Advertisement
| consumer report employment history: Creditworthy Josh Lauer, 2017-07-25 The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life—yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played—ahead of state surveillance systems—in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports—and, later, credit ratings and credit scores—credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic facts. It is fundamentally concerned with—and determines—our social standing as an honest, reliable, profit-generating person. |
| consumer report employment history: Pre-Employment Background Investigations for Public Safety Professionals Frank A. Colaprete, 2012-05-10 ***Author Radio Interview Join Dr. Frank A. Colaprete for an upcoming interview on the Privacy Piracy show on KUCI 88.9FM. Click here on September 2nd, 2013 at 8:00 a.m. PST to listen in. Pre-employment investigations have been the subject of intense review and debate since 9/11 made the vetting of applicants a critical function of every organization. Nowhere has the scrutiny been more intense than in the public safety sector. Pre-Employment Background Investigations for Public Safety Professionals provides readers with the knowledge, investigative techniques, applicable laws, decision-making models, and tools to successfully implement and manage the process of pre-employment investigation. The book focuses on six key topics: Practical implications of pre-employment investigation The pre-employment screening process Legal issues in the hiring process Medical and psychological standards of pre-employment screening Informational sources and the final investigative package The past predicting the future of pre-employment investigations Each chapter begins with learning objectives and key terms and concepts. Discussion questions and exercises appear at the end of each chapter to test readers’ assimilation of the material. A comprehensive review of all the issues faced in the investigation and hiring process, this volume assists all stakeholders in the hiring arena by highlighting the critical steps involved in vetting a prospective employee. While no screening process can be completely failsafe, this volume enables decision makers to move confidently through the hiring process, quickly weeding out the most likely problematic hires so that the ideal employee can be selected. |
| consumer report employment history: Ippolito V. WNS, Inc , 1987 |
| consumer report employment history: CSO , 2004-08 The business to business trade publication for information and physical Security professionals. |
| consumer report employment history: Credit Reports United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Consumer Protection, Product Safety, and Insurance, 2013 |
| consumer report employment history: Comptroller's Handbook for Consumer Examinations United States. Office of the Comptroller of the Currency. Multinational Banking Division, 1977 |
| consumer report employment history: Background Screening and Investigations W. Barry Nixon, Kim Kerr, 2011-08-30 Hiring highly qualified people is crucial to every company, and Background Screening and Investigations is an essential guide to succeeding in a turbulent business environment. A crucial part of any hiring process should be employment background screening, pre- and post-hire, which gives hiring personnel a glimpse into a person's past behavior patterns, propensities, and likely future behavior. Background Screening and Investigations describes all aspects of the employment background screening processes - its history and evolution, the imperative for implementing a screening process, and the creation of a comprehensive policy. Nixon and Kerr show how security and human resources professionals can work together to negotiate legal hurdles and make their background screening process successful.* Where do HR and security perspectives differ on hot topics like hiring convicted felons, data protection, and sexual predators? * What does state law allow when screening job candidates? * How should companies deal with emerging issues like international background investigations and continuous (Infinity) screening of current employees? |
| consumer report employment history: Legislative and administrative reform United States. Congress. House. Select Committee on Assassinations, 1979 |
| consumer report employment history: How to Make Your Credit Card Rights Work for You Franshone Winn Esq, 2012-03-09 How to Use Your Credit Card Rights Work For You is a clear, concise, and comprehensive guide of credit card rights and how to use them. The book is a must read for credit card holders of all ages and also those who are applying for a credit card. The book explains your rights when you apply for a credit card, when you have a credit card, and when you have a dispute with the credit card issuer. The book also explains what to do when you feel your credit card rights are Violated. Readers of this book will know how to use their credit card rights to save money and reduce debt. |
