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| case study personal financial planning project budget: Introduction to Personal Finance John E. Grable, Lance Palmer, 2018-12-28 Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey is designed to help students avoid early financial mistakes and provide tools needed to secure a strong foundation for the future. Using engaging visuals and a modular approach, instructors can easily customize their course to topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals. |
| case study personal financial planning project budget: Case Studies in Public Budgeting and Financial Management, Revised and Expanded W. Bartley Hildreth, 2003-03-11 A resource for administrators seeking innovative ideas and supporting precedents in formulating policy, this book also provides a useful textbook for public administration and policy students. It employs a wealth of case studies in budgeting and financial management to demonstrate strategies in system implementation, policy formulation, government accounting, auditing, and financial reporting. With contributions from leading experts, it clarifies procedures to solve cutback and downsizing dilemmas using theoretical models, and provides pragmatic approaches to managing financial activities under budgetary strain. It also covers the evolution of a debt management policy. |
| case study personal financial planning project budget: Teaching Public Budgeting and Finance Bruce D. McDonald III, Meagan M. Jordan, 2021-12-24 Many universities offer the Master of Public Administration (MPA) or other public affairs degree, which includes at least one course in public budgeting or public financial management. The faculty who teach these courses can however sometimes struggle to cover the breadth of material required and to fully engage students in what can be a technical subject. Teaching Public Budgeting and Finance: A Practical Guide addresses this challenge by sharing hands-on classroom expertise from leading scholars and creative instructors in the field. Drawing on their extensive experiences with teaching, researching, and engaging in service, each contributor reflects on how their area of expertise can be taught most effectively, providing a discussion of student learning outcomes, pedagogical approaches, relevant resources, and appropriate course assignments. While no one book can provide a final say on classroom instruction, this first-of-its kind primer on teaching public budgeting and financial management courses is a detailed, indispensable guide for all faculty looking to improve the learning experience of students in the classroom. Teaching Public Budgeting and Finance: A Practical Guide is required reading for early career faculty as they prepare to teach the course for what may be the first time, as well as for more senior faculty looking to update their course, complement their own teaching strengths, or teaching the course for the first time in several years. |
| case study personal financial planning project budget: A Complete Journey of FP&A - Financial Planning and Analysis MD SANAULLAH, Are you ready to transform into a skilled finance and accounting professional? Dive into A Complete Journey of FP&A - Financial Planning and Analysis and gain 100% practical and trending knowledge to tackle real-world challenges. Apply Practical Insights Immediately Filled with actionable insights and practical examples, this book helps you navigate complex financial scenarios with confidence. Master Trending Topics and Modern Techniques Stay ahead with the latest trends, from blockchain in finance to advanced financial modeling and data analytics. Analyze Real-World Case Studies Understand financial principles through real-world case studies that bridge the gap between theory and practice. Follow Step-by-Step Guides Master essential tools and software like Excel, QuickBooks, and advanced financial analysis software to boost your productivity. Enhance Your Career Get valuable advice on navigating the job market, acing interviews, and advancing in your career. Learn from Experts Benefit from insights and real-world experience shared by seasoned finance and accounting professionals. Engage in Interactive Learning Reinforce your knowledge with interactive exercises, quizzes, and practical assignments. |
| case study personal financial planning project budget: Capital Management and Budgeting in the Public Sector Srithongrung, Arwiphawee, Ermasova, Natalia B., Yusuf, Juita-Elena (Wie), 2019-01-11 To create an enhanced quality of life, attract business relocation, and enhance equity in access to public infrastructure, governmental bodies must take certain precautions with their money. Budgeting at such a high level requires careful evaluation and research that addresses every aspect of financial management. Capital Management and Budgeting in the Public Sector provides emerging research exploring the theoretical and practical aspects of long-term capital planning, annual capital budgeting, capital budget execution, and public spending evaluation. Featuring coverage on a broad range of topics such as fiscal federalism, political regime, and project execution management, this book is ideally designed for managers, accountants, professionals, practitioners, and researchers working in the areas of public finance and/or international development. |
| case study personal financial planning project budget: Real Project Planning: Developing a Project Delivery Strategy Trish Melton, 2011-04-08 Successful projects are the basis for a successful company, but many professionals lack the basic skills required to accomplish this. The IChemE Project Management Subject Group has recognized the need to provide resources to deliver these skills, and has developed a series of books to share the latest best practice – engineering essentials. This second title, though primarily written from the perspective of engineering projects within the process industries, is generic enough to support project managers in many other disciplines. It provides for those starting out in project management, is ideal for students as a university textbook, and is also an indispensable reference for established project managers. - Get up and running on your project quickly and effectively - Focuses one step at a time on the needs of engineering, industrial and process projects for career project managers and those involved with projects intermittently |
| case study personal financial planning project budget: Guidelines for Public Expenditure Management Mr.Jack Diamond, Mr.Barry H. Potter, 1999-07-01 Traditionally, economics training in public finances has focused more on tax than public expenditure issues, and within expenditure, more on policy considerations than the more mundane matters of public expenditure management. For many years, the IMF's Public Expenditure Management Division has answered specific questions raised by fiscal economists on such missions. Based on this experience, these guidelines arose from the need to provide a general overview of the principles and practices observed in three key aspects of public expenditure management: budget preparation, budget execution, and cash planning. For each aspect of public expenditure management, the guidelines identify separately the differing practices in four groups of countries - the francophone systems, the Commonwealth systems, Latin America, and those in the transition economies. Edited by Barry H. Potter and Jack Diamond, this publication is intended for a general fiscal, or a general budget, advisor interested in the macroeconomic dimension of public expenditure management. |
| case study personal financial planning project budget: Budgeting and Financial Management in the Federal Government Jerry L. McCaffery, Lawrence R. Jones, 2002-02-01 Budgeting and financial management in the U.S. federal government is highly complex and highly differentiated, e.g., in the process employed by the Executive branch versus those used by Congress. In this book we attempt to cover the processes of both the Executive and Congress and the relationships between the two. The book provides views from several perspectives, e.g., managerial and political. We attempt to provide readers with an understanding of how federal budget and financial management processes are supposed to operate. However, we then go a step further to show how these processes actually operate often in contrast to the intended template. Additionally, this book is intended to capture and combine the views of the academic and the practitioner, including those of the participants in the process.--Introduction. |
