Cybersecurity Assessment Tool Ffiec

  cybersecurity assessment tool ffiec: Risk Assessments for Financial Institutions Gary M Deutsch, 2023-09-15 Risk assessment is an integral part of an institution's risk-based audit and controls for all products, services and activities. Time, new products, regulatory changes, competitive environment changes, and market conditions are just some of the factors that can impact risk assessments. In order for financial institutions to satisfy the regulators, they must constantly evaluate risks, weigh risks against rewards, and make decisions based on these evaluations. Risk Assessments for Financial Institutions is a compilation of all the best tools from our most popular risk and audit manuals; here is a reliable resource that you can trust to save you time, make your organization safer, and make your job easier. Updated regularly, there are now risk assessments for such topics as social media, liquidity management, cloud computing, asset management for trusts, and remote deposit capture. The risk assessments specify risks based on specific rating systems in the following areas: • Mobile Banking • Remote Deposit Capture • Information Security • Information Technology • Business Continuity • Electronic Banking • Compliance • Audit • Lending • Finance and Accounting • Enterprise Risk Management • BSA/AML
  cybersecurity assessment tool ffiec: The Cybersecurity Guide to Governance, Risk, and Compliance Jason Edwards, Griffin Weaver, 2024-06-04 Understand and respond to a new generation of cybersecurity threats Cybersecurity has never been a more significant concern of modern businesses, with security breaches and confidential data exposure as potentially existential risks. Managing these risks and maintaining compliance with agreed-upon cybersecurity policies is the focus of Cybersecurity Governance and Risk Management. This field is becoming ever more critical as a result. A wide variety of different roles and categories of business professionals have an urgent need for fluency in the language of cybersecurity risk management. The Cybersecurity Guide to Governance, Risk, and Compliance meets this need with a comprehensive but accessible resource for professionals in every business area. Filled with cutting-edge analysis of the advanced technologies revolutionizing cybersecurity—and increasing key risk factors at the same time—and offering practical strategies for implementing cybersecurity measures, it is a must-own for CISOs, boards of directors, tech professionals, business leaders, regulators, entrepreneurs, researchers, and more. The Cybersecurity Guide to Governance, Risk, and Compliance readers will also find: Over 1300 actionable recommendations found after each section Detailed discussion of topics including AI, cloud, and quantum computing More than 70 ready-to-use KPIs and KRIs This guide's coverage of governance, leadership, legal frameworks, and regulatory nuances ensures organizations can establish resilient cybersecurity postures. Each chapter delivers actionable knowledge, making the guide thorough and practical. — Gary McAlum, CISO. This guide represents the wealth of knowledge and practical insights that Jason and Griffin possess. Designed for professionals across the board, from seasoned cybersecurity veterans to business leaders, auditors, and regulators, this guide integrates the latest technological insights with governance, risk, and compliance (GRC). — Wil Bennett, CISO
  cybersecurity assessment tool ffiec: Easy Steps to Managing Cybersecurity Jonathan Reuvid, 2018-09-24 An introductory guide to managing cybersecurity for businesses. How to prevent, protect and respond to threats. Providing an insight to the extent and scale a potential damage could cause when there is a breech in cyber security. It includes case studies and advice from leading industry professionals, giving you the necessary strategies and resources to prevent, protect and respond to any threat:• Introduction to cyber security• Security framework• Support services for UK public and private sectors• Cyber security developments• Routing a map for resilience• Protecting financial data• Countermeasures to advance threats• Managing incidents and breaches• Preparing for further threats• Updating contingency plans
  cybersecurity assessment tool ffiec: Evidence-Based Cybersecurity Pierre-Luc Pomerleau, David Maimon, 2022-06-23 The prevalence of cyber-dependent crimes and illegal activities that can only be performed using a computer, computer networks, or other forms of information communication technology has significantly increased during the last two decades in the USA and worldwide. As a result, cybersecurity scholars and practitioners have developed various tools and policies to reduce individuals' and organizations' risk of experiencing cyber-dependent crimes. However, although cybersecurity research and tools production efforts have increased substantially, very little attention has been devoted to identifying potential comprehensive interventions that consider both human and technical aspects of the local ecology within which these crimes emerge and persist. Moreover, it appears that rigorous scientific assessments of these technologies and policies in the wild have been dismissed in the process of encouraging innovation and marketing. Consequently, governmental organizations, public, and private companies allocate a considerable portion of their operations budgets to protecting their computer and internet infrastructures without understanding the effectiveness of various tools and policies in reducing the myriad of risks they face. Unfortunately, this practice may complicate organizational workflows and increase costs for government entities, businesses, and consumers. The success of the evidence-based approach in improving performance in a wide range of professions (for example, medicine, policing, and education) leads us to believe that an evidence-based cybersecurity approach is critical for improving cybersecurity efforts. This book seeks to explain the foundation of the evidence-based cybersecurity approach, review its relevance in the context of existing security tools and policies, and provide concrete examples of how adopting this approach could improve cybersecurity operations and guide policymakers' decision-making process. The evidence-based cybersecurity approach explained aims to support security professionals', policymakers', and individual computer users' decision-making regarding the deployment of security policies and tools by calling for rigorous scientific investigations of the effectiveness of these policies and mechanisms in achieving their goals to protect critical assets. This book illustrates how this approach provides an ideal framework for conceptualizing an interdisciplinary problem like cybersecurity because it stresses moving beyond decision-makers' political, financial, social, and personal experience backgrounds when adopting cybersecurity tools and policies. This approach is also a model in which policy decisions are made based on scientific research findings.
