| chance robinson financial advisor: The New Wealth Management Harold Evensky, Stephen M. Horan, Thomas R. Robinson, 2011-05-03 Mainstay reference guide for wealth management, newly updated for today's investment landscape For over a decade, The New Wealth Management: The Financial Advisor's Guide to Managing and Investing Client Assets has provided financial planners with detailed, step-by-step guidance on developing an optimal asset allocation policy for their clients. And, it did so without resorting to simplistic model portfolios, such as lifecycle models or black box solutions. Today, while The New Wealth Management still provides a thorough background on investment theories, and includes many ready to use client presentations and questionnaires, the guide is newly updated to meet twenty-first century investment challenges. The book Includes expert updates from Chartered Financial Analyst (CFA) Institute, in addition to the core text of 1997's first edition endorsed by investment luminaries Charles Schwab and John Bogle Presents an approach that places achieving client objectives ahead of investment vehicles Applicable for self-study or classroom use Now, as in 1997, The New Wealth Management effectively blends investment theory and real world applications. And in today's new investment landscaped, this update to the classic reference is more important than ever. |
| chance robinson financial advisor: The New Wealth Management Harold Evensky, Stephen M. Horan, Thomas R. Robinson, 2011-03-29 Mainstay reference guide for wealth management, newly updated for today's investment landscape For over a decade, The New Wealth Management: The Financial Advisor's Guide to Managing and Investing Client Assets has provided financial planners with detailed, step-by-step guidance on developing an optimal asset allocation policy for their clients. And, it did so without resorting to simplistic model portfolios, such as lifecycle models or black box solutions. Today, while The New Wealth Management still provides a thorough background on investment theories, and includes many ready to use client presentations and questionnaires, the guide is newly updated to meet twenty-first century investment challenges. The book Includes expert updates from Chartered Financial Analyst (CFA) Institute, in addition to the core text of 1997's first edition endorsed by investment luminaries Charles Schwab and John Bogle Presents an approach that places achieving client objectives ahead of investment vehicles Applicable for self-study or classroom use Now, as in 1997, The New Wealth Management effectively blends investment theory and real world applications. And in today's new investment landscaped, this update to the classic reference is more important than ever. |
| chance robinson financial advisor: Real Prosperity Lynn A. Robinson, 2012-12-11 In her latest book, author and intuitive consultant Lynn A. Robinson lights the path to prosperity by showing her readers how to access their true dreams and passions and how to tap into their personal wells of abundance. Refreshingly down to earth and rich with humor, compassion, and compelling tales of success, Real Prosperity points its readers to financial and spiritual prosperity with sage advice, true stories, inspirational quotes, and quick, practical exercises that add a valuable how to factor not often found in this genre. At a time when Americans are sinking into a quagmire of debt and the deeper meaning of life seems to elude even the well off, this wonderful new book offers relief and promises to help its readers chart a course to a richer, more abundant life. This is not a get-rich-quick or pray-your-way-to-wealth book. Nor is it a book about financial planning and debt reduction. It is, instead, an inspiring and uplifting guide that delivers hope, not hype; workable lessons, not foolish philosophy. In other words, it's a book that can work magic in your life. Read it and you'll agree. |
| chance robinson financial advisor: The Gathering Storm Kate Elliott, 2010-07-01 The cataclysm long foretold has shaken the world. King Henry's obsession with uniting the warring kingdoms of Wendar and Varre has left his people destitute and vulnerable to attack. As earthly and supernatural forces gather to overthrow all Henry has fought for, Alain and Liath come to realise their twin destinies. Between them they hold the key to secrets which could yet save Henry's realm, but even they may be powerless should the Cursed Ones return. Look out for more information on this and other titles at www.orbitbooks.co.uk |
| chance robinson financial advisor: Retirement Income Redesigned Harold Evensky, Deena B. Katz, 2010-05-25 Clients nearing retirement have some significant challenges to face. And so do their advisers. They can expect to live far longer after they retire. And the problems they expect their advisers to solve are far more complex. The traditional sources of retirement income may be shriveling, but boomers don't intend to downsize their plans. Instead, they're redefining what it means to be retired—as well as what they require of financial advisers. Planners who aren't prepared will be left behind. Those who are will step up to some lucrative and challenging work. To help get the work done, Harold Evensky and Deena Katz—both veteran problem solvers—have tapped the talents of a range of experts whose breakthrough thinking offers solutions to even the thorniest issues in retirement-income planning: Sustainable withdrawals Longevity risk Eliminating luck as a factor in planning Immediate annuities, reverse mortgages, and viatical and life settlements Strategies for increasing retirement cash flow In Retirement Income Redesigned, the most-respected names in the industry discuss these issues and a range of others. |