| case study personal financial planning project budget: Research Anthology on Preparing School Administrators to Lead Quality Education Programs Management Association, Information Resources, 2020-07-24 The delivery of quality education to students relies heavily on the actions of an institution’s administrative staff. Effective leadership strategies allow for the continued progress of modern educational initiatives. It is crucial to investigate how effective administrators lead their organizations in challenging and difficult times and promote the accomplishments of their organization. Research Anthology on Preparing School Administrators to Lead Quality Education Programs is a vital reference source that offers theoretical and pedagogical research concerning the management of educational systems on both the national and international scale. It also explores academic administration as well as administrative effectiveness in achieving organizational goals. Highlighting a range of topics such as strategic planning, human resources, and school culture, this multi-volume book is ideally designed for educators, administrators, principals, superintendents, board members, researchers, academicians, policymakers, and students. |
| case study personal financial planning project budget: Budgets and Financial Management in Higher Education Margaret J. Barr, George S. McClellan, 2010-12-07 Budgets and Financial Management in Higher Education This thoroughly updated and expanded edition of the classic resource The Jossey-Bass Academic Administrator's Guide to Budgets and Financial Management will help administrators become more proficient in their financial management roles. Grounded in the latest knowledge and filled with illustrative examples from diverse institutions, as well as helpful reflection questions, the book's guidance can be put to immediate use. In addition, the authors suggest ways of avoiding common pitfalls and address what to do when faced with budget fluctuations and changing fiscal environments. This book is vitally important for understanding the complex financial underpinnings of higher education. Could there be a more critical time for administrators to add to their knowledge in this area? I don't think so. EUGENE S. SUNSHINE, senior vice president for business and finance, Northwestern University The authors have produced an easily readable and valuable resource for board members, administrators, students, faculty, or anyone interested in knowing about budgeting and the budgeting process. Their treatment of the subject is thorough and complete. LARRY H. DIETZ, vice chancellor for student affairs, Southern Illinois University, Carbondale This is the best 'nitty-gritty-how-to' book on university budgeting that I have found. My graduate students at both the master's and doctoral levels have found it to be a comprehensive, insightful, and useful tool in their graduate studies. LINDA KUK, program chair, Higher Education Graduate Programs, and associate professor of education, Colorado State University |
| case study personal financial planning project budget: Compendium of HHS Evaluation Studies HHS Evaluation Documentation Center (U.S.), 1984 |
| case study personal financial planning project budget: Effective Financial Planning for Library and Information Services Duncan McKay, Duncan Mckay, 2003-09-02 This title is a concise guide to financial planning, with definitions of financial terms and the key processes involved, which also provides tips on how to present your budget most effectively to secure funding. As pressures of business increasingly affect all information functions, it has become ever more important to be able to justify the costs involved in running any form of information function. This second edition covers budgetary implications related to developments in information source provision. |
| case study personal financial planning project budget: Financial Management for Local Government Kay Spearman, 2019-08-08 Volume 1: Creating A Financial Framework Financial policies, planning and citizen participation are cross-cutting topics that imingpact all aspects of local government decision-making. This volume provides decision makers with a basic financial foundation and will be especially useful for policy makers and chief executive officers. Sections: Financial Policy Making; Financial Planning; Citizen Participation; Evaluating Financial Condition Volume 2: Managing the Operating Budget The short-term operating budget and long-term capital investment plans are the engines that drive local government. The operating budget is the primary mechanism for providing public services and demonstrating accountability for decisions made during the budget process. More technical in nature than volume 1, many of the more basic ideas will be of use to policy makers, while the advanced concepts are written principally for chief executive officers, finance managers and department heads. Sections: Operating Budget; Financing the Operating Budget Volume 3: Managing the Capital Investment Plan Highlighting citizen participation, transparency and accountability, this volume describes how to design and implement a capital investment planning and budgeting system, with a more advanced section dealing with value management and real estate analysis. It also examines how the financing for the investment plan is developed and implemented, reviews the benefits of instituting a debt management program, looks at types of financing, methods for selecting credit instruments and the mechanics for obtaining financing, as well as reviewing credit analysis, disclosure requirements and administration of the debt. Sections: Capital Investment Plan; Financing the Capital Investment Plan Volume 4: Managing Performance This final volume reviews four of the cornerstones of good governance: accounting, performance measures, asset management and procurement. Basic sections cover fundamental, need-to-know information for policy makers, accompanied by more advanced technical treatment for financial managers and CEOs. Sections: Accounting; Performance Measures; Asset Management; Procurement. |
| case study personal financial planning project budget: Resources in Education , 2001 |
| case study personal financial planning project budget: Essentials of Health Care Finance William O. Cleverley, James O. Cleverley, Ashley V. Parks, 2023-12-11 Blending the topics of both accounting and finance, Essentials of Health Care Finance is a relevant, readable, and easily applied resource for health care management students and executives that explores finance theory and its practical application in health care across a full range of facilities, from hospitals, home health agencies, and skilled nursing facilities to surgical centers, physician practices, and integrated health systems. Carefully revised, the Ninth Edition of Essentials of Health Care Finance has been updated with additional reflection, examples, and application so that individuals with no healthcare experience can benefit from additional elaboration on key concepts such as physician practice management, flex budgeting, and strategic financial planning. The Ninth Edition also explores trends in national health expenditures and physician organizations and alignment; changes in health services financing and utilization since the enactment of the Affordable Care Act (ACA) |
| case study personal financial planning project budget: Financial Strategy for Public Managers Sharon Kioko, Justin Marlowe, 2017-09-07 Financial Strategy for Public Managers is a new generation textbook for financial management in the public sector. It offers a thorough, applied, and concise introduction to the essential financial concepts and analytical tools that today's effective public servants need to know. It starts at the beginning and assumes no prior knowledge or experience in financial management. Throughout the text, Kioko and Marlowe emphasize how financial information can and should inform every aspect of public sector strategy, from routine procurement decisions to budget preparation to program design to major new policy initiatives. They draw upon dozens of real-world examples, cases, and applied problems to bring that relationship between information and strategy to life. Unlike other public financial management texts, the authors also integrate foundational principles across the government, non-profit, and hybrid/for-benefit sectors. Coverage includes basic principles of accounting and financial reporting, preparing and analyzing financial statements, cost analysis, and the process and politics of budget preparation. The text also includes several large case studies appropriate for class discussion and/or graded assignments. |
