. Delving into the fight between Big Tech, Big Banking, start-ups, and regulators, Big Tech in Finance analyzes which actors have the best shot at succeeding. It explores the key tools in play, such as smart contracts, digital central bank currencies, decentralized autonomous organizations (DAOs) and the metaverse. The book also divulges the geopolitical dimensions underpinning the power struggle and its implications for the industry. Written by an internationally recognized expert on blockchain, the book draws on in-depth interviews with founders, investors, regulators, bankers and blockchain experts to provide valuable insider insights. This will be an essential read for finance and fintech professionals, bankers and investors and anyone else interested in the developments of fintech. |
| buy now pay later technology: Fintech and Cryptocurrency Mohd Naved, V. Ajantha Devi, Aditya Kumar Gupta, 2023-12-07 FINTECH and CRYPTOCURRENCY Dive into the world of fintech and cryptocurrency through the engaging perspectives of this diverse group of authors and uncover the intricate connections between technology, finance, and cryptocurrency that make this a must-have for anyone intrigued by the future of digital society. Digital currencies, decentralization of money, and the growth of new technologies like blockchain, the Internet of Things, and machine learning have produced new opportunities and difficulties for banking and finance, as well as users of these services in electronic commerce. New banking and finance technologies may improve operational efficiency, risk management, compliance, and client pleasure, but they can decrease barriers and introduce new concerns, such as cybersecurity risk. Cryptocurrencies with smart contracts for payments and trading, as well as AI systems with adaptive algorithms that allow picture and speech recognition, expert judgement, group categorization, and forecasting in a variety of fields, are instances of increased automation. Simultaneously, the potentials pose risks and raise regulatory concerns. The rise of blockchain technology and its widespread use have had a significant impact on the operation and management of digital systems. At the same time, researchers and practitioners have paid close attention to digital finance. Blockchain’s first applications were limited to the production of digital currency, but it has now been expanded to include financial and commercial applications. Innovative digital finance has had a huge impact on business and society since it has been extensively adopted by businesses and consumers. As a result, the goal of this edited book is to expand and deepen our knowledge of the business possibilities of novel blockchain and digital financial applications. |
| buy now pay later technology: Information Technology Law in the Czech Republic Radim Polčák, Jakub Harašta, Pavel Koukal, Tereza Kyselovská, Pavel Loutocký, Matěj Myška, Michal Petr, Tomáš Gřivna, Josef Donát, Tomáš Ščerba, Miroslav Uřičař, 2023-06-20 Derived from the renowned multi-volume International Encyclopaedia of Laws, this practical guide to information technology law – the law affecting information and communication technology (ICT) – in the Czech Republic covers every aspect of the subject, including the regulation of digital markets, intellectual property rights in the digital context, relevant competition rules, drafting and negotiating ICT-related contracts, electronic transactions, and cybercrime. Lawyers who handle transnational matters will appreciate the detailed explanation of specific characteristics of practice and procedure. Following a general introduction, the monograph assembles its information and guidance in six main areas of practice: (1) the regulatory framework of digital markets, including legal aspects of standardization, international private law applied to the online context, telecommunications law, regulation of audio-visual services and online commercial platforms; (2) online public services including e-government, e-health and online voting; (3) contract law with regard to software, hardware, networks and related services, with special attention to case law in this area, rules with regard to electronic evidence, regulation of electronic signatures, online financial services and electronic commerce; (4) software protection, legal protection of databases or chips, and other intellectual property matters; (5) the legal framework regarding cybersecurity and (6) the application of criminal procedure and substantive criminal law in the area of cybercrime. Its succinct yet scholarly nature, as well as the practical quality of the information it provides, make this monograph a valuable time-saving tool for business and legal professionals alike. Lawyers representing parties with interests in the Czech Republic will welcome this very useful guide, and academics and researchers will appreciate its value in the study of comparative law in this relatively new and challenging field. |