| chance robinson financial advisor: Strategic Value Investing (PB) Stephen Horan, Robert R. Johnson, Thomas Robinson, 2013-10-18 Benjamin Graham referred to it as his “margin of safety.” Seth Klarman favors it over all other investment methods. Warren Buffett uses it to make millions for his investors. It’s called value investing, and you can make it work wonders for your portfolio. All you need is money to invest, a little patience—and this book. Strategic Value Investing reveals everything you need to know to build a world-class portfolio using value investing as your north star. Written by experts on valuation and financial analysis, this comprehensive guide breaks it all down into an easy-to-implement process. The authors explain the ins and outs of determining when a stock is undervalued, then purchasing it and selling it for a profit when the rest of the world learns what you knew all along. With Strategic Value Investing, you’ll learn how to: Distinguish between the various measures of value, including going concern, replacement value, fair market value, book value, and intrinsic value Identify undervalued companies before everyone else, and know what to look for, what to avoid, when to buy, and when to sell The authors teach you how to establish a dispassionate value investing philosophy tailored to your needs. Equally important, they provide the tools you need to adhere to this often contrarian approach regardless of your emotions or crowd sentiment. Get in before the crowd—and get out when the price is right with Strategic Value Investing. Praise for Strategic Value Investing “A book that has much the same character as a good value investor: calm, disciplined, with a grasp both of broad theory and of how to apply it.” —JOHN AUTHERS, senior investment columnist, Financial Times “This comprehensive look at valuation techniques is not only insightful, but can be easily put to use by individual and professional investors alike.” —CHARLES ROTBLUT, CFA, Vice President, the American Association of Individual Investors “Offers a sound fundamental perspective for those looking to deepen their analysis around stocks. A great resource for all types of value investors.” —HEATHER BRILLIANT, CFA, global head of equity research at Morningstar and member of the CFA Institute Board of Governors “This book is of Real Value! It updates the pioneering work of Ben Graham and Phillip Fisher, blending the valuation techniques of the masters (such as Warren Buffett) and provides institutional and individual investors the A to Z of value investing from a practitioner perspective.” —JOHN MAGINN, CFA, EVP & CIO, Mutual of Omaha (retired) and coeditor of Managing Investment Portfolios “An actionable road map for implementing a disciplined value investing strategy. Very much in the Ben Graham style. The sophisticated individual investor will find this comprehensive digest a continual and timeless reference.” —WALLACE FORBES, CFA, President of Forbes Investors Advisory Institute, Division of Forbes magazine “Many books propose to help you learn how to become a better value investor. This one, which is bound to become a staple of every value investor’s library, delivers on its promise.” —ROBERT POWELL, editor of Retirement Weekly and columnist of “MarketWatch” |
| chance robinson financial advisor: Financial Myths Chance Robinson, 2021-07-16 When you dive into the financial arena, and particularly as you prepare for retirement, you soon find that financial myth-statements run rampant. Author and financial professional Chance Robinson has made a full-time job out of helping people sort the facts from the fiction. His years in the industry have been spent helping families build the foundations of retirement income and formulate plans for how their family can build and protect long-term wealth. Here in Financial Myths, Robinson uses stories and personal anecdotes to elaborate on the lessons he has learned over his years in finance and bust the myths and misconceptions surrounding money. Chance Robinson is the president of Strong Point Financial in Florida, and has dedicated his life to serving others as a trusted financial professional. Helping his clients build wealth that can last for generations is Chance's true passion, which he aims to do with personalized care and a commitment to excellence. For more financial myth-busting, contact Strong Point Financial: spfadvisors.com 1-800-329-8475 or Corporate@SPFAdvisors.com. |