| case study personal financial planning project budget: Financial Management and Accounting in the Public Sector Gary Bandy, 2023-03-14 The importance of public financial management for the health and wellbeing of citizens became dramatically apparent as governments sought to respond to the coronavirus pandemic in 2020. Now, governments and other public sector organizations face the challenge of recovering from the pandemic whilst also seeking to achieve Sustainable Development Goals, with squeezed budgets and ever-increasing demands for public services. Public sector managers are confronted daily with targets and demands that are often set in confusing accounting and financial language. In Financial Management and Accounting in the Public Sector, Gary Bandy employs a clear and concise narrative to introduce the core concepts of public financial management to help those managers to deliver programmes, projects and services that are value for money. As the author puts it, managing public money is an art, not a science. This third edition has been revised and updated throughout, offering: a structure that is more clearly linked to the stages of the public financial management cycle greater coverage of transparency and accountability issues a broader view of public procurement to include goods, works and services and effective contract management; and an increased focus on public spending in the context of a post-COVID environment. With a glossary of terms to help managers understand and be understood by accountants, as well as learning objectives, discussion questions and exercises, this practical textbook will help students of public management and administration to understand the financial and accounting aspects of managing public services. |
| case study personal financial planning project budget: Maintenance Costs and Life Cycle Cost Analysis Diego Galar, Peter Sandborn, Uday Kumar, 2017-09-18 Authors have attempted to create coherent chapters and sections on how the fundamentals of maintenance cost should be organized, to present them in a logical and sequential order. Necessarily, the text starts with importance of maintenance function in the organization and moves to life cycle cost (LCC) considerations followed by the budgeting constraints. In the process, they have intentionally postponed the discussion about intangible costs and downtime costs later on in the book mainly due to the controversial part of it when arguing with managers. The book will be concluding with a short description of a number of sectors where maintenance cost is of critical importance. The goal is to train the readers for a deeper study and understanding of these elements for decision making in maintenance, more specifically in the context of asset management. This book is intended for managers, engineers, researchers, and practitioners, directly or indirectly involved in the area of maintenance. The book is focused to contribute towards better understanding of maintenance cost and use of this knowledge to improve the maintenance process. Key Features: • Emphasis on maintenance cost and life cycle cost especially under uncertainty. • Systematic approach of how cost models can be applied and used in the maintenance field. • Compiles and reviews existing maintenance cost models. • Consequential and direct costs considered. • Comparison of maintenance costs in different sectors, infrastructure, manufacturing, transport. |
| case study personal financial planning project budget: Cost Accounting in Government Zachary Mohr, 2017-04-21 Managerial cost accounting is the financial and managerial tool that is used to estimate the organizational cost of products and services in business and government. In recent decades, cost accounting in the United States and other advanced industrial countries has been dominated by discussions of Activity Based Costing or ABC. While ABC can be shown to produce a more accurate estimate of cost than older and more basic types of cost accounting, ABC is not used extensively in many governments. We argue that this recent focus on ABC has stifled examination and discussion of how government cost accounting is being used and how it could be used in practice. The study of cost accounting practice reveals an important and underexplored area of financial management in government. Given the scandals that cost accounting estimates can create and that different types of cost accounting can create different estimates of cost it may be reasonable to ask whether the cost accounting exercise is worth it? Cost Accounting in Government: Theory and Applications addresses these unusual and unusually important topics through a series of studies of different government cost accounting practices. The first section of the book presents two chapters on the history and basic elements of cost accounting. The second section of the book provides further discussion and case studies of actual cost accounting practices in the main areas that cost accounting has been used in government: benchmarking the performance of government services, rate setting, grant overhead cost recovery, and cost management. The last two chapters discuss cost accounting practices in Europe and the future of cost accounting. These cases span local and federal governments and provide a much needed context to the study of cost accounting in government. Aimed at academics, researchers and policy makers in the fields of Accounting, Public Administration, and Government Studies, Cost Accounting in Government: Theory and Applications seeks to address the practical and theoretical gap in government cost accounting research with case studies of different public agencies that are using cost accounting for different purposes. The case studies illustrate that different purposes for cost accounting create unique and interesting cost accounting practices. The case studies provide useful examples of actual cost accounting systems that can inform both research and instruction |
| case study personal financial planning project budget: The 1980 Guide to the Evaluation of Educational Experiences in the Armed Services: Army American Council on Education, 1980 |
| case study personal financial planning project budget: Development, Minorities and Indigenous Peoples: A Case Study and Evaluation of Good Practice Stéphanie C. Janet, 2003-06-08 Compiles extracts of relevant articles from human rights instruments. Presents definitions, including that of the ILO Indigenous and Tribal Peoples Convention, 1989 (No. 169). Summarizes experiences made in the SUBIR (Sustainable Uses for Biological Resources) project in Ecuador. Appends evaluation guidelines for projects impacting on minorities and indigenous peoples. |
| case study personal financial planning project budget: SCANS in the Schools , 1992 |
| case study personal financial planning project budget: Budgeting and Budgetary Institutions Anwar Shah, 2007 Budgeting and budgetary institutions play a critical role in resource allocation, government accountability, and improved fiscal and social outcomes. This volume distills lessons from practices in designing better fiscal institutions, citizen friendly budgets, and open and transparent processes of budget preparation and execution. It also highlights newer concepts of performance budgeting, accrual accounting, activity based costing, and the use of information and communication technology in budgeting. These tools of analysis are supplemented by a review of budgeting in post-conflict countries and two country case studies on the reform of budgeting systems. |
| case study personal financial planning project budget: The 1984 Guide to the Evaluation of Educational Experiences in the Armed Services American Council on Education, 1984 |
| case study personal financial planning project budget: Capital Budgeting United States. Congress. House. Committee on Government Reform and Oversight. Subcommittee on Government Management, Information, and Technology, 1996 Distributed to some depository libraries in microfiche. |