  cybersecurity assessment tool ffiec: Stepping Through Cybersecurity Risk Management Jennifer L. Bayuk, 2024-03-26 Stepping Through Cybersecurity Risk Management Authoritative resource delivering the professional practice of cybersecurity from the perspective of enterprise governance and risk management. Stepping Through Cybersecurity Risk Management covers the professional practice of cybersecurity from the perspective of enterprise governance and risk management. It describes the state of the art in cybersecurity risk identification, classification, measurement, remediation, monitoring and reporting. It includes industry standard techniques for examining cybersecurity threat actors, cybersecurity attacks in the context of cybersecurity-related events, technology controls, cybersecurity measures and metrics, cybersecurity issue tracking and analysis, and risk and control assessments. The text provides precise definitions for information relevant to cybersecurity management decisions and recommendations for collecting and consolidating that information in the service of enterprise risk management. The objective is to enable the reader to recognize, understand, and apply risk-relevant information to the analysis, evaluation, and mitigation of cybersecurity risk. A well-rounded resource, the text describes both reports and studies that improve cybersecurity decision support. Composed of 10 chapters, the author provides learning objectives, exercises and quiz questions per chapter in an appendix, with quiz answers and exercise grading criteria available to professors. Written by a highly qualified professional with significant experience in the field, Stepping Through Cybersecurity Risk Management includes information on: Threat actors and networks, attack vectors, event sources, security operations, and CISO risk evaluation criteria with respect to this activity Control process, policy, standard, procedures, automation, and guidelines, along with risk and control self assessment and compliance with regulatory standards Cybersecurity measures and metrics, and corresponding key risk indicators The role of humans in security, including the “three lines of defense” approach, auditing, and overall human risk management Risk appetite, tolerance, and categories, and analysis of alternative security approaches via reports and studies Providing comprehensive coverage on the topic of cybersecurity through the unique lens of perspective of enterprise governance and risk management, Stepping Through Cybersecurity Risk Management is an essential resource for professionals engaged in compliance with diverse business risk appetites, as well as regulatory requirements such as FFIEC, HIIPAA, and GDPR, as well as a comprehensive primer for those new to the field. A complimentary forward by Professor Gene Spafford explains why “This book will be helpful to the newcomer as well as to the hierophants in the C-suite. The newcomer can read this to understand general principles and terms. The C-suite occupants can use the material as a guide to check that their understanding encompasses all it should.”
  cybersecurity assessment tool ffiec: Understanding Cybersecurity Management in FinTech Gurdip Kaur, Ziba Habibi Lashkari, Arash Habibi Lashkari, 2021-08-04 This book uncovers the idea of understanding cybersecurity management in FinTech. It commences with introducing fundamentals of FinTech and cybersecurity to readers. It emphasizes on the importance of cybersecurity for financial institutions by illustrating recent cyber breaches, attacks, and financial losses. The book delves into understanding cyber threats and adversaries who can exploit those threats. It advances with cybersecurity threat, vulnerability, and risk management in FinTech. The book helps readers understand cyber threat landscape comprising different threat categories that can exploit different types of vulnerabilties identified in FinTech. It puts forward prominent threat modelling strategies by focusing on attackers, assets, and software and addresses the challenges in managing cyber risks in FinTech. The authors discuss detailed cybersecurity policies and strategies that can be used to secure financial institutions and provide recommendations to secure financial institutions from cyber-attacks.