| buy now pay later technology: Fashion Management Rosemary Varley, Ana Roncha, Natascha Radclyffe-Thomas, Liz Gee, 2024-10-17 Success in the fashion industry is not solely based on creativity and innovation; thought-out strategy and an astute application of management concepts are just as essential. The second edition of Fashion Management: A Strategic Approach is the ideal companion for students determined to understand the strategic frameworks vital to achieving success in the highly competitive world of fashion. With its international approach and features, including abstracts from key Bloomsbury Fashion Business Cases in each chapter, this is the go-to guide for students getting to grips with the issues facing fashion organisations today. Covering prominent brands such as Prada, Glossier, Nike and ASOS, as well as SMEs like Elvis and Kresse, this text not only prepares readers for academic success, but also for the diversity of the real-world fashion industry. The second edition of Fashion Management includes: · A new chapter on 'Managing Routes to Fashion Markets', reflecting the growing precedence of digitalisation and omnichannel retailing in the contemporary fashion industry. · A new chapter on 'Fashion Law', highlighting the importance of recognising and responding to legal issues such as intellectual property law, data protection, consumer law and influencer culture. · Substantial new material on ethics, sustainability and Corporate Social Responsibility (CSR), an understanding of which is vital as calls for transparency in the fashion industry continue to grow. · Additional and updated case studies covering a range of fashion companies from all over the world, including India, Australia, France, the UK, and many more. This is an ideal textbook for those studying on undergraduate and postgraduate degree courses in fashion management and fashion marketing. The book is also an important supplementary resource for courses in marketing, retailing and business studies. |
| buy now pay later technology: The Technology Trap Lloyd J. Dumas, 2010-09-02 In this eye-opening book, author Lloyd J. Dumas argues that our capacity for developing ever more powerful technologies and the unavoidable fallibility of both machine and man will lead us towards a disaster of an unprecedented scale. Most of us assume that those in charge can always find a way to control any technology mankind creates, no matter how powerful. But in a world of imperfect human beings who are prone to error, emotion, and sometimes to malevolent behavior, this could be an arrogant—and disastrous—assumption. This book is filled with compelling, factual stories that illustrate how easy it is for situations to go terribly wrong, despite our best efforts to prevent any issue. The author is not advocating an anti-technology return to nature, nor intending to highlight the marvels of our high-tech world. Instead, the objective is to reveal the potential for disaster that surrounds us in our modern world, elucidate how we arrived at this predicament, explain the nature and ubiquity of human fallibility, expose why proposed solutions to these Achilles heels cannot work, and suggest alternatives that could thwart human-induced technological disasters. |
| buy now pay later technology: Financial Regulation and Technology Sheridan, Iain, 2022-02-15 This important book analyses recurring issues within financial services regulation relevant to the use of technology, at a time when competition is moving towards greater use of technology in the financial services sector. Iain Sheridan assumes no advanced knowledge of computers and related technology topics, but where necessary encapsulates the essential aspects to offer a comprehensive yet accessible guide to the regulation of finance and technology. |
| buy now pay later technology: ADVANCED MARKETING MANAGEMENT Dr. Saroj Kumar, Mohd. Farook Azam, 2024-01-01 Buy ADVANCED MARKETING MANAGEMENT e-Book for BBA 6th Semester in English language specially designed for ( RTMNU ) Rashtrasant Tukadoji Maharaj Nagpur University ) By Thakur publication. |
| buy now pay later technology: Fostering Sustainable Businesses in Emerging Economies Quazi Tafsirul Islam, Richa Goel, Tilottama Singh, 2023-12-04 Fostering Sustainable Businesses in Emerging Economies presents a series of case studies and exploratory studies, using quantitative analysis, scientific studies, and qualitative studies showing how innovation and technology enable emerging economies to achieve business sustainability and also achieve the Sustainable Development Goals (SDGs). Most of all, the authors answer the question: What are the most important lessons policymakers need to consider when promoting sustainable business development? |
| buy now pay later technology: Technological Innovation And The Great Depression Richard Szostak, 2019-06-21 This volume takes an innovative approach toward analyzing the Great Depression of the 1930s. Exploring the technological and employment experience of specific sectors, it looks at trends in income distribution and population and other factors that created the ultimate economic depression. |
| buy now pay later technology: Exploring Global FinTech Advancement and Applications Taherdoost, Hamed, Le, Nam, Madanchian, Mitra, Farhaoui, Yousef, 2024-02-07 In the world of FinTech, scholars face an overwhelming dilemma; it is challenging to access comprehensive and up-to-date information across various regions with regards to timeliness. The transformative power of FinTech, driven by innovations such as blockchain, AI analytics, and mobile payment systems, has reshaped financial transactions, influenced economic growth, and spurred competition among traditional financial institutions. However, the lack of a comprehensive, scholarly resource hinders the ability of academics, policymakers, and industry professionals to navigate and comprehend these intricate developments. The need for a centralized repository of