| case study personal financial planning project budget: Ernst & Young's Personal Financial Planning Guide Ernst & Young LLP, Martin Nissenbaum, Barbara J. Raasch, Charles L. Ratner, 2004-10-06 If you want to take control of your financial future and unlock thedoors to financial success, you must have a plan that will allowyou to find good investments, reduce taxes, beat inflation, andproperly manage money. Whether you're new to financial planning or a seasoned veteran,this updated edition of Ernst & Young's Personal FinancialPlanning Guide provides valuable information and techniques you canuse to create and implement a consistent personalized financialplan. It also takes into consideration the new tax rules thataffect home ownership, saving for college, estate planning, andmany other aspects of your financial life. Filled with in-depth insight and financial planning advice, thisunique guide can help you: * Set goals * Build wealth * Manage your finances * Protect your assets * Plan your estate and investments It will also show you how to maintain a financial plan inconjunction with life events such as: * Getting married * Raising a family * Starting your own business * Aging parents * Planning for retirement Financial planning is a never-ending process, and with Ernst &Young's Personal Financial Planning Guide, you'll learn how totailor a plan to help you improve all aspects of your financiallife. |
| case study personal financial planning project budget: Selected Water Resources Abstracts , 1971 |
| case study personal financial planning project budget: The Sustainability Mindset Steve Zimmerman, Jeanne Bell, 2014-10-13 The Matrix Map—a powerful tool for nonprofit strategic decision-making Nonprofit sustainability lies at the intersection of exceptional impact and financial viability. The Sustainability Mindset offers nonprofit professionals and board members a step-by-step guide to move your organization towards this intersection. As outlined in the bestselling book Nonprofit Sustainability, The Matrix Map is an accessible framework that combines financial and programmatic goals into an integrated strategy. In this next-step resource, the authors detail a rigorous process to develop a meaningful Matrix Map and engage leadership in setting an organization's strategy. Nonprofits that thrive in today's environment are adaptable with a clear understanding of their impact and business model. This book offers nonprofit boards and staff a framework to do so. Drawing on their in-depth experience, the authors provide an easy-to-follow process complete with tools and templates to help organizations visualize their business model and engage in strategic inquiry. The book provides a variety of illustrative examples to show how the Matrix Map works for all types of organizations. Nonprofit executives and board member are sure to benefit from The Matrix Map analysis. Offers step-by-step guidance for creating a Matrix-Map, a visual representation of an organization's business model Helps organizations assess how each of their programs contributes toward their desired impact and their financial bottom-line. Filled with compelling examples of how The Matrix Map helps nonprofits with strategic decision-making Written by the coauthors of the groundbreaking book Nonprofit Sustainability This comprehensive resource will give any nonprofit the framework they need to make decisions for sustainability and the templates and tools to implement it and help leaders address the challenges inherent in balancing mission impact with financial viability. |
| case study personal financial planning project budget: The 1980 Guide to the Evaluation of Educational Experiences in the Armed Services: Coast Guard, Marine Corps, Navy, Dept. of Defense American Council on Education, 1980 |
| case study personal financial planning project budget: Clinical Informatics Study Guide John T. Finnell, Brian E. Dixon, 2022-04-22 This completely updated study guide textbook is written to support the formal training required to become certified in clinical informatics. The content has been extensively overhauled to introduce and define key concepts using examples drawn from real-world experiences in order to impress upon the reader the core content from the field of clinical informatics. The book groups chapters based on the major foci of the core content: health care delivery and policy; clinical decision-making; information science and systems; data management and analytics; leadership and managing teams; and professionalism. The chapters do not need to be read or taught in order, although the suggested order is consistent with how the editors have structured their curricula over the years. Clinical Informatics Study Guide: Text and Review serves as a reference for those seeking to study for a certifying examination independently or periodically reference while in practice. This includes physicians studying for board examination in clinical informatics as well as the American Medical Informatics Association (AMIA) health informatics certification. This new edition further refines its place as a roadmap for faculty who wish to go deeper in courses designed for physician fellows or graduate students in a variety of clinically oriented informatics disciplines, such as nursing, dentistry, pharmacy, radiology, health administration and public health. |
| case study personal financial planning project budget: Water and Wastewater Finance and Pricing George A. Raftelis, 2005-05-26 Water and Wastewater Finance and Pricing: A Comprehensive Guide, Third Edition provides a framework from which utility professionals can address financial planning and pricing objectives. In this volume, the lead author and his co-authors apply experience gained over the past quarter century working with nearly 1000 utilities throughout the United |
| case study personal financial planning project budget: Compendium of Research Reports United States. Dept. of Housing and Urban Development. Office of Policy Development and Research, 1980 |
| case study personal financial planning project budget: Green Finance and Investment Clean Energy Finance and Investment Policy Review of Viet Nam OECD, 2021-11-05 Viet Nam has become a leading regional market for renewable energy in a short space of time led by private sector investment facilitated by favourable support mechanisms. The Clean Energy Finance and Investment Policy Review of Viet Nam provides a comprehensive overview of the current policy framework, highlighting progress and identifying untapped opportunities for strengthening policy interventions that can help scale up clean energy finance and investment. |
| case study personal financial planning project budget: Compendium of Research Reports , 1981 |
| case study personal financial planning project budget: The 1984 Guide to the Evaluation of Educational Experiences in the Armed Services , 1984 |
| case study personal financial planning project budget: The Facility Manager's Guide to Finance and Budgeting David G. Cotts, Edmond P. Rondeau, 2004 Publisher Fact Sheet The first primer to teach facility managers financial skills that will help them sell their department to senior management, win funds for crucial projects, & to become fully integrated into an organization. |
| case study personal financial planning project budget: Business Management in the Smaller Design Firm Lowell Getz, 1986 |
| case study personal financial planning project budget: Making Fiscal Decentralization Work Ms.Annalisa Fedelino, 2010-10-06 The question of what makes fiscal decentralization work is faced by many policymakers around the world. This book draws on both the relevant literature and policy and technical advice provided by the IMF to a wide range of member countries, and discusses the key factors that help make decentralization sustainable, efficient, and equitable from a macroeconomic perspective. It focuses on institutional reforms (in the revenue and expenditure assignments to different levels of government, the design of intergovernmental transfers, and public financial management systems) that are suited to different countries circumstances, and their appropriate sequencing. |
| case study personal financial planning project budget: All Your Worth Elizabeth Warren, Amelia Warren Tyagi, 2006-01-09 The bestselling mother/daughter coauthors of The Two-Income Trap now pen an essential guide to the five simple keys to lasting financial peace. |
| case study personal financial planning project budget: Compendium of HHS Evaluations and Relevant Other Studies HHS Evaluation Documentation Center (U.S.), 1985 |