  cybersecurity assessment tool ffiec: Digital Disruption Bharat Vagadia, 2020-09-25 This book goes beyond the hype, delving into real world technologies and applications that are driving our future and examines the possible impact these changes will have on industries, economies and society at large. It details the actions governments and regulators must take in order to ensure these changes bring about positive benefits to the public without stifling innovation that may well be the future source of value creation. It examines how organisations in a world of digital ecosystems, where industry boundaries are blurring, must undertake radical digital transformation to survive and thrive in this new digital world. The reader is taken through a framework that critically examines (i) Digital Connectivity including 5G and IoT; (ii) Data Capture and Distribution which includes smart connected verticals; (iii) Data Integrity, Control and Tokenisation that includes cyber security, digital signatures, blockchain, smart contracts, digital assets and cryptocurrencies; (iv) Data Processing and Artificial Intelligence; and (v) Disruptive Applications which include platforms, virtual and augmented reality, drones, autonomous vehicles, digital twins and digital assistants.
  cybersecurity assessment tool ffiec: CISO COMPASS Todd Fitzgerald, 2018-11-21 #1 Best Selling Information Security Book by Taylor & Francis in 2019, 2020, 2021 and 2022! 2020 Cybersecurity CANON Hall of Fame Winner! Todd Fitzgerald, co-author of the ground-breaking (ISC)2 CISO Leadership: Essential Principles for Success, Information Security Governance Simplified: From the Boardroom to the Keyboard, co-author for the E-C Council CISO Body of Knowledge, and contributor to many others including Official (ISC)2 Guide to the CISSP CBK, COBIT 5 for Information Security, and ISACA CSX Cybersecurity Fundamental Certification, is back with this new book incorporating practical experience in leading, building, and sustaining an information security/cybersecurity program. CISO COMPASS includes personal, pragmatic perspectives and lessons learned of over 75 award-winning CISOs, security leaders, professional association leaders, and cybersecurity standard setters who have fought the tough battle. Todd has also, for the first time, adapted the McKinsey 7S framework (strategy, structure, systems, shared values, staff, skills and style) for organizational effectiveness to the practice of leading cybersecurity to structure the content to ensure comprehensive coverage by the CISO and security leaders to key issues impacting the delivery of the cybersecurity strategy and demonstrate to the Board of Directors due diligence. The insights will assist the security leader to create programs appreciated and supported by the organization, capable of industry/ peer award-winning recognition, enhance cybersecurity maturity, gain confidence by senior management, and avoid pitfalls. The book is a comprehensive, soup-to-nuts book enabling security leaders to effectively protect information assets and build award-winning programs by covering topics such as developing cybersecurity strategy, emerging trends and technologies, cybersecurity organization structure and reporting models, leveraging current incidents, security control frameworks, risk management, laws and regulations, data protection and privacy, meaningful policies and procedures, multi-generational workforce team dynamics, soft skills, and communicating with the Board of Directors and executive management. The book is valuable to current and future security leaders as a valuable resource and an integral part of any college program for information/ cybersecurity.
  cybersecurity assessment tool ffiec: Cybercrime Investigations John Bandler, Antonia Merzon, 2020-06-22 Cybercrime continues to skyrocket but we are not combatting it effectively yet. We need more cybercrime investigators from all backgrounds and working in every sector to conduct effective investigations. This book is a comprehensive resource for everyone who encounters and investigates cybercrime, no matter their title, including those working on behalf of law enforcement, private organizations, regulatory agencies, or individual victims. It provides helpful background material about cybercrime's technological and legal underpinnings, plus in-depth detail about the legal and practical aspects of conducting cybercrime investigations. Key features of this book include: Understanding cybercrime, computers, forensics, and cybersecurity Law for the cybercrime investigator, including cybercrime offenses; cyber evidence-gathering; criminal, private and regulatory law, and nation-state implications Cybercrime investigation from three key perspectives: law enforcement, private sector, and regulatory Financial investigation Identification (attribution) of cyber-conduct Apprehension Litigation in the criminal and civil arenas. This far-reaching book is an essential reference for prosecutors and law enforcement officers, agents and analysts; as well as for private sector lawyers, consultants, information security professionals, digital forensic examiners, and more. It also functions as an excellent course book for educators and trainers. We need more investigators who know how to fight cybercrime, and this book was written to achieve that goal. Authored by two former cybercrime prosecutors with a diverse array of expertise in criminal justice and the private sector, this book is informative, practical, and readable, with innovative methods and fascinating anecdotes throughout.