| chance robinson financial advisor: Financial Feminism Jessica Robinson, 2021-02-04 As we face global challenges like climate change and inequality, what if women could use their investments to build a cleaner, fairer and more sustainable world? Financial feminism – the belief in the financial equality of women – has been gathering momentum, largely in the context of the gender pay gap: on average a woman earns 80% of what a man does. But there’s another gap – the gender investing gap – which shows women are investing less than men, saving less for retirement and parking more in cash. When compounded by the gender pay gap, this results in a significant shortfall, but there’s more to financial feminism than simply addressing these gaps: women also care about where their money is invested and the impact it can have. In this practical and accessible guide, sustainable investing expert Jessica Robinson shows how through financial feminism, women can use their financial power to invest in a sustainable future and build the kind of world they want to live in. With jargon-free explanations and real-world examples, she demystifies the financial services industry, breaks down just what sustainable investing is and demonstrates the societal and environmental impact of the investment decisions we make. Arming women with the information they need to get started – and keep going – she hopes that more women will embrace financial feminism, invest to grow their own wealth and, in doing so, use their financial decisions to demand a better world. |
| chance robinson financial advisor: Wealth Management Harold Evensky, 1997 ``Harold's diligent and scholarly approach to investing theory makes Wealth Management a thoughtful book that should be on every advisor's reading list.''--Charles R. Schwab, Chairman & CEO, The Charles Schwab Corporation. Wealth Management outlines the current state-of-the-art in financial planning, and describes respected financial planning speaker and author Harold Evensky's effective, optimal asset allocation policy that is designed to account for each client's unique goals and constraints. It provides you with concise yet thorough information on current investment theories, along with detailed reference for further study. |
| chance robinson financial advisor: Succession Planning for Financial Advisors David Grau, Sr., 2014-06-02 This book is going to challenge you and everything you think you know about succession planning. For independent advisors, succession planning is quickly becoming the cornerstone to a strategic growth strategy designed to perpetuate their business and their income streams beyond their own lifetime, while providing a multi-generational service platform that attracts and rewards younger advisors. This makes succession planning one of the most, if not the most, important practice management tools in this industry today. As an independent financial advisor, now is the time to address the question of what will happen to your practice and your clients after you “exit the building.” In most cases, the answers are right in front of you. Thankfully, Succession Planning for Financial Advisors: Building an Enduring Business has arrived to transform today’s practices into businesses designed to endure and prosper and serve generations of clients. Learn how to create a “Lifestyle Succession Plan” that can provide a lifetime of income and benefits to the founder even as he/she gradually retires on the job Unlock the power of equity management – the best planning and building tool an independent advisor owns Learn how to attract and retain the best of the next generation to help you build a great business and to support your succession plans and care for your clients and their families Determine precisely when to start a formal succession plan and related continuity plan so that your business can work for you when you need it most Understand why succession planning and selling your business are completely different strategies, but how they can complement each other when used correctly 95% of independent financial service professionals are one owner practices. To the positive, these practices are among the most valuable professional service models in America. But almost all advisors are assembling their practices using the wrong tools – tools borrowed from historically successful, but vastly different models including wirehouses, broker-dealers, and even OSJ’s and branch managers. Revenue sharing, commission splitting and other eat-what-you-kill compensation methods dominate the independent sector and virtually ensure that today’s independent practices, if left unchanged, will not survive the end of their founder’s career. It is time to change course and this book provides the map and the details to help you do just that. For independent practice owners and staff members, advisors who want to transition to independence, as well as accountants, attorneys, coaches and others involved in the financial services space, there are invaluable lessons to be learned from Succession Planning for Financial Advisors. Written by the leading succession planning expert in the financial services industry, former securities regulator, M&A specialist, and founder of the nationally recognized consulting and equity management firm, FP Transitions, David Grau Sr., JD, has created an unmatched resource that will have an enduring and resounding impact on an entire industry. |