| consumer report employment history: The Big Book of HR, Revised and Updated Edition Barbara Mitchell, Cornelia Gamlem, 2017-05-15 Managing people is the most challenging part of any leader's job. And that job's not getting any easier as the human resources profession grows more dynamic and constantly changes. The Big Book of HR provides any business owner, manager, or HR professional with the most current information to get the most from their talent--from strategic HR-related issues to the smallest tactical detail of managing people. Each topic covered includes information on associated legal issues--such as the recent changes to the Fair Labor Standards Act's overtime regulations--and stories from leading organizations to illustrate the positive impact human resources can have on organizations of any size. Each chapter ends with discussion questions to encourage additional thought. Sample forms and templates plus a list of additional resources are also included. The latest edition of The Big Book of HR includes up-to-date information about how to: Select, engage, and retain the best talent for your organization. Develop attractive and fair compensation and benefits programs. Manage and develop your employees. Resolve conflict and maintain communications throughout the organization. Develop performance-management systems that reflect current trends and best practices. Use technology to effectively manage the human resources function. |
| consumer report employment history: The Advanced Credit Guide Augustus Carter Jr, 2013-11-08 This is a concise yet powerful guide to help you establish and maintain good credit. It provides easy to follow instructions on how to effectively remove unwanted items from your credit report. The Advanced Credit Guide is an excellence way to empower yourself to get the same results that costly agencies will charge you hundreds of dollars for. |
| consumer report employment history: Pressures in Today's Workplace United States. Congress. House. Committee on Education and Labor. Subcommittee on Labor-Management Relations, 1979 |
| consumer report employment history: The Workplace Violence Prevention Handbook Don Philpott, 2019-08-06 Workplace violence can occur anywhere: schools, office buildings, hospitals, or late-night convenience stores. It can occur day or night, inside or outside of the workplace, and it can include threats, harassment, bullying, stalking, verbal abuse, and intimidation. Left unchecked, workplace violence can lead to physical assaults and homicide. This updated edition of The Workplace Violence Prevention Handbook tackles this often overlooked but pervasive problem and provides a comprehensive five-step process for understanding and preventing it. The Workplace Violence Prevention Handbook looks at the extent of the problem, examines some of the myths surrounding it, and provides early warning and detection signs, best prevention polices and proven defusing, protection, and containment techniques and strategies. At the end of each section there are a combination of case studies, scenarios, worksheets, and checklists to assist you in understanding the steps needed to plan, develop, and execute an effective workplace violence prevention program. A workplace violence prevention plan is a must. Apart from the legal and liability issues, it just makes sense to protect the organization’s most valuable assets—the workforce. For many organizations there are added benefits from implementing a violence prevention plan. During the risk assessment phase, you frequently discover areas of vulnerability that can be remedied and practices that can be improved. This can lead to increased productivity and efficiency, which could have an ongoing impact on your bottom line. The biggest benefit, however, is in increased safety for everyone using that workplace. |
| consumer report employment history: Get Ready! Tony Steuer, 2020-01-07 Accidents. Fires. Floods. Hurricanes. Job instability. Unexpected repairs. Now, more than ever, uncertainty is a fact of life. This raises an important question we all too rarely ask in advance: “What happens to the pieces of my financial life if an emergency hits?” In GET READY!, financial expert and award-winning author Tony Steuer explains how to organize your financial life with a comprehensive, easy-to-follow, step-by-step process. After explaining what exactly each piece of your financial life is—from bonds and bank accounts to CDs and retirement plans—GET READY! expertly guides you through the process of documenting vital information and gathering it in one place to maximize your financial preparedness. GET READY! covers: Implementing the GET READY! system to help organize your financial documents in the way that works best for you Assembling documents and knowing which are critical to your financial preparedness and which to toss Creating a critical emergency action list, so you can be prepared in the event of an evacuation Communicating key components of your financial life to family and heirs, so they’re not left guessing in an emergency and can step right in if something should happen to you Setting up your financial dashboard to monitor your overall financial preparedness Staying ready with a system that helps you maintain your financial health and preparedness GET READY! goes beyond other financial organizational systems by demystifying the world of personal finances, explaining how to easily assess your financial situation and identifying issues that need to be addressed so that you can become better educated about your finances and maximize your resources. As a bonus, all worksheets are available for download through links provided in the book. |
| consumer report employment history: Credit reports United States. Congress. House. Committee on Financial Services, 2007 |