  cybersecurity assessment tool ffiec: Straight from the Client Carsten Fabig, Alexander Haasper, 2017-12-11 The challenges of our customers are more and more diverse. A couple of strong trends like digitalization and cyber security issues are facing the daily life of all of us. This is true for our business and private life. That People make a difference is a strong Vineyard belief. Therefore, in this book the Vineyard consultants are interviewed in order to present their individual consulting experiences. As a starting point the current customer challenges and consulting trends are summarized. A contribution towards the GDPR deadline and approaches how to deal with these changes is following. The next article is suggesting how to handle the need in the pharmaceutical industry to communicate with business partners beyond the firewall. Based on Vineyards long experience in the IT Cyber Security world the following article is emphasizing why security is priority zero and how IT Security standards and frameworks can be used in a beneficial and lean way. The following two articles have a strong technical focus. While the first one is introducing the new technology Summarizer which is capable to compress existing files from a content perspective the following is about what an agile methodology can deliver in the field IT Service Management. The benefits of a focused eDiscovery approach for litigation processes are discussed in another contribution. How transitional changes for companies as a result of Brexit for example can be managed is following. Risk management in the cyber field for the banking industry and leading in projects are two interviews that reflect typical customer challenges. How to set-up an electronic archive as part of a digitalization initiative is outlined in an expert interview for the insurance industry. The benefits of a focused eDiscovery approach for litigation processes are discussed in another impulse. An interview about knowledge management is closing this book. As a key component for the customer in a knowledge society it is discussed how this can be approached for a consultancy. If you focus your deep dives you can also see the little things in a broader context. We wish our readers inspiring insights and new impulses to find the individual balance between the right deep dives and the ability for the helicopter view. Many thanks again to all Vineyard colleagues contributing to this new Vineyard book.
  cybersecurity assessment tool ffiec: Cybersecurity in the Digital Age Gregory A. Garrett, 2018-12-26 Produced by a team of 14 cybersecurity experts from five countries, Cybersecurity in the Digital Age is ideally structured to help everyone—from the novice to the experienced professional—understand and apply both the strategic concepts as well as the tools, tactics, and techniques of cybersecurity. Among the vital areas covered by this team of highly regarded experts are: Cybersecurity for the C-suite and Board of Directors Cybersecurity risk management framework comparisons Cybersecurity identity and access management – tools & techniques Vulnerability assessment and penetration testing – tools & best practices Monitoring, detection, and response (MDR) – tools & best practices Cybersecurity in the financial services industry Cybersecurity in the healthcare services industry Cybersecurity for public sector and government contractors ISO 27001 certification – lessons learned and best practices With Cybersecurity in the Digital Age, you immediately access the tools and best practices you need to manage: Threat intelligence Cyber vulnerability Penetration testing Risk management Monitoring defense Response strategies And more! Are you prepared to defend against a cyber attack? Based entirely on real-world experience, and intended to empower you with the practical resources you need today, Cybersecurity in the Digital Age delivers: Process diagrams Charts Time-saving tables Relevant figures Lists of key actions and best practices And more! The expert authors of Cybersecurity in the Digital Age have held positions as Chief Information Officer, Chief Information Technology Risk Officer, Chief Information Security Officer, Data Privacy Officer, Chief Compliance Officer, and Chief Operating Officer. Together, they deliver proven practical guidance you can immediately implement at the highest levels.