| case study: personal financial planning project: budget: Introduction to Personal Finance John E. Grable, Lance Palmer, 2018-12-28 Every financial decision we make impacts our lives. Introduction to Personal Finance: Beginning Your Financial Journey is designed to help students avoid early financial mistakes and provide tools needed to secure a strong foundation for the future. Using engaging visuals and a modular approach, instructors can easily customize their course to topics that matter most to their students. This course empowers students to define their personal values and make smart financial decisions that help them achieve their goals. |
| case study: personal financial planning project: budget: Case Studies in Public Budgeting and Financial Management, Revised and Expanded W. Bartley Hildreth, 2003-03-11 A resource for administrators seeking innovative ideas and supporting precedents in formulating policy, this book also provides a useful textbook for public administration and policy students. It employs a wealth of case studies in budgeting and financial management to demonstrate strategies in system implementation, policy formulation, government accounting, auditing, and financial reporting. With contributions from leading experts, it clarifies procedures to solve cutback and downsizing dilemmas using theoretical models, and provides pragmatic approaches to managing financial activities under budgetary strain. It also covers the evolution of a debt management policy. |
| case study: personal financial planning project: budget: Teaching Public Budgeting and Finance Bruce D. McDonald III, Meagan M. Jordan, 2021-12-24 Many universities offer the Master of Public Administration (MPA) or other public affairs degree, which includes at least one course in public budgeting or public financial management. The faculty who teach these courses can however sometimes struggle to cover the breadth of material required and to fully engage students in what can be a technical subject. Teaching Public Budgeting and Finance: A Practical Guide addresses this challenge by sharing hands-on classroom expertise from leading scholars and creative instructors in the field. Drawing on their extensive experiences with teaching, researching, and engaging in service, each contributor reflects on how their area of expertise can be taught most effectively, providing a discussion of student learning outcomes, pedagogical approaches, relevant resources, and appropriate course assignments. While no one book can provide a final say on classroom instruction, this first-of-its kind primer on teaching public budgeting and financial management courses is a detailed, indispensable guide for all faculty looking to improve the learning experience of students in the classroom. Teaching Public Budgeting and Finance: A Practical Guide is required reading for early career faculty as they prepare to teach the course for what may be the first time, as well as for more senior faculty looking to update their course, complement their own teaching strengths, or teaching the course for the first time in several years. |
| case study: personal financial planning project: budget: A Complete Journey of FP&A - Financial Planning and Analysis MD SANAULLAH, Are you ready to transform into a skilled finance and accounting professional? Dive into A Complete Journey of FP&A - Financial Planning and Analysis and gain 100% practical and trending knowledge to tackle real-world challenges. Apply Practical Insights Immediately Filled with actionable insights and practical examples, this book helps you navigate complex financial scenarios with confidence. Master Trending Topics and Modern Techniques Stay ahead with the latest trends, from blockchain in finance to advanced financial modeling and data analytics. Analyze Real-World Case Studies Understand financial principles through real-world case studies that bridge the gap between theory and practice. Follow Step-by-Step Guides Master essential tools and software like Excel, QuickBooks, and advanced financial analysis software to boost your productivity. Enhance Your Career Get valuable advice on navigating the job market, acing interviews, and advancing in your career. Learn from Experts Benefit from insights and real-world experience shared by seasoned finance and accounting professionals. Engage in Interactive Learning Reinforce your knowledge with interactive exercises, quizzes, and practical assignments. |
| case study: personal financial planning project: budget: Capital Management and Budgeting in the Public Sector Srithongrung, Arwiphawee, Ermasova, Natalia B., Yusuf, Juita-Elena (Wie), 2019-01-11 To create an enhanced quality of life, attract business relocation, and enhance equity in access to public infrastructure, governmental bodies must take certain precautions with their money. Budgeting at such a high level requires careful evaluation and research that addresses every aspect of financial management. Capital Management and Budgeting in the Public Sector provides emerging research exploring the theoretical and practical aspects of long-term capital planning, annual capital budgeting, capital budget execution, and public spending evaluation. Featuring coverage on a broad range of topics such as fiscal federalism, political regime, and project execution management, this book is ideally designed for managers, accountants, professionals, practitioners, and researchers working in the areas of public finance and/or international development. |
| case study: personal financial planning project: budget: Real Project Planning: Developing a Project Delivery Strategy Trish Melton, 2011-04-08 Successful projects are the basis for a successful company, but many professionals lack the basic skills required to accomplish this. The IChemE Project Management Subject Group has recognized the need to provide resources to deliver these skills, and has developed a series of books to share the latest best practice – engineering essentials. This second title, though primarily written from the perspective of engineering projects within the process industries, is generic enough to support project managers in many other disciplines. It provides for those starting out in project management, is ideal for students as a university textbook, and is also an indispensable reference for established project managers. - Get up and running on your project quickly and effectively - Focuses one step at a time on the needs of engineering, industrial and process projects for career project managers and those involved with projects intermittently |
| case study: personal financial planning project: budget: Guidelines for Public Expenditure Management Mr.Jack Diamond, Mr.Barry H. Potter, 1999-07-01 Traditionally, economics training in public finances has focused more on tax than public expenditure issues, and within expenditure, more on policy considerations than the more mundane matters of public expenditure management. For many years, the IMF's Public Expenditure Management Division has answered specific questions raised by fiscal economists on such missions. Based on this experience, these guidelines arose from the need to provide a general overview of the principles and practices observed in three key aspects of public expenditure management: budget preparation, budget execution, and cash planning. For each aspect of public expenditure management, the guidelines identify separately the differing practices in four groups of countries - the francophone systems, the Commonwealth systems, Latin America, and those in the transition economies. Edited by Barry H. Potter and Jack Diamond, this publication is intended for a general fiscal, or a general budget, advisor interested in the macroeconomic dimension of public expenditure management. |
| case study: personal financial planning project: budget: Budgeting and Financial Management in the Federal Government Jerry L. McCaffery, Lawrence R. Jones, 2002-02-01 Budgeting and financial management in the U.S. federal government is highly complex and highly differentiated, e.g., in the process employed by the Executive branch versus those used by Congress. In this book we attempt to cover the processes of both the Executive and Congress and the relationships between the two. The book provides views from several perspectives, e.g., managerial and political. We attempt to provide readers with an understanding of how federal budget and financial management processes are supposed to operate. However, we then go a step further to show how these processes actually operate often in contrast to the intended template. Additionally, this book is intended to capture and combine the views of the academic and the practitioner, including those of the participants in the process.--Introduction. |