| chance robinson financial advisor: Asset Allocation: Balancing Financial Risk Roger C. Gibson, 2000-08-22 Financial experts agree: Asset allocation is the key strategies for maintaining a consistent yet superior rate of investment return. Now, Roger Gibson's Asset Allocation - the bestselling reference book on this popular subject for a decade has been updated to keep pace with the latest developments and findings. This Third Edition provides step-by-step strategies for implementing asset allocation in a high return/low risk portfolio, educating financial planning clients on the solid logic behind asset allocation, and more. |
| chance robinson financial advisor: Private Wealth Mangement 9th Ed (PB) G. Victor Hallman, Jerry S. Rosenbloom, 2014-11-07 Where financial advisors go for answers--revised and updated to address consequential legal and economic changes From the oil crisis and stock market crash in the 1970sthrough deregulation into the 1990s to the 2008 financial crisis--every financial planner worth their salt turned to Victor Hallman and Jerry Rosenbloom's classic reference for answers. To maintain its iconic position in the industry, this bible of wealth development moves into its Ninth Edition to ensure today's professional investors and financial stewards have reliable guidance to the latest legislation, economic developments, and wealth managementtrends and techniques. This latest edition of Private Wealth Managementprovides everything you need to operate with sophistication and savvy in today's markets--from setting financial objectives and executing the planning process to investing in equities and fixed-income securities to retirement income planning to methods for lifetime wealth transfers, and more. Written for the serious practitioner, this one-of-a-kind guide gives you a solid foundation for planning a prosperous financial future in the real world, which means it makes you an expert in: Major new tax legislation, including the Tax Relief, Unemployment Insurance Reauthorization and Job Creation Act of 2010 and the American Taxpayer Relief Act of 2012 A variety of economic benefits and investment products Changes in individual annuities and retirement products with an increased focus on retirement planning Modifications to health and disability insurance The Patient Protection and Affordable Care and Health Care Reconciliation Act of 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 New developments in estate and marital deduction planning such as portability This completely updated edition remains a wealth-building and income management tool by presenting many useful strategies, including those for dealing with the current super-low interest rates. Private Wealth Management, Ninth Edition, is thecornerstone of financial planning. |
| chance robinson financial advisor: Financial Services Law Guide Andrew Haynes, 2021-11-30 A comprehensive guide to the rules and regulations that govern the UK financial services industry, providing: - Analysis of the various laws and regulations and how they impact on customer relations and retail products - An outline of the protection given to clients' money and the functioning of the prudential requirements - An explanation of the rationale and operation of enforcement procedures - Details of requirements as they apply to professionals who engage in financial services activities as an incidental part of their professional activities - A consideration of recently implemented EU initiatives The fifth edition has been fully updated in line with the post-EU regime and in addition includes updates to: - the new investments and investment activities and the FCA rules and their impact - the FCA authorisation procedures and their impact - the approved persons regime - the rules and, in particular, their applications in relation to retail products and customer relations - the rules in relation to professionals as well as coverage of: - the EU Market Abuse Regulation - 4th and 5th Money Laundering Directives in their UK form including additional examples of enforcement actions and prosecutions and the lessons to be learned - new case law in relation to enforcement and the lessons learned Covering the latest developments, this valuable text is set out in the context of common practice and is indispensable for those working within or otherwise associated with the financial services industry, namely lawyers, compliance officers, auditors, financial advisers, consultants, academics and students. |
| chance robinson financial advisor: Splitting Heirs Ron Blue, 2008-01-01 Finish well. That is what we are called to do in Scripture, but where will our money and possessions finish? The Bible has the principles that provide answers to the challenge of parenting and passing along an in heritage. Within the next decade, over ONE TRILLION DOLLARS will change hands from one generation to the next. Individuals with adult children will need to transfer that wealth without ruining their heirs' lives. Ron Blue, an authority on personal and business finance, will help: ~Identify exactly how much money would be transferred were the reader to die today ~Identify the need for creating a will ~Identify tax-wise financial planning ~Teach the way to leave money without creating an unhealthy dependence |
| chance robinson financial advisor: Black Enterprise , 2000-06 BLACK ENTERPRISE is the ultimate source for wealth creation for African American professionals, entrepreneurs and corporate executives. Every month, BLACK ENTERPRISE delivers timely, useful information on careers, small business and personal finance. |