  cybersecurity assessment tool ffiec: The Cyber Threat Bob Gourley, 2014-09-23 What do business leaders need to know about the cyber threat to their operations? Author Bob Gourley, the Director of Intelligence in the first Department of Defense cyber defense organization and lead for cyber intelligence at Cognitio Corp shares lessons from direct contact with adversaries in cyberspace in a new book titled “The Cyber Threat” (newly updated for 2015) Understanding the Cyber Threat is critical to preparing your defenses prior to attack and also instrumental in mounting a defense during attack. Reading this book will teach you things your adversaries wish you did not know and in doing so will enhance your ability to defend against cyber attack. The book explores the threat and the role of the emerging discipline of Cyber Intelligence as a way of making threat information actionable in support of your business objectives. When I'm researching my own books, I always turn to Bob Gourley. I make diasasters up. He's seen them for real. And most important, he knows how to stop them. Read this. It'll scare you, but also protect you. · Brad Meltzer, #1 bestselling author of The Inner Circle The insights Bob provides in The Cyber Threat are an essential first step in developing your cyber defense solution. · Keith Alexander, General, USA (Ret), Former Director, NSA, and Commander, US Cyber Command There are no excuses anymore. Trying to run a business without awareness of the cyber threat is asking to be fired. The Cyber Threat succinctly articulates insights you need to know right now. · Scott McNealy, Co-founder and Former CEO, Sun Microsystems and Chairman Wayin. Vaguely uneasy about your cyber security but stumped about what to do? Easy. READ THIS BOOK! The Cyber Threat will open your mind to a new domain and how you can make yourself safer in it. · Michael Hayden, General, USAF (Ret), Former Director, NSA and Director, CIA Bob Gourley was one of the first intelligence specialists to understand the complex threats and frightening scope, and importance of the cyber threat. His book can give you the edge in what has emerged as one of the most compelling, mind-bending and fast moving issues of our time. · Bill Studeman, Admiral, USN (Ret), Former Director, NSA and Deputy Director, CIA The Cyber Threat captures insights into dynamic adversaries that businesses and governments everywhere should be working to defeat. Knowing the threat and one's own defenses are the first steps in winning this battle. · Mike McConnell, Admiral, USN (Ret), Former Director of National Intelligence and Director, NSA Written by a career intelligence professional and enterprise CTO, this book was made for enterprise professionals including technology and business executives who know they must mitigate a growing threat.
  cybersecurity assessment tool ffiec: The Security Risk Assessment Handbook Douglas Landoll, 2021-09-27 Conducted properly, information security risk assessments provide managers with the feedback needed to manage risk through the understanding of threats to corporate assets, determination of current control vulnerabilities, and appropriate safeguards selection. Performed incorrectly, they can provide the false sense of security that allows potential threats to develop into disastrous losses of proprietary information, capital, and corporate value. Picking up where its bestselling predecessors left off, The Security Risk Assessment Handbook: A Complete Guide for Performing Security Risk Assessments, Third Edition gives you detailed instruction on how to conduct a security risk assessment effectively and efficiently, supplying wide-ranging coverage that includes security risk analysis, mitigation, and risk assessment reporting. The third edition has expanded coverage of essential topics, such as threat analysis, data gathering, risk analysis, and risk assessment methods, and added coverage of new topics essential for current assessment projects (e.g., cloud security, supply chain management, and security risk assessment methods). This handbook walks you through the process of conducting an effective security assessment, and it provides the tools, methods, and up-to-date understanding you need to select the security measures best suited to your organization. Trusted to assess security for small companies, leading organizations, and government agencies, including the CIA, NSA, and NATO, Douglas J. Landoll unveils the little-known tips, tricks, and techniques used by savvy security professionals in the field. It includes features on how to Better negotiate the scope and rigor of security assessments Effectively interface with security assessment teams Gain an improved understanding of final report recommendations Deliver insightful comments on draft reports This edition includes detailed guidance on gathering data and analyzes over 200 administrative, technical, and physical controls using the RIIOT data gathering method; introduces the RIIOT FRAME (risk assessment method), including hundreds of tables, over 70 new diagrams and figures, and over 80 exercises; and provides a detailed analysis of many of the popular security risk assessment methods in use today. The companion website (infosecurityrisk.com) provides downloads for checklists, spreadsheets, figures, and tools.