| consumer report employment history: Human Resources Management for Public and Nonprofit Organizations Joan E. Pynes, 2013-07-01 Since the first edition was published in 1997, Human Resources Management for Public and Nonprofit Organizations has become the go-to reference for public and nonprofit human resources professionals. Now in its fourth edition, the text has been significantly revised and updated to include information that reflects changes in the field due to the economic crisis, changes in federal employment laws, how shifting demographics affect human resources management, the increased use of technology in human resources management practices, how social media has become embedded in the workplace, and new approaches to HRM policy and practice. Written by Joan E. Pynes a noted expert in public administration this authoritative work shows how strategic human resources management is essential for managing change in an increasingly complex environment. The book Includes new material on workplace violence and employee discipline Reviews updates on the legal environment of HRM Contains suggestions for managing a diverse workforce Offers a wealth of revised tables and exhibits Updates the most recent developments in collective bargaining in the public and nonprofit sectors Outlines the most current approaches to recruitment and selection Presents an overview of recent information on compensation and benefits Gives an update of the technological advances used for strategic human resources management Provides examples of HRM policies from other countries The book also includes an enhanced instructor's guide with examination questions, PowerPoint® slides, experiential exercises, and video vignettes that are coordinated with chapters in the book. |
| consumer report employment history: Fair Credit Reporting Act -- 1973, Hearings Before the Subcommittee on Consumer Credit of ..., 93-1 on S.2360 ..., October 1, 2, 3, 4, and 5, 1973 United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs, 1973 |
| consumer report employment history: The Safe Hiring Manual Lester S. Rosen, 2017 A complete guide to creating a legal and effective safe hiring program. |
| consumer report employment history: PHR, PHRi and SPHR, SPHRi Human Resources Certification Complete Study Guide Sandra M. Reed, 2024-11-13 Prepare for the updated 2024 PHR, PHRi and SPHR, SPHRi certification exams smarter and faster with this Sybex Study Guide The newly revised sixth edition of the PHR, PHRi and SPHR, SPHRi Human Resources Certification Complete Study Guide: 2024 Exams is the ideal resource for HR professionals seeking to validate their skills and knowledge acquired through years of practical experience or for a relative newcomer to the HR field looking to strengthen their resume. The new edition of the bestselling PHR and SPHR Study Guide reflects the recently updated A Guide to the Human Resource Body of Knowledge—HRBoK—and is written to help you prepare for these challenging exams. The Study Guide walks you through the seven key functional areas of the PHR/PHRi and five key functional areas of the SPHR/SPHRi that are covered in the exams, including business management and strategy, leadership, workforce planning, talent acquisition and talent management, learning and development, total rewards, employee engagement, employee and labor relations, and the most recently added, HR information management. You'll also find: Up-to-date and incisive guidance on topics you'll use every day in your existing or next HR role Updates reflecting the latest additions to both the US and International versions of the exams, including the incorporation of DE&I concepts and cybersecurity needs Complimentary access to Sybex's outstanding online learning environment and test bank, including hundreds of practice test questions, electronic flashcards, and a glossary of key terms Perfect for aspiring and established human resources professionals preparing for the 2024 PHR, PHRi and SPHR, SPHRi certification exams, this Study Guide is also an essential volume for practicing HR professionals seeking to brush up on key, on-the-job skills they'll use each day. |
| consumer report employment history: Starting Over in the U. S. After Getting Your Green Card Elzbieta (Elizabeth) Baumgartner, 2009-02 Helps immigrants establish themselves in the U.S. after legalizing their immigration status. The book describes how to lay foundations for success by cleaning up problems caused by having stayed in the U.S. with a lapsed visa, by unauthorized employment, lacking American credit and employment history, falling victim of fraud, or being arrested--Page 4 of cover |
| consumer report employment history: The Manager's Guide to HR Max Muller, 2013-08-01 Managing people is a tricky business—and managers and small business owners need a clear understanding of the essentials of human resources to survive. The original edition of The Manager’s Guide to HR gives you an introduction to the regulations, rights, and responsibilities related to hiring and firing, benefits, compensation, documentation, performance evaluations, training, and more. However, much has changed since then. Extensively revised, this second edition covers all the key areas of the original edition and brings you up to speed on current developments in employment law, including: How social media is changing the recruitment landscape Shifting labor standards regarding compensation and benefits The National Labor Relations Board’s stance on work-related employee speech on social media The Employee Retirement Income Security Act New record-keeping requirements Amendments to the Family and Medical Leave Act and the Americans with Disabilities Act Featuring step-by-step guidance on everything from COBRA compliance to privacy issues, The Manager’s Guide to HR is now once again the most up-to-date, invaluable resource any manager of personnel could have. |