| chance robinson financial advisor: Dash R Michael Shuffett DVM, 2009-07 A real life adventure along historic Route 66 in a 40-year-old convertible helps us see that 'road trip' is a metaphor for life's 'dash.' It does matter what we believe. We cannot mesh in worldly values with Christ's purity. Our relationship with God is reflected through our relationship with others while on this life's journey. Our travelers' goal of making it home seemed implausible, but our God makes all things possible. Our final destination is certain when we walk with Him. They said it couldn't be done, but sometimes it doesn't work out that way. Casey Stengel Dr. R.M. Shuffett's interest in travel and adventure dates back to childhood dreams of becoming an Indy Car driver while pushing the lawn mower around 'laps'- or the 'Lone Ranger' while riding his Shetland pony, mentally transported to cowboy and Indian 'badlands.' He was inspired by a locomotive ride. And a road trip vacation to Washington, D.C. forged an excitement to seek out more of the unfamiliar road ahead Dr. Shuffett is a Christian veterinarian (DVM, Auburn 1980), faithful husband to wife Ruthie, and dad to Hilary, Jessica, Brian, and John. He is a member and trustee of the Greensburg, Kentucky Church of the Nazarene. He considers himself fortunate to be able to travel scenic rural central Kentucky roads daily seeing God's creation and his myriad animal patients! |
| chance robinson financial advisor: ReOrg Stephen Heidari-Robinson, Suzanne Heywood, 2016-10-25 A Practical Guide in Five Steps Most executives will lead or be a part of a reorganization effort (a reorg) at some point in their careers. And with good reason—reorgs are one of the best ways for companies to unlock latent value, especially in a changing business environment. But everyone hates them. No other management practice creates more anxiety and fear among employees or does more to distract them from their day-to-day jobs. As a result, reorgs can be incredibly expensive in terms of senior-management time and attention, and most of them fail on multiple dimensions. It’s no wonder companies treat a reorg as a mysterious process and outsource it to people who don’t understand the business. It doesn’t have to be this way. Stephen Heidari-Robinson and Suzanne Heywood, former leaders in McKinsey’s Organization Practice, present a practical guide for successfully planning and implementing a reorg in five steps—demystifying and accelerating the process at the same time. Based on their twenty-five years of combined experience managing reorgs and on McKinsey research with over 2,500 executives involved in them, the authors distill what they and their McKinsey colleagues have been practicing as an “art” into a “science” that executives can replicate—in companies or business units large or small. It isn’t rocket science and it isn’t bogged down by a lot of organizational theory: the five steps give people a simple, logical process to follow, making it easier for everyone—both the leaders and the employees who ultimately determine a reorg’s success or failure—to commit themselves to and succeed in the new organization. |
| chance robinson financial advisor: Finding Peace of Mind and Keeping It James Emerson Hough, 2023-06-23 About the Book In this collection of his essays and writings, James Emerson Hough reflects on the serenity of retirement living in the middle of his own private Certified Forest Preserve and Wildlife Habitat in Southeast Indiana, the inspiration it engenders to be creative, and the ability to focus his thinking. He finds it rewarding to share his perspective, but the selfish reason he writes is that it makes him a better person. When asked why he writes, Mr. Hough admits that writing helps keep his mind alert and head on straight. He’s inspired to read and unlock novel ideas in his mind, research them, and develop compelling techniques to put them together in writing. Writing is his habit. He knows that no one can write anything who does not think that what they write is for the time history, or do anything well who does not esteem their work to be of importance. Old age has yet to creep on the author’s mind, and wisdom will never let him stand with another on unfriendly footing. For him to write what will not become obsolete is to write sincerely to himself while attempting to satisfy his own curiosity. Where Mr. Hough found peace of mind, peace of mind was waiting there. Books are the quietest and most constant of friends, the most patient of teachers, and the most accessible and wisest if counselors. Worthwhile books that get into the world are written by successful people who utter what tens of millions feel though they cannot say. Certain books are vital, not leaving readers what they were; they shut the book a richer person. Finding Peace of Mind and Keeping It is full of energy. About the Author James Emerson Hough was born and raised in Paducah, Kentucky; schooled in the public school system of that community; earned an AS degree studying mathematics, physics, chemistry, biological and zoological sciences at Paducah Junior College; and earned BS (Geology) and MS (Engineering Geology) degrees at the University of Kentucky, Lexington. He retired December 31, 1998, at age 68, ending more than thirty-five years in private practice of the applied earth sciences as licensed professional engineer and licensed professional geologist. Hough was awarded the DSc degree by the American Institute of Geosciences in 2020. |