  cybersecurity assessment tool ffiec: Developing Cybersecurity Programs and Policies in an AI-Driven World Omar Santos, 2024-07-16 ALL THE KNOWLEDGE YOU NEED TO BUILD CYBERSECURITY PROGRAMS AND POLICIES THAT WORK Clearly presents best practices, governance frameworks, and key standards Includes focused coverage of healthcare, finance, and PCI DSS compliance An essential and invaluable guide for leaders, managers, and technical professionals Today, cyberattacks can place entire organizations at risk. Cybersecurity can no longer be delegated to specialists: Success requires everyone to work together, from leaders on down. Developing Cybersecurity Programs and Policies in an AI-Driven World offers start-to-finish guidance for establishing effective cybersecurity in any organization. Drawing on more than two decades of real-world experience, Omar Santos presents realistic best practices for defining policy and governance, ensuring compliance, and collaborating to harden the entire organization. Santos begins by outlining the process of formulating actionable cybersecurity policies and creating a governance framework to support these policies. He then delves into various aspects of risk management, including strategies for asset management and data loss prevention, illustrating how to integrate various organizational functions—from HR to physical security—to enhance overall protection. This book covers many case studies and best practices for safeguarding communications, operations, and access; alongside strategies for the responsible acquisition, development, and maintenance of technology. It also discusses effective responses to security incidents. Santos provides a detailed examination of compliance requirements in different sectors and the NIST Cybersecurity Framework. LEARN HOW TO Establish cybersecurity policies and governance that serve your organization’s needs Integrate cybersecurity program components into a coherent framework for action Assess, prioritize, and manage security risk throughout the organization Manage assets and prevent data loss Work with HR to address human factors in cybersecurity Harden your facilities and physical environment Design effective policies for securing communications, operations, and access Strengthen security throughout AI-driven deployments Plan for quick, effective incident response and ensure business continuity Comply with rigorous regulations in finance and healthcare Learn about the NIST AI Risk Framework and how to protect AI implementations Explore and apply the guidance provided by the NIST Cybersecurity Framework
  cybersecurity assessment tool ffiec: Developing Cybersecurity Programs and Policies Omar Santos, 2018-07-20 All the Knowledge You Need to Build Cybersecurity Programs and Policies That Work Clearly presents best practices, governance frameworks, and key standards Includes focused coverage of healthcare, finance, and PCI DSS compliance An essential and invaluable guide for leaders, managers, and technical professionals Today, cyberattacks can place entire organizations at risk. Cybersecurity can no longer be delegated to specialists: success requires everyone to work together, from leaders on down. Developing Cybersecurity Programs and Policies offers start-to-finish guidance for establishing effective cybersecurity in any organization. Drawing on more than 20 years of real-world experience, Omar Santos presents realistic best practices for defining policy and governance, ensuring compliance, and collaborating to harden the entire organization. First, Santos shows how to develop workable cybersecurity policies and an effective framework for governing them. Next, he addresses risk management, asset management, and data loss prevention, showing how to align functions from HR to physical security. You’ll discover best practices for securing communications, operations, and access; acquiring, developing, and maintaining technology; and responding to incidents. Santos concludes with detailed coverage of compliance in finance and healthcare, the crucial Payment Card Industry Data Security Standard (PCI DSS) standard, and the NIST Cybersecurity Framework. Whatever your current responsibilities, this guide will help you plan, manage, and lead cybersecurity–and safeguard all the assets that matter. Learn How To · Establish cybersecurity policies and governance that serve your organization’s needs · Integrate cybersecurity program components into a coherent framework for action · Assess, prioritize, and manage security risk throughout the organization · Manage assets and prevent data loss · Work with HR to address human factors in cybersecurity · Harden your facilities and physical environment · Design effective policies for securing communications, operations, and access · Strengthen security throughout the information systems lifecycle · Plan for quick, effective incident response and ensure business continuity · Comply with rigorous regulations in finance and healthcare · Plan for PCI compliance to safely process payments · Explore and apply the guidance provided by the NIST Cybersecurity Framework
  cybersecurity assessment tool ffiec: Cyber Security and Business Intelligence Mohammad Zoynul Abedin, Petr Hajek, 2023-12-11 To cope with the competitive worldwide marketplace, organizations rely on business intelligence to an increasing extent. Cyber security is an inevitable practice to protect the entire business sector and its customer. This book presents the significance and application of cyber security for safeguarding organizations, individuals’ personal information, and government. The book provides both practical and managerial implications of cyber security that also supports business intelligence and discusses the latest innovations in cyber security. It offers a roadmap to master degree students and PhD researchers for cyber security analysis in order to minimize the cyber security risk and protect customers from cyber-attack. The book also introduces the most advanced and novel machine learning techniques including, but not limited to, Support Vector Machine, Neural Networks, Extreme Learning Machine, Ensemble Learning, and Deep Learning Approaches, with a goal to apply those to cyber risk management datasets. It will also leverage real-world financial instances to practise business product modelling and data analysis. The contents of this book will be useful for a wide audience who are involved in managing network systems, data security, data forecasting, cyber risk modelling, fraudulent credit risk detection, portfolio management, and data regulatory bodies. It will be particularly beneficial to academics as well as practitioners who are looking to protect their IT system, and reduce data breaches and cyber-attack vulnerabilities.