| case study: personal financial planning project: budget: Research Anthology on Preparing School Administrators to Lead Quality Education Programs Management Association, Information Resources, 2020-07-24 The delivery of quality education to students relies heavily on the actions of an institution’s administrative staff. Effective leadership strategies allow for the continued progress of modern educational initiatives. It is crucial to investigate how effective administrators lead their organizations in challenging and difficult times and promote the accomplishments of their organization. Research Anthology on Preparing School Administrators to Lead Quality Education Programs is a vital reference source that offers theoretical and pedagogical research concerning the management of educational systems on both the national and international scale. It also explores academic administration as well as administrative effectiveness in achieving organizational goals. Highlighting a range of topics such as strategic planning, human resources, and school culture, this multi-volume book is ideally designed for educators, administrators, principals, superintendents, board members, researchers, academicians, policymakers, and students. |
| case study: personal financial planning project: budget: Budgets and Financial Management in Higher Education Margaret J. Barr, George S. McClellan, 2010-12-07 Budgets and Financial Management in Higher Education This thoroughly updated and expanded edition of the classic resource The Jossey-Bass Academic Administrator's Guide to Budgets and Financial Management will help administrators become more proficient in their financial management roles. Grounded in the latest knowledge and filled with illustrative examples from diverse institutions, as well as helpful reflection questions, the book's guidance can be put to immediate use. In addition, the authors suggest ways of avoiding common pitfalls and address what to do when faced with budget fluctuations and changing fiscal environments. This book is vitally important for understanding the complex financial underpinnings of higher education. Could there be a more critical time for administrators to add to their knowledge in this area? I don't think so. EUGENE S. SUNSHINE, senior vice president for business and finance, Northwestern University The authors have produced an easily readable and valuable resource for board members, administrators, students, faculty, or anyone interested in knowing about budgeting and the budgeting process. Their treatment of the subject is thorough and complete. LARRY H. DIETZ, vice chancellor for student affairs, Southern Illinois University, Carbondale This is the best 'nitty-gritty-how-to' book on university budgeting that I have found. My graduate students at both the master's and doctoral levels have found it to be a comprehensive, insightful, and useful tool in their graduate studies. LINDA KUK, program chair, Higher Education Graduate Programs, and associate professor of education, Colorado State University |
| case study: personal financial planning project: budget: Compendium of HHS Evaluation Studies HHS Evaluation Documentation Center (U.S.), 1984 |
| case study: personal financial planning project: budget: Effective Financial Planning for Library and Information Services Duncan McKay, Duncan Mckay, 2003-09-02 This title is a concise guide to financial planning, with definitions of financial terms and the key processes involved, which also provides tips on how to present your budget most effectively to secure funding. As pressures of business increasingly affect all information functions, it has become ever more important to be able to justify the costs involved in running any form of information function. This second edition covers budgetary implications related to developments in information source provision. |
| case study: personal financial planning project: budget: Financial Management for Local Government Kay Spearman, 2019-08-08 Volume 1: Creating A Financial Framework Financial policies, planning and citizen participation are cross-cutting topics that imingpact all aspects of local government decision-making. This volume provides decision makers with a basic financial foundation and will be especially useful for policy makers and chief executive officers. Sections: Financial Policy Making; Financial Planning; Citizen Participation; Evaluating Financial Condition Volume 2: Managing the Operating Budget The short-term operating budget and long-term capital investment plans are the engines that drive local government. The operating budget is the primary mechanism for providing public services and demonstrating accountability for decisions made during the budget process. More technical in nature than volume 1, many of the more basic ideas will be of use to policy makers, while the advanced concepts are written principally for chief executive officers, finance managers and department heads. Sections: Operating Budget; Financing the Operating Budget Volume 3: Managing the Capital Investment Plan Highlighting citizen participation, transparency and accountability, this volume describes how to design and implement a capital investment planning and budgeting system, with a more advanced section dealing with value management and real estate analysis. It also examines how the financing for the investment plan is developed and implemented, reviews the benefits of instituting a debt management program, looks at types of financing, methods for selecting credit instruments and the mechanics for obtaining financing, as well as reviewing credit analysis, disclosure requirements and administration of the debt. Sections: Capital Investment Plan; Financing the Capital Investment Plan Volume 4: Managing Performance This final volume reviews four of the cornerstones of good governance: accounting, performance measures, asset management and procurement. Basic sections cover fundamental, need-to-know information for policy makers, accompanied by more advanced technical treatment for financial managers and CEOs. Sections: Accounting; Performance Measures; Asset Management; Procurement. |
| case study: personal financial planning project: budget: Resources in Education , 2001 |
| case study: personal financial planning project: budget: Essentials of Health Care Finance William O. Cleverley, James O. Cleverley, Ashley V. Parks, 2023-12-11 Blending the topics of both accounting and finance, Essentials of Health Care Finance is a relevant, readable, and easily applied resource for health care management students and executives that explores finance theory and its practical application in health care across a full range of facilities, from hospitals, home health agencies, and skilled nursing facilities to surgical centers, physician practices, and integrated health systems. Carefully revised, the Ninth Edition of Essentials of Health Care Finance has been updated with additional reflection, examples, and application so that individuals with no healthcare experience can benefit from additional elaboration on key concepts such as physician practice management, flex budgeting, and strategic financial planning. The Ninth Edition also explores trends in national health expenditures and physician organizations and alignment; changes in health services financing and utilization since the enactment of the Affordable Care Act (ACA) |
| case study: personal financial planning project: budget: Financial Strategy for Public Managers Sharon Kioko, Justin Marlowe, 2017-09-07 Financial Strategy for Public Managers is a new generation textbook for financial management in the public sector. It offers a thorough, applied, and concise introduction to the essential financial concepts and analytical tools that today's effective public servants need to know. It starts at the beginning and assumes no prior knowledge or experience in financial management. Throughout the text, Kioko and Marlowe emphasize how financial information can and should inform every aspect of public sector strategy, from routine procurement decisions to budget preparation to program design to major new policy initiatives. They draw upon dozens of real-world examples, cases, and applied problems to bring that relationship between information and strategy to life. Unlike other public financial management texts, the authors also integrate foundational principles across the government, non-profit, and hybrid/for-benefit sectors. Coverage includes basic principles of accounting and financial reporting, preparing and analyzing financial statements, cost analysis, and the process and politics of budget preparation. The text also includes several large case studies appropriate for class discussion and/or graded assignments. |