| chance robinson financial advisor: MONEY Master the Game Anthony Robbins, Tony Robbins, 2016-03-29 Bibliography found online at tonyrobbins.com/masterthegame--Page [643]. |
| chance robinson financial advisor: Fortune Henry Robinson Luce, 2005 |
| chance robinson financial advisor: Strategize to Win Carla A. Harris, 2022-07-12 The author of Expect to Win offers essential career strategies for today’s economic climate Appointed by President Barack Obama to chair the National Women’s Business Council in 2013, Carla Harris knows that the working world isn’t what it used to be. Addressing these changes, Harris’s new book gives today’s readers the tools they need to get started, get “unstuck” from bad situations, redirect momentum, and position themselves to manage their career no matter what the economic environment or job market might be. Readers know Harris, and they trust her straightforward advice. With battle-tested, step-by-step strategies for every career stage, Strategize to Win will takes its place beside Expect to Win as a category classic. |
| chance robinson financial advisor: A Wealth of Common Sense Ben Carlson, 2015-06-22 A simple guide to a smarter strategy for the individual investor A Wealth of Common Sense sheds a refreshing light on investing, and shows you how a simplicity-based framework can lead to better investment decisions. The financial market is a complex system, but that doesn't mean it requires a complex strategy; in fact, this false premise is the driving force behind many investors' market mistakes. Information is important, but understanding and perspective are the keys to better decision-making. This book describes the proper way to view the markets and your portfolio, and show you the simple strategies that make investing more profitable, less confusing, and less time-consuming. Without the burden of short-term performance benchmarks, individual investors have the advantage of focusing on the long view, and the freedom to construct the kind of portfolio that will serve their investment goals best. This book proves how complex strategies essentially waste these advantages, and provides an alternative game plan for those ready to simplify. Complexity is often used as a mechanism for talking investors into unnecessary purchases, when all most need is a deeper understanding of conventional options. This book explains which issues you actually should pay attention to, and which ones are simply used for an illusion of intelligence and control. Keep up with—or beat—professional money managers Exploit stock market volatility to your utmost advantage Learn where advisors and consultants fit into smart strategy Build a portfolio that makes sense for your particular situation You don't have to outsmart the market if you can simply outperform it. Cut through the confusion and noise and focus on what actually matters. A Wealth of Common Sense clears the air, and gives you the insight you need to become a smarter, more successful investor. |
| chance robinson financial advisor: Creation of a U.S. Boxing Corporation United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness, 1988 |
| chance robinson financial advisor: Drip Dead Christy Evans, 2011-02-01 When plumber's apprentice Georgiana Neverall crawls under her mother's house to check the pipes, she's horrified to find her mother's flashy fiancé, real estate mogul Gregory Whitlock, dead in the dirt. Instead of a wedding ring, Georgiana's mother is soon wearing handcuffs, accused of killing the man she loved. To clear her mother's name, Georgiana's going to have to crawl into a few more dark spaces and uncover secrets Whitlock was hiding. |
| chance robinson financial advisor: Renovating Retirement Charlie Jewett, 2016-05-01 The financial planning industry needs a spanking and I'm declaring myself the one to do it. I'm going to piss a lot of people off and I'm OK with that. I don't need you or anyone to like me. If you are an open-minded human being, interested in the truth, no matter how shocking it may be, you are going love this book. |
| chance robinson financial advisor: Who's who in Finance and Industry , 2001 |
| chance robinson financial advisor: The Financial Planning Workbook Coventry House Publishing, 2024-07-19 |
| chance robinson financial advisor: The Alley of Angels Michael Adams, 2011-06 The Alley of Angels takes readers on a dark journey to El Salvador during the waning days of that country's bloody civil war. Chicago writer Henry Reed and his friend and colleague photographer Jean-Michel Beaulieu are assigned to discover the fate of Robert Zorn, a high-profile pastor and celebrity rabble-rouser, whose unwelcome involvement in the war may have led to his disappearance, and possibly, his death. Reed and Beaulieu's investigation finds them crossing paths with a dangerous assortment of war-weary players, including peace activists, CIA agents, death squad assassins, FMLN rebels and teenage prostitutes. In this lethal environment nothing is what it seems and no one can be trusted. |