  cybersecurity assessment tool ffiec: Secure Communication in Internet of Things T. Kavitha, M.K. Sandhya, V.J. Subashini, Prasidh Srikanth, 2024-05-23 The book Secure Communication in Internet of Things: Emerging Technologies, Challenges, and Mitigation will be of value to the readers in understanding the key theories, standards, various protocols, and techniques for the security of Internet of Things hardware, software, and data, and explains how to design a secure Internet of Things system. It presents the regulations, global standards, and standardization activities with an emphasis on ethics, legal, and social considerations about Internet of Things security. Features: ● Explores the new Internet of Things security challenges, threats, and future regulations to end-users. ● Presents authentication, authorization, and anonymization techniques in the Internet of Things. ● Illustrates security management through emerging technologies such as blockchain and artificial intelligence. ● Highlights the theoretical and architectural aspects, foundations of security, and privacy of the Internet of Things framework. ● Discusses artificial-intelligence-based security techniques, and cloud security for the Internet of Things. It will be a valuable resource for senior undergraduates, graduate students, and academic researchers in fields such as electrical engineering, electronics and communications engineering, computer engineering, and information technology.
  cybersecurity assessment tool ffiec: Start-Up Secure Chris Castaldo, 2021-03-30 Add cybersecurity to your value proposition and protect your company from cyberattacks Cybersecurity is now a requirement for every company in the world regardless of size or industry. Start-Up Secure: Baking Cybersecurity into Your Company from Founding to Exit covers everything a founder, entrepreneur and venture capitalist should know when building a secure company in today’s world. It takes you step-by-step through the cybersecurity moves you need to make at every stage, from landing your first round of funding through to a successful exit. The book describes how to include security and privacy from the start and build a cyber resilient company. You'll learn the basic cybersecurity concepts every founder needs to know, and you'll see how baking in security drives the value proposition for your startup’s target market. This book will also show you how to scale cybersecurity within your organization, even if you aren’t an expert! Cybersecurity as a whole can be overwhelming for startup founders. Start-Up Secure breaks down the essentials so you can determine what is right for your start-up and your customers. You’ll learn techniques, tools, and strategies that will ensure data security for yourself, your customers, your funders, and your employees. Pick and choose the suggestions that make the most sense for your situation—based on the solid information in this book. Get primed on the basic cybersecurity concepts every founder needs to know Learn how to use cybersecurity know-how to add to your value proposition Ensure that your company stays secure through all its phases, and scale cybersecurity wisely as your business grows Make a clean and successful exit with the peace of mind that comes with knowing your company's data is fully secure Start-Up Secure is the go-to source on cybersecurity for start-up entrepreneurs, leaders, and individual contributors who need to select the right frameworks and standards at every phase of the entrepreneurial journey.
  cybersecurity assessment tool ffiec: Small Business Cybersecurity United States. Congress. House. Committee on Small Business, 2017
  cybersecurity assessment tool ffiec: Fundamentals of Information Systems Security David Kim, Michael G. Solomon, 2016-10-15 Revised and updated with the latest data in the field, Fundamentals of Information Systems Security, Third Edition provides a comprehensive overview of the essential concepts readers must know as they pursue careers in information systems security. The text opens with a discussion of the new risks, threats, and vulnerabilities associated with the transition to a digital world. Part 2 presents a high level overview of the Security+ Exam and provides students with information as they move toward this certification.
  cybersecurity assessment tool ffiec: Operational Risk Management in Financial Services Elena Pykhova, 2024-09-03 Technology failures, data loss, issues with providers of outsourced services, misconduct and mis-selling are just some of the top risks that the financial industry faces. Operational risk management is, simply, a commercial necessity. The management of operational risk has developed considerably since its early years. Continued regulatory focus and catastrophic industry events have led to operational risk becoming a crucial topic on any senior management team's agenda. This book is a practical guide for practitioners which focuses on how to establish effective solutions, avoid common pitfalls and apply best practice to their organizations. Filled with frameworks, examples and diagrams, this book offers clear advice on key practices including conducting risk assessments, assessing change initiatives and designing key risk indicators. This new edition of Operational Risk Management in Financial Services also features two new chapters reflecting on the future of operational risk management, from cyber risk to GenAI, and guides practitioners in incorporating ESG into their day-to-day strategies. This is the essential guide for professionals looking to derive value out of operational risk management, rather than applying a compliance 'tick box' approach.