| case study: personal financial planning project: budget: Financial Management and Accounting in the Public Sector Gary Bandy, 2023-03-14 The importance of public financial management for the health and wellbeing of citizens became dramatically apparent as governments sought to respond to the coronavirus pandemic in 2020. Now, governments and other public sector organizations face the challenge of recovering from the pandemic whilst also seeking to achieve Sustainable Development Goals, with squeezed budgets and ever-increasing demands for public services. Public sector managers are confronted daily with targets and demands that are often set in confusing accounting and financial language. In Financial Management and Accounting in the Public Sector, Gary Bandy employs a clear and concise narrative to introduce the core concepts of public financial management to help those managers to deliver programmes, projects and services that are value for money. As the author puts it, managing public money is an art, not a science. This third edition has been revised and updated throughout, offering: a structure that is more clearly linked to the stages of the public financial management cycle greater coverage of transparency and accountability issues a broader view of public procurement to include goods, works and services and effective contract management; and an increased focus on public spending in the context of a post-COVID environment. With a glossary of terms to help managers understand and be understood by accountants, as well as learning objectives, discussion questions and exercises, this practical textbook will help students of public management and administration to understand the financial and accounting aspects of managing public services. |
| case study: personal financial planning project: budget: Maintenance Costs and Life Cycle Cost Analysis Diego Galar, Peter Sandborn, Uday Kumar, 2017-09-18 Authors have attempted to create coherent chapters and sections on how the fundamentals of maintenance cost should be organized, to present them in a logical and sequential order. Necessarily, the text starts with importance of maintenance function in the organization and moves to life cycle cost (LCC) considerations followed by the budgeting constraints. In the process, they have intentionally postponed the discussion about intangible costs and downtime costs later on in the book mainly due to the controversial part of it when arguing with managers. The book will be concluding with a short description of a number of sectors where maintenance cost is of critical importance. The goal is to train the readers for a deeper study and understanding of these elements for decision making in maintenance, more specifically in the context of asset management. This book is intended for managers, engineers, researchers, and practitioners, directly or indirectly involved in the area of maintenance. The book is focused to contribute towards better understanding of maintenance cost and use of this knowledge to improve the maintenance process. Key Features: • Emphasis on maintenance cost and life cycle cost especially under uncertainty. • Systematic approach of how cost models can be applied and used in the maintenance field. • Compiles and reviews existing maintenance cost models. • Consequential and direct costs considered. • Comparison of maintenance costs in different sectors, infrastructure, manufacturing, transport. |
| case study: personal financial planning project: budget: Cost Accounting in Government Zachary Mohr, 2017-04-21 Managerial cost accounting is the financial and managerial tool that is used to estimate the organizational cost of products and services in business and government. In recent decades, cost accounting in the United States and other advanced industrial countries has been dominated by discussions of Activity Based Costing or ABC. While ABC can be shown to produce a more accurate estimate of cost than older and more basic types of cost accounting, ABC is not used extensively in many governments. We argue that this recent focus on ABC has stifled examination and discussion of how government cost accounting is being used and how it could be used in practice. The study of cost accounting practice reveals an important and underexplored area of financial management in government. Given the scandals that cost accounting estimates can create and that different types of cost accounting can create different estimates of cost it may be reasonable to ask whether the cost accounting exercise is worth it? Cost Accounting in Government: Theory and Applications addresses these unusual and unusually important topics through a series of studies of different government cost accounting practices. The first section of the book presents two chapters on the history and basic elements of cost accounting. The second section of the book provides further discussion and case studies of actual cost accounting practices in the main areas that cost accounting has been used in government: benchmarking the performance of government services, rate setting, grant overhead cost recovery, and cost management. The last two chapters discuss cost accounting practices in Europe and the future of cost accounting. These cases span local and federal governments and provide a much needed context to the study of cost accounting in government. Aimed at academics, researchers and policy makers in the fields of Accounting, Public Administration, and Government Studies, Cost Accounting in Government: Theory and Applications seeks to address the practical and theoretical gap in government cost accounting research with case studies of different public agencies that are using cost accounting for different purposes. The case studies illustrate that different purposes for cost accounting create unique and interesting cost accounting practices. The case studies provide useful examples of actual cost accounting systems that can inform both research and instruction |
| case study: personal financial planning project: budget: The 1980 Guide to the Evaluation of Educational Experiences in the Armed Services: Army American Council on Education, 1980 |
| case study: personal financial planning project: budget: Development, Minorities and Indigenous Peoples: A Case Study and Evaluation of Good Practice Stéphanie C. Janet, 2003-06-08 Compiles extracts of relevant articles from human rights instruments. Presents definitions, including that of the ILO Indigenous and Tribal Peoples Convention, 1989 (No. 169). Summarizes experiences made in the SUBIR (Sustainable Uses for Biological Resources) project in Ecuador. Appends evaluation guidelines for projects impacting on minorities and indigenous peoples. |
| case study: personal financial planning project: budget: SCANS in the Schools , 1992 |
| case study: personal financial planning project: budget: Budgeting and Budgetary Institutions Anwar Shah, 2007 Budgeting and budgetary institutions play a critical role in resource allocation, government accountability, and improved fiscal and social outcomes. This volume distills lessons from practices in designing better fiscal institutions, citizen friendly budgets, and open and transparent processes of budget preparation and execution. It also highlights newer concepts of performance budgeting, accrual accounting, activity based costing, and the use of information and communication technology in budgeting. These tools of analysis are supplemented by a review of budgeting in post-conflict countries and two country case studies on the reform of budgeting systems. |