| chance robinson financial advisor: The Behavior Gap Carl Richards, 2012-01-03 It's not that we're dumb. We're wired to avoid pain and pursue pleasure and security. It feels right to sell when everyone around us is scared and buy when everyone feels great. It may feel right-but it's not rational. -From The Behavior Gap Why do we lose money? It's easy to blame the economy or the financial markets-but the real trouble lies in the decisions we make. As a financial planner, Carl Richards grew frustrated watching people he cared about make the same mistakes over and over. They were letting emotion get in the way of smart financial decisions. He named this phenomenon-the distance between what we should do and what we actually do-the behavior gap. Using simple drawings to explain the gap, he found that once people understood it, they started doing much better. Richards's way with words and images has attracted a loyal following to his blog posts for The New York Times, appearances on National Public Radio, and his columns and lectures. His book will teach you how to rethink all kinds of situations where your perfectly natural instincts (for safety or success) can cost you money and peace of mind. He'll help you to: • Avoid the tendency to buy high and sell low; • Avoid the pitfalls of generic financial advice; • Invest all of your assets-time and energy as well as savings-more wisely; • Quit spending money and time on things that don't matter; • Identify your real financial goals; • Start meaningful conversations about money; • Simplify your financial life; • Stop losing money! It's never too late to make a fresh financial start. As Richards writes: We've all made mistakes, but now it's time to give yourself permission to review those mistakes, identify your personal behavior gaps, and make a plan to avoid them in the future. The goal isn't to make the 'perfect' decision about money every time, but to do the best we can and move forward. Most of the time, that's enough. |
| chance robinson financial advisor: The White Coat Investor James M. Dahle, 2014-01 Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection. This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won't find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a Backdoor Roth IRA and Stealth IRA to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place. - Allan S. Roth, MBA, CPA, CFP(R), Author of How a Second Grader Beats Wall Street Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research. - William J. Bernstein, MD, Author of The Investor's Manifesto and seven other investing books This book should be in every career counselor's office and delivered with every medical degree. - Rick Van Ness, Author of Common Sense Investing The White Coat Investor provides an expert consult for your finances. I now feel confident I can be a millionaire at 40 without feeling like a jerk. - Joe Jones, DO Jim Dahle has done for physician financial illiteracy what penicillin did for neurosyphilis. - Dennis Bethel, MD An excellent practical personal finance guide for physicians in training and in practice from a non biased source we can actually trust. - Greg E Wilde, M.D Scroll up, click the buy button, and get started today! |
| chance robinson financial advisor: Investment Advisor , 1995 |
| chance robinson financial advisor: Ebony , 2002-09 EBONY is the flagship magazine of Johnson Publishing. Founded in 1945 by John H. Johnson, it still maintains the highest global circulation of any African American-focused magazine. |
| chance robinson financial advisor: The Orange Economy Inter American Development Bank, Iván Duque Márquez, Pedro Felipe Buitrago Restrepo, 2013-10-01 This manual has been designed and written with the purpose of introducing key concepts and areas of debate around the creative economy, a valuable development opportunity that Latin America, the Caribbean and the world at large cannot afford to miss. The creative economy, which we call the Orange Economy in this book (you'll see why), encompasses the immense wealth of talent, intellectual property, interconnectedness, and, of course, cultural heritage of the Latin American and Caribbean region (and indeed, every region). At the end of this manual, you will have the knowledge base necessary to understand and explain what the Orange Economy is and why it is so important. You will also acquire the analytical tools needed to take better advantage of opportunities across the arts, heritage, media, and creative services. |
| chance robinson financial advisor: The Adult Learner Malcolm S. Knowles, Elwood F. Holton III, Richard A. Swanson, RICHARD SWANSON, Petra A. Robinson, 2020-12-20 How do you tailor education to the learning needs of adults? Do they learn differently from children? How does their life experience inform their learning processes? These were the questions at the heart of Malcolm Knowles’ pioneering theory of andragogy which transformed education theory in the 1970s. The resulting principles of a self-directed, experiential, problem-centred approach to learning have been hugely influential and are still the basis of the learning practices we use today. Understanding these principles is the cornerstone of increasing motivation and enabling adult learners to achieve. The 9th edition of The Adult Learner has been revised to include: Updates to the book to reflect the very latest advancements in the field. The addition of two new chapters on diversity and inclusion in adult learning, and andragogy and the online adult learner. An updated supporting website. This website for the 9th edition of The Adult Learner will provide basic instructor aids including a PowerPoint presentation for each chapter. Revisions throughout to make it more readable and relevant to your practices. If you are a researcher, practitioner, or student in education, an adult learning practitioner, training manager, or involved in human resource development, this is the definitive book in adult learning you should not be without. |