knowledge has become increasingly urgent, hindering the collective understanding of the complex dynamics of FinTech on a global scale. Exploring Global FinTech Advancement and Applications stands as a groundbreaking solution to the academic community's pressing need for a comprehensive understanding of this global financial landscape. Through meticulous assessments of countries across each global region, each chapter delves into market size, FinTech adoption rates, services offered, key players, investments, infrastructure, government policies, economic impacts, security concerns, academic research synthesis, and future trends. By consolidating this wealth of information, the book becomes an indispensable reference guide for scholars, researchers, policymakers, investors, and industry professionals seeking to navigate the intricate dynamics of FinTech on a global scale. |
| buy now pay later technology: Revolutionizing Customer-Centric Banking Through ICT Singh, Dharmendra, Malik, Garima, Bhatnagar, Swati, 2024-04-16 Many developing countries face a significant challenge: their population needs access to essential financial services. This financial exclusion limits their ability to save, invest, and participate fully in the economy. Despite the rapid advancements in information and communication technology (ICT), millions of people remain underserved by traditional banking systems. Revolutionizing Customer-Centric Banking Through ICT addresses this critical issue by exploring how ICT innovations can revolutionize financial services in developing countries. By offering a comprehensive review of digital transformation in banking, the book highlights the potential of mobile banking, digital payment systems, and blockchain technology to bridge the financial inclusion gap. It showcases real-world examples and cutting-edge strategies, motivating entrepreneurs, financial institutions, and policymakers to embrace technology-driven financial solutions. The book also aims to educate readers about the transformative impact of ICT on financial services, empowering them to make informed decisions to enhance their economic well-being. |
| buy now pay later technology: Current Affairs Monthly Capsule September 2021 E-book - Get Now! testbook.com, 2021-10-04 This Current Affairs Monthly Capsule September 2021 E-book will help you understand in detail exam-related important news covering National & International Affairs, Defence, Sports, Person in News, MoU & Agreements, S&T, Awards & Honours, Books etc. |
| buy now pay later technology: Digital Business Annmarie Hanlon, 2024-03-15 Digital Business: Strategy, Management & Transformation covers all the essentials for understanding and doing business in a digital world within a single comprehensive textbook, including an introduction to the digital business environment, cutting-edge coverage of data and artificial intelligence, and an exploration of the latest digital tools and platforms and emerging and enabling technologies such as blockchain and Web 3.0. The text explores all types and scales of digital business, from small, innovative start-ups and disruptors that are ‘born digital’, to the digital transformation of traditional large-scale businesses. Readers will also learn how these businesses strategise, operate and manage themselves, user experiences and customer relationships within an ever-increasing digital environment. Consideration is also given to the ethical and legal components of doing digital business with the United Nations’ Sustainable Development Goals in mind. This textbook includes a rich source of learning features and activities making it suitable for business students at undergraduate and postgraduate levels, and setting students up for success on graduation in a fast-changing, digitalised and technology-led business world. Annmarie Hanlon teaches digital marketing and is Course Director for the MSc Marketing and Leadership at Cranfield School of Management in the UK. You can follow her updates at twitter.com/annmariehanlon and LinkedIn linkedin.com/in/annmariehanlon |
| buy now pay later technology: Women, Consumption and Paradox Timothy de Waal Malefyt, Maryann McCabe, 2020-04-23 Women are the world’s most powerful consumers, yet they are largely marketed to erroneously through misconceptions and patriarchal views that distort the reality of women’s lives, bodies, and work. This book examines the contradictions and mismatches between women’s everyday experiences and market representations. It considers how women themselves exhibit paradoxical behaviour in both resisting and supporting conflicting messages. The volume emphasizes paradox as a form of agency and negotiation through which women develop dialogical meanings. The contributions highlight the ways in which women transform inconsistencies and contradictions in advertising and marketing, global consumption practices, and material consumption into positive practices for living. The rich range of ethnographic accounts, drawn from countries including the United States, Brazil, Mexico, Denmark, Japan, and China, provide readers with a valuable perspective on consumer behaviour. |