| case study: personal financial planning project: budget: Ernst & Young's Personal Financial Planning Guide Ernst & Young LLP, Martin Nissenbaum, Barbara J. Raasch, Charles L. Ratner, 2004-10-06 If you want to take control of your financial future and unlock thedoors to financial success, you must have a plan that will allowyou to find good investments, reduce taxes, beat inflation, andproperly manage money. Whether you're new to financial planning or a seasoned veteran,this updated edition of Ernst & Young's Personal FinancialPlanning Guide provides valuable information and techniques you canuse to create and implement a consistent personalized financialplan. It also takes into consideration the new tax rules thataffect home ownership, saving for college, estate planning, andmany other aspects of your financial life. Filled with in-depth insight and financial planning advice, thisunique guide can help you: * Set goals * Build wealth * Manage your finances * Protect your assets * Plan your estate and investments It will also show you how to maintain a financial plan inconjunction with life events such as: * Getting married * Raising a family * Starting your own business * Aging parents * Planning for retirement Financial planning is a never-ending process, and with Ernst &Young's Personal Financial Planning Guide, you'll learn how totailor a plan to help you improve all aspects of your financiallife. |
| case study: personal financial planning project: budget: The 1984 Guide to the Evaluation of Educational Experiences in the Armed Services American Council on Education, 1984 |
| case study: personal financial planning project: budget: Capital Budgeting United States. Congress. House. Committee on Government Reform and Oversight. Subcommittee on Government Management, Information, and Technology, 1996 Distributed to some depository libraries in microfiche. |
| case study: personal financial planning project: budget: Selected Water Resources Abstracts , 1971 |
| case study: personal financial planning project: budget: The Sustainability Mindset Steve Zimmerman, Jeanne Bell, 2014-10-13 The Matrix Map—a powerful tool for nonprofit strategic decision-making Nonprofit sustainability lies at the intersection of exceptional impact and financial viability. The Sustainability Mindset offers nonprofit professionals and board members a step-by-step guide to move your organization towards this intersection. As outlined in the bestselling book Nonprofit Sustainability, The Matrix Map is an accessible framework that combines financial and programmatic goals into an integrated strategy. In this next-step resource, the authors detail a rigorous process to develop a meaningful Matrix Map and engage leadership in setting an organization's strategy. Nonprofits that thrive in today's environment are adaptable with a clear understanding of their impact and business model. This book offers nonprofit boards and staff a framework to do so. Drawing on their in-depth experience, the authors provide an easy-to-follow process complete with tools and templates to help organizations visualize their business model and engage in strategic inquiry. The book provides a variety of illustrative examples to show how the Matrix Map works for all types of organizations. Nonprofit executives and board member are sure to benefit from The Matrix Map analysis. Offers step-by-step guidance for creating a Matrix-Map, a visual representation of an organization's business model Helps organizations assess how each of their programs contributes toward their desired impact and their financial bottom-line. Filled with compelling examples of how The Matrix Map helps nonprofits with strategic decision-making Written by the coauthors of the groundbreaking book Nonprofit Sustainability This comprehensive resource will give any nonprofit the framework they need to make decisions for sustainability and the templates and tools to implement it and help leaders address the challenges inherent in balancing mission impact with financial viability. |
| case study: personal financial planning project: budget: The 1980 Guide to the Evaluation of Educational Experiences in the Armed Services: Coast Guard, Marine Corps, Navy, Dept. of Defense American Council on Education, 1980 |
| case study: personal financial planning project: budget: Clinical Informatics Study Guide John T. Finnell, Brian E. Dixon, 2022-04-22 This completely updated study guide textbook is written to support the formal training required to become certified in clinical informatics. The content has been extensively overhauled to introduce and define key concepts using examples drawn from real-world experiences in order to impress upon the reader the core content from the field of clinical informatics. The book groups chapters based on the major foci of the core content: health care delivery and policy; clinical decision-making; information science and systems; data management and analytics; leadership and managing teams; and professionalism. The chapters do not need to be read or taught in order, although the suggested order is consistent with how the editors have structured their curricula over the years. Clinical Informatics Study Guide: Text and Review serves as a reference for those seeking to study for a certifying examination independently or periodically reference while in practice. This includes physicians studying for board examination in clinical informatics as well as the American Medical Informatics Association (AMIA) health informatics certification. This new edition further refines its place as a roadmap for faculty who wish to go deeper in courses designed for physician fellows or graduate students in a variety of clinically oriented informatics disciplines, such as nursing, dentistry, pharmacy, radiology, health administration and public health. |
| case study: personal financial planning project: budget: Water and Wastewater Finance and Pricing George A. Raftelis, 2005-05-26 Water and Wastewater Finance and Pricing: A Comprehensive Guide, Third Edition provides a framework from which utility professionals can address financial planning and pricing objectives. In this volume, the lead author and his co-authors apply experience gained over the past quarter century working with nearly 1000 utilities throughout the United |
| case study: personal financial planning project: budget: Compendium of Research Reports United States. Dept. of Housing and Urban Development. Office of Policy Development and Research, 1980 |
| case study: personal financial planning project: budget: Green Finance and Investment Clean Energy Finance and Investment Policy Review of Viet Nam OECD, 2021-11-05 Viet Nam has become a leading regional market for renewable energy in a short space of time led by private sector investment facilitated by favourable support mechanisms. The Clean Energy Finance and Investment Policy Review of Viet Nam provides a comprehensive overview of the current policy framework, highlighting progress and identifying untapped opportunities for strengthening policy interventions that can help scale up clean energy finance and investment. |
| case study: personal financial planning project: budget: Compendium of Research Reports , 1981 |
| case study: personal financial planning project: budget: The 1984 Guide to the Evaluation of Educational Experiences in the Armed Services , 1984 |
| case study: personal financial planning project: budget: The Facility Manager's Guide to Finance and Budgeting David G. Cotts, Edmond P. Rondeau, 2004 Publisher Fact Sheet The first primer to teach facility managers financial skills that will help them sell their department to senior management, win funds for crucial projects, & to become fully integrated into an organization. |
| case study: personal financial planning project: budget: Business Management in the Smaller Design Firm Lowell Getz, 1986 |
| case study: personal financial planning project: budget: Making Fiscal Decentralization Work Ms.Annalisa Fedelino, 2010-10-06 The question of what makes fiscal decentralization work is faced by many policymakers around the world. This book draws on both the relevant literature and policy and technical advice provided by the IMF to a wide range of member countries, and discusses the key factors that help make decentralization sustainable, efficient, and equitable from a macroeconomic perspective. It focuses on institutional reforms (in the revenue and expenditure assignments to different levels of government, the design of intergovernmental transfers, and public financial management systems) that are suited to different countries circumstances, and their appropriate sequencing. |
| case study: personal financial planning project: budget: All Your Worth Elizabeth Warren, Amelia Warren Tyagi, 2006-01-09 The bestselling mother/daughter coauthors of The Two-Income Trap now pen an essential guide to the five simple keys to lasting financial peace. |
| case study: personal financial planning project: budget: Compendium of HHS Evaluations and Relevant Other Studies HHS Evaluation Documentation Center (U.S.), 1985 |
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