| chance robinson financial advisor: Who's who Among African Americans , 2008 |
| chance robinson financial advisor: The Gospel According to Luke James R Edwards, 2020-05-21 This new Pillar commentary devotes attention throughout to the vocabulary, historical background, special themes, and narrative purpose that make the book of Luke unique among the four Gospels. Though the Gentile focus of Luke is often held to be primary, James Edwards counterbalances that by citing numerous evidences of Luke's overarching interest in depicting Jesus as the fulfillment of the providential work of God in the history of Israel, and he considers the possibility that Luke himself was a Jew. Edwards also draws out other important thematic issues in excursuses scattered throughout the commentary, including discussion of Luke's infancy narrative, the mission of Jesus as the way of salvation, and Luke's depiction of the universal scope of the gospel. This readable, relevant commentary attends to the linguistic, historical, literary, and theological elements of Luke that are essential to its meaning and considers Luke's significance for the church and the life of faith today. |
| chance robinson financial advisor: Master Your Mortgage for Financial Freedom: How to Use The Smith Manoeuvre in Canada to Make Your Mortgage Tax-Deductible and Create Wealth Robinson Smith, 2019-11-05 Do you have a mortgage? Are you interested in learning how you can actually be thankful that you do? Your mortgage really can become your best friend. |
| chance robinson financial advisor: Team First Lloyd H. H. Barrow, 2018-12-11 The year 2017 is a special year, the seventieth anniversary of the Brooklyn Dodgers' Jackie Robinson integrating modern baseball. Robinson's successes and challenges have been documented by baseball and civil rights historians. This three-part book presents the chronological history of baseball integration along with the major civil rights events of the 1940s and 1950s. Team First focuses upon each of the sixteen Major League teams and players (with life stories) who were the first to integrate each team. Some individuals were players of the Negro League, Hall of Famers, and World Series players and others whose notable contribution was only being the first to integrate. Information about owners, general managers, and managers influenced teams' orientation about integration. Rates of integration varied by team. The final three teams to integrate happened ten years after Robinson won the 1947 Rookie of the Year Award. Find out how your favorite team approached integration. How did your team compare to other National League and American League teams? How was your favorite team influenced by early civil rights events? |
| chance robinson financial advisor: Time Briton Hadden, Henry Robinson Luce, 1998 |
| chance robinson financial advisor: The Ministry for the Future Kim Stanley Robinson, 2020-10-06 ONE OF BARACK OBAMA’S FAVORITE BOOKS OF THE YEAR “The best science-fiction nonfiction novel I’ve ever read.” —Jonathan Lethem If I could get policymakers, and citizens, everywhere to read just one book this year, it would be Kim Stanley Robinson’s The Ministry for the Future. —Ezra Klein (Vox) The Ministry for the Future is a masterpiece of the imagination, using fictional eyewitness accounts to tell the story of how climate change will affect us all. Its setting is not a desolate, postapocalyptic world, but a future that is almost upon us. Chosen by Barack Obama as one of his favorite books of the year, this extraordinary novel from visionary science fiction writer Kim Stanley Robinson will change the way you think about the climate crisis. One hopes that this book is read widely—that Robinson’s audience, already large, grows by an order of magnitude. Because the point of his books is to fire the imagination.―New York Review of Books If there’s any book that hit me hard this year, it was Kim Stanley Robinson’s The Ministry for the Future, a sweeping epic about climate change and humanity’s efforts to try and turn the tide before it’s too late. ―Polygon (Best of the Year) Masterly. —New Yorker [The Ministry for the Future] struck like a mallet hitting a gong, reverberating through the year ... it’s terrifying, unrelenting, but ultimately hopeful. Robinson is the SF writer of my lifetime, and this stands as some of his best work. It’s my book of the year. —Locus Science-fiction visionary Kim Stanley Robinson makes the case for quantitative easing our way out of planetary doom. ―Bloomberg Green |
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