| buy now pay later technology: Digital Transformation of SME Marketing Strategies Riccardo Rialti, Lamberto Zollo, 2023-10-02 SMEs represent more than 95% of businesses operating in global markets. These businesses are the fabric of any economic system both in developed and emerging countries, and are the main constituents of any global supply chain throughout the world. However, research on new 4.0 marketing strategies for this kind of businesses has been largely neglected. Extant literature mostly neglects, or fails to articulate the importance of emerging technology such as Big Data, Artificial Intelligence and VR/AR for SMEs. Building on that, this book reviews existing literature on innovation and new technology in marketing for SMEs, what they could do and should avoid. Then, presenting multiple case study from SMEs operating in diverse industries (fashion and design, food and wine, financial services), it develops a practical strategic framework that could be used by SMEs wishing to effectively innovate their marketing strategies in our contemporary digital era. It will be an essential resource for students and researchers of marketing, innovation and industry 4.0. |
| buy now pay later technology: Fibre2Fashion - Textile Magazine - October 2016 Fibre2Fashion, 2016-10-01 Fibre2Fashion magazine—the print venture of Fibre2Fashion.com since 2011—is circulated among a carefully-chosen target audience globally, and reaches the desks of top management and decision-makers in the textiles, apparel and fashion industry. As one of India's leading industry magazines for the entire textile value chain, Fibre2Fashion Magazine takes the reader beyond the mundane headlines, and analyses issues in-depth. |
| buy now pay later technology: Gadgets, Games and Gizmos for Learning Karl M. Kapp, 2007-09-24 Gadgets, Games, and Gizmos is an innovative book that provides practical and original solutions to the impending boomer/gamer knowledge and skills transfer gap. The book outlines how gamer values such as the use of cheat codes, the love of gadgets, the need to play games, and the desire to be constantly connected can be used as methods for moving information from the heads of the boomers to the fingertips and gadgets of the gamers. As organizations begin to think strategically about how to attract, retain, and train new talent, this book, written by Karl Kapp, named one of 2007's Top 20 Most Influential Training Professionals by TrainingIndustry, Inc., will be an invaluable resource. |
| buy now pay later technology: Successful Marketing Strategy for High-tech Firms Eric Viardot, 2004 Annotation This revised edition of the bestseller reflects the realities of the new high-tech marketplace where effective marketing strategy counts as much as the latest technology. New material includes case studies on how high-tech giants came out of the tech market meltdown stronger and more competitive. |
| buy now pay later technology: FinTech Jelena Madir, 2024-05-02 This fully revised and updated third edition provides a practical examination of legal and regulatory issues in FinTech, a sector whose rapid rise in recent years has produced opportunities for innovation but has also raised new challenges. Featuring insights from over 40 experts from 10 countries, this book analyses the statutory aspects of technology-enabled developments in banking and considers the impact these changes will have on the legal profession. |
| buy now pay later technology: Contemporary Research in Commerce and Management Dr. V. Dheenadhayalan & Dr. C.Vijai, : About the Book Contemporary research in commerce and management is a rapidly growing field that focuses on developing innovative solutions to the challenges facing businesses and organizations in today's rapidly changing global marketplace. Some of the key areas of focus in contemporary research in commerce and management include: 1. Digital Transformation: Research focuses on the impact of digital technologies on business processes, customer behavior, and the wider economy. 2. Sustainability and Corporate Social Responsibility (CSR): Research aims to explore the role of businesses in promoting sustainable development and fulfilling their social and environmental responsibilities. 3. Data Analytics and Business Intelligence: Research focuses on the use of data and analytics to inform business decisions and strategies. 4. Customer Experience (CX): Research explores the customer's experience of a company's products and services, and how to improve it. 5. Strategic Management: Research examines the decisions and actions of top-level managers, and how they impact a firm's overall performance. 6. Supply Chain Management: Research examines the design, management, and improvement of the systems that are involved in the production and delivery of goods and services. 7. Human Resource Management: Research focuses on the management of employees, including issues related to recruitment, training, performance management, and compensation. These are just a few examples of the areas of contemporary research in commerce and management. As the business environment continues to evolve, new challenges and opportunities will emerge, and researchers will continue to work to advance our understanding of how organizations can operate effectively in this changing landscape. By keeping these things in mind, the editors decided to identify and publish the potential research in the above-mentioned areas, and this book will explore the possible changes that are going to happen in the field of commerce and management. Thanks to all the distinguished Research Paper Contributors of this Book and a special thanks to Sankalp publisher who scalped this manuscript into a book. Dr.V.Dheenadhayalan |
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