| consumer report employment history: Cutting Costs in the Physician Practice Alan S. Whiteman, Jerry Hermanson, Dennis Stanley Palkon, 2001 Historically, physician practices had a large margin of profit, but with the growth of managed care this margin has shrunk. For a practice to remain financially viable, careful attention must be paid to analyzing and controlling costs. This book will provide physicians and practice administrators with practical guidelines for approaching cost containment issues within the practice. The authors will address the eight areas of the practice where costs most often get out of control, and will present strategies for managing practice costs effectively. Readers will come away with practical, tested solutions and ideas for cost savings that will enhance the bottom line. |
| consumer report employment history: Resumes For Dummies Joyce Lain Kennedy, 2007-02-26 Is your job search stalling out after you submit a resume but before you're offered an interview? With reinvented recruiting technology, unmanageable millions of resumes choking employer databases, and government mandates in the name of diversity, a gigantic change has occurred in the recruiting world over the past several years—and it demands a fresh look at how you write and market your resumes. Whether you're entering the job market for the first time, changing jobs, or changing careers, Resumes for Dummies, 5th Edition will show you the ropes and rules for a new era in recruiting and job finding. With 85% new content added since the previous edition, this up-to-date guide gives you the very latest strategies on how to create, and more importantly, distribute your resume in today's new job search environment. You'll learn: Why most generic online resumes fail How to customize resumes for each job opening New quick ways to find the right jobs How to use meta search engines to your advantage Why both digital and print versions of resumes are still needed How to use resumes interactively The resume basics that still knock 'em dead How to create resumes for your life's changing phases What to do after you send them your resume With a wealth of sample resumes—organized by industry and career field, experience level and age, and special circumstances—along with tips on choosing professional resume help and other valuable resources, Resumes for Dummies, 5th Edition will help you get noticed in a universe saturated with billions of resumes and more on the way. |
| consumer report employment history: PHR / SPHR Professional in Human Resources Certification Study Guide Sandra M. Reed, Anne M. Bogardus, 2012-04-18 NOTE: The exam this book covered, PHR/SPHR: Professional in Human Resources Certification, Fourth Edition, was retired SYBEX in 2018 and is no longer offered. For coverage of the current exam PHR and SPHR Professional in Human Resources Certification: 2018 Exams, Fifth Edition, please look for the latest edition of this guide: PHR and SPHR Professional in Human Resources Certification Complete Study Guide: 2018 Exams, Fifth Edition (9781119426523). The demand for qualified human resources professionals is on the rise. The new Professional in Human Resources (PHR) and Senior Professional in Human Resources (SPHR) exams from the Human Resources Certification Institute (HRCI) reflect the evolving industry standards for determining competence in the field of HR. This new edition of the leading PHR/SPHR Study Guide reflects those changes. Serving as an ideal resource for HR professionals who are seeking to validate their skills and knowledge, this updated edition helps those professionals prepare for these challenging exams. Features study tools that are designed to reinforce understanding of key functional areas Provides access to bonus materials, including a practice exam for the PHR as well as one for the SPHR. Also includes flashcards and ancillary PDFs Addresses key topics such as strategic management, workforce planning and employment, compensation and benefits, employee and labor relations, and Occupational Safety and Health Administration regulations This new edition is must-have preparation for those looking to take the PHR or SPHR certification exams in order to strengthen their resume. |
| consumer report employment history: Chapter 7 Success , |
| consumer report employment history: Right to Privacy Proposals of the Privacy Protection Study Commission United States. Congress. House. Committee on Government Operations. Subcommittee on Government Information and Individual Rights, 1978 |
| consumer report employment history: Right to Privacy Proposal of the Privacy Protection Study Commission United States. Congress. House. Committee on Government Operations. Subcommittee on Government Information and Individual Rights, 1978 |
| consumer report employment history: PHR / SPHR Professional in Human Resources Certification Study Guide Anne M. Bogardus, 2009-10-16 More than 80,000 HR professionals having earned the Senior Professional in Human Resources (SPHR) or Professional in Human Resources (PHR) certification, and another 20,000 are expected to take the exam in 2009. This complete update of the bestselling guide to HR certification contains additional coverage of new HR policies and standards, as well as updated practice exam questions and real world scenarios. Key topics include strategic management, workforce planning and employment, compensation and benefits, employee and labor relations, and Occupational Safety and Health Administration (OSHA) regulations. The CD-ROM contains two bonus exams (one each for PHR and SPHR) as well as flashcards and an electronic book. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file. |
| consumer report employment history: Personal Information Acquired by the Government from Information Resellers United States. Congress. House. Committee on the Judiciary. Subcommittee on Commercial and Administrative Law, 2006 |
| consumer report employment history: Getting By Helen Hershkoff, Stephen Loffredo, 2019-10-29 Getting By offers an integrated, critical account of the federal laws and programs that most directly affect poor and low-income people in the United States-the unemployed, the underemployed, and the low-wage employed, whether working in or outside the home. The central aim is to provide a resource for individuals and groups trying to access benefits, secure rights and protections, and mobilize for economic justice. The topics covered include cash assistance, employment and labor rights, food assistance, health care, education, consumer and banking law, housing assistance, rights in public places, access to justice, and voting rights. This comprehensive volume is appropriate for law school and undergraduate courses, and is a vital resource for policy makers, journalists, and others interested in social welfare policy in the United States. |
| consumer report employment history: Federal Register , 1982-10-12 |
| consumer report employment history: Official Florida Statutes Florida, 2013 |
| consumer report employment history: Financial Capability and Asset Building in Vulnerable Households Margaret Sherraden, Julie Birkenmaier, J. Michael Collins, 2018-03-28 Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded daily with vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As first responders, they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles of ordinary working families. Financial Capability and Asset Building in Vulnerable Households prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stage with key concepts, historical antecedents, and current financial challenges of families in America. It provides knowledge and tools to assist families in pressing financial circumstances, and offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. Furthermore, the text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. It is an essential resource for preparing the next generation of practitioners who can enable families to achieve economic security and development. |
| consumer report employment history: Manager's Legal Handbook,The Lisa Guerin, Sachi Barreiro, 2019-12-01 Manage employees effectively while avoiding legal trouble If you supervise employees or independent contractors, The Manager’s Legal Handbook is the perfect resource. Need information about overtime? Want useful ideas on workplace policies? Have a question about trade secrets and need the answer now? This book provides everything you need to stay within the bounds of the law, including information on: hiring discrimination and harassment wages and hours privacy time off drug testing, and firing and layoffs. Designed for managers, business owners, and human resources professionals who need answers on the go, The Manager’s Legal Handbook covers the most common issues employers face. The 10th edition is completely updated to reflect changes to discrimination laws, overtime rules, minimum wage laws, and more. It also provides updated information on the laws of each state, including paid sick leave and paid family leave laws. |
| consumer report employment history: Staff Screening Notebook John C. Patterson, Nonprofit Risk Management Center, 2014-11-15 |
| consumer report employment history: Mandated Benefits Compliance Guide 2015 Balser Group, 2014-12-01 Mandated Benefits 2015 Compliance Guide is a comprehensive and practical reference manual covering key federal regulatory issues that must be addressed by human resources managers, benefits specialists, and company executives in all industries. Mandated Benefits 2015 Compliance Guide includes in-depth coverage of these and other major federal regulations: Patient Protection and Affordable Care Act (PPACA) Health Information Technology for Economic and Clinical Health (HITECH) Act Mental Health Parity and Addiction Equity Act (MHPAEA) Genetic Information Nondiscrimination Act (GINA) Americans with Disabilities Act (ADA) Employee Retirement Income Security Act (ERISA) Health Insurance Portability and Accountability Act (HIPAA) Heroes Earnings Assistance and Relief Tax Act (HEART Act) Consolidated Omnibus Budget Reconciliation Act (COBRA) Mandated Benefits 2015 Compliance Guide helps take the guesswork out of managing employee benefits and human resources by clearly and concisely describing the essential requirements and administrative processes necessary to comply with each regulation. It offers suggestions for protecting employers against the most common litigation threats and recommendations for handling various types of employee problems. Throughout the Guide are numerous exhibits, useful checklists and forms, and do's and don'ts. A list of HR audit questions at the beginning of each chapter serves as an aid in evaluating your company's level of regulatory compliance. Mandated Benefits 2015 Compliance Guide has been updated to include: The Dodd Frank Act, creating an ethics training program, and practices and trends Information on payroll cards and Federal Insurance Contributions Act (FICA) tip credit New regulations and guidelines for health care reform as mandated by the Patient Protection and Affordable Care Act (PPACA) Updated requirements for certificates of creditable coverage; excepted benefits under the Health Insurance Portability and Accountability Act (HIPAA); and transaction standards The revised model general and election notices as required under PPACA Qualified Longevity Annuity Contracts and definition of spouse per the Supreme Court ruling in United States v. Windsor and updates to the Pension Benefit Guaranty Corporation's required premiums The payment of long-term disability insurance by qualified retirement plans PPACA's effect on health reimbursement arrangements; new information on the proposed $500 carryover of unused funds in health flexible spending arrangements (FSAs) and PPACA's effect on health FSAs; new material on the effect of amendments to HIPAA's excepted benefit rules on Employee Assistance Programs; and revised information on providing employee benefits to legally married same-sex couples based on the Supreme Court's decision in United States v. Windsor and the decision's effect on cafeteria plan mid-year election changes New sections on no-fault attendance policies and pregnancy and the Americans with Disabilities Act Information on the definition of spouse based on the Supreme Court ruling in United States v. Windsor New material on the proposed Equal Pay Report |
| consumer report employment history: Fair Credit Reporting Act United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Affairs and Coinage, 1989 |
| consumer report employment history: The Starting and Managing Series United States. Small Business Administration, 1958 |
| consumer report employment history: House Reports , |
| consumer report employment history: The Guerrilla Guide to Credit Repair Todd Bierman, Nathaniel Wice, 2005-12-27 A bad credit rating can keep you from buying a house, renting a car, or even sending flowers. yet most people don't know how to find out the status of their credit or how to fix it if it's bad. This book can save you time and money. Written by a journalist and a credit consultant to the mortgage industry, The Guerrilla Guide to Credit Repair tells you how the major credit bureaus compile your credit history, and teaches you how to deal with them if there is a problem. Easy to use, the book shows you: --How to contact three major credit bureaus and get a copy of your credit report. --How to decipher and understand the report's complex codes, numbers, and implications. --Step-by-step, how to correct errors and clean up your credit history. --How to use your legal rights under the Fair Credit Reporting Act, the Fair Billing Act, and the Truth in Lending Act to protect yourself against credit abuse. Sample credit reports, form letters, and proven techniques for credit repair makes this an invaluable guide for all consumers. |
Product Reviews and Ratings, Buying Advice and Consumer …
Get unbiased ratings and reviews for 10,000+ products and services from Consumer Reports, plus trusted advice and in-depth reporting on …
Best Cars of the Year: 10 Top Picks of 2025 - Consumer Rep…
Mar 4, 2025 · These are the 10 Top Picks of 2025—the best cars of the year meet CR's highest standards for road-test performance, safety, reliability, and owner satisfaction.
We Tested 41 Baby Formulas for Lead and Arsenic - Consu…
Mar 18, 2025 · Consumer Reports recently tested 41 types of powdered formula for a number of toxic chemicals, including arsenic, lead, BPA, acrylamide, and PFAS.
Money | Personal Finance - Consumer Reports
Get the latest in-depth ratings, reviews, and buying advice on money products, shopping, and personal finance …
Become a Member - Consumer Reports
Consumer Reports surveys millions of consumers like you every year to learn which products and vehicles work the best and last the longest.
Product Reviews and Ratings, Buying Advice and Consumer …
Get unbiased ratings and reviews for 10,000+ products and services from Consumer Reports, plus trusted advice and in-depth reporting on what matters most.
Best Cars of the Year: 10 Top Picks of 2025 - Consumer Reports
Mar 4, 2025 · These are the 10 Top Picks of 2025—the best cars of the year meet CR's highest standards for road-test performance, safety, reliability, and owner satisfaction.
We Tested 41 Baby Formulas for Lead and Arsenic - Consumer …
Mar 18, 2025 · Consumer Reports recently tested 41 types of powdered formula for a number of toxic chemicals, including arsenic, lead, BPA, acrylamide, and PFAS.
Money | Personal Finance - Consumer Reports
Get the latest in-depth ratings, reviews, and buying advice on money products, shopping, and personal finance from Consumer Reports.
Become a Member - Consumer Reports
Consumer Reports surveys millions of consumers like you every year to learn which products and vehicles work the best and last the longest.
Consumer Reports 2024 Fast 50 Sweepstakes Winners
Feb 6, 2025 · Full list of Consumer Reports 2024 Fast 50 Sweepstakes Winners for May, September, and December:
My CR - Consumer Reports
Consumer Reports is a nonprofit organization providing unbiased product ratings and reviews. We put over 5,000 products through rigorous testing each year.
My Products - Consumer Reports
Save products you love, products you own and much more!
Products A-Z - Consumer Reports
Complete listing of ConsumerReports.org products from A to Z. Your membership has expired. The payment for your account couldn't be processed or you've canceled your account with us.
Consumer Reports Magazine
The December 2021 issue of Consumer Reports provides the latest ratings and reviews plus rigorous reporting on issues that impact consumers.