  cybersecurity assessment tool ffiec: Board Briefing for IT Governance, 2nd Edition IT Governance Institute, 2003-01-01
  cybersecurity assessment tool ffiec: Cybersecurity Risk Supervision Christopher Wilson, Tamas Gaidosch, Frank Adelmann, Anastasiia Morozova, 2019-09-24 This paper highlights the emerging supervisory practices that contribute to effective cybersecurity risk supervision, with an emphasis on how these practices can be adopted by those agencies that are at an early stage of developing a supervisory approach to strengthen cyber resilience. Financial sector supervisory authorities the world over are working to establish and implement a framework for cyber risk supervision. Cyber risk often stems from malicious intent, and a successful cyber attack—unlike most other sources of risk—can shut down a supervised firm immediately and lead to systemwide disruptions and failures. The probability of attack has increased as financial systems have become more reliant on information and communication technologies and as threats have continued to evolve.
  cybersecurity assessment tool ffiec: Rewired Ryan Ellis, Vivek Mohan, 2019-04-22 Examines the governance challenges of cybersecurity through twelve, real-world case studies Through twelve detailed case studies, this superb collection provides an overview of the ways in which government officials and corporate leaders across the globe are responding to the challenges of cybersecurity. Drawing perspectives from industry, government, and academia, the book incisively analyzes the actual issues, and provides a guide to the continually evolving cybersecurity ecosystem. It charts the role that corporations, policymakers, and technologists are playing in defining the contours of our digital world. Rewired: Cybersecurity Governance places great emphasis on the interconnection of law, policy, and technology in cyberspace. It examines some of the competing organizational efforts and institutions that are attempting to secure cyberspace and considers the broader implications of the in-place and unfolding efforts—tracing how different notions of cybersecurity are deployed and built into stable routines and practices. Ultimately, the book explores the core tensions that sit at the center of cybersecurity efforts, highlighting the ways in which debates about cybersecurity are often inevitably about much more. Introduces the legal and policy dimensions of cybersecurity Collects contributions from an international collection of scholars and practitioners Provides a detailed map of the emerging cybersecurity ecosystem, covering the role that corporations, policymakers, and technologists play Uses accessible case studies to provide a non-technical description of key terms and technologies Rewired: Cybersecurity Governance is an excellent guide for all policymakers, corporate leaders, academics, students, and IT professionals responding to and engaging with ongoing cybersecurity challenges.
  cybersecurity assessment tool ffiec: Handbook of Research on Technology Integration in the Global World Idemudia, Efosa C., 2018-07-27 Technology’s presence in society continues to increase as new products and programs emerge. As such, it is vital for various industries to rapidly adapt and learn to incorporate the latest technology applications and tools. The Handbook of Research on Technology Integration in the Global World is an essential reference source that examines a variety of approaches to integrating technology through technology diffusion, e-collaboration, and e-adoption. The book explores topics such as information systems agility, semantic web, and the digital divide. This publication is a valuable resource for academicians, practitioners, researchers, and upper-level graduate students.
  cybersecurity assessment tool ffiec: Building an Effective Security Program Chris Williams, Scott Donaldson, Stanley Siegel, 2020-09-21 Building an Effective Security Program provides readers with a comprehensive approach to securing the IT systems in use at their organizations. This book provides information on how to structure and operate an effective cybersecurity program that includes people, processes, technologies, security awareness, and training. This program will establish and maintain effective security protections for the confidentiality, availability, and integrity of organization information. In this book, the authors take a pragmatic approach to building organization cyberdefenses that are effective while also remaining affordable. This book is intended for business leaders, IT professionals, cybersecurity personnel, educators, and students interested in deploying real-world cyberdefenses against today’s persistent and sometimes devastating cyberattacks. It includes detailed explanation of the following IT security topics: IT Security Mindset—Think like an IT security professional, and consider how your IT environment can be defended against potential cyberattacks. Risk Management—Identify the assets, vulnerabilities and threats that drive IT risk, along with the controls that can be used to mitigate such risk. Effective Cyberdefense—Consider the components of an effective organization cyberdefense to successfully protect computers, devices, networks, accounts, applications and data. Cyber Operations—Operate cyberdefense capabilities and controls so that assets are protected, and intruders can be detected and repelled before significant damage can be done. IT Security Awareness and Training—Promote effective cybersecurity practices at work, on travel, and at home, among your organization’s business leaders, IT professionals, and staff. Resilient IT Security—Implement, operate, monitor, assess, and improve your cybersecurity program on an ongoing basis to defend against the cyber threats of today and the future.
  cybersecurity assessment tool ffiec: Cybersecurity Law, Standards and Regulations, 2nd Edition Tari Schreider, 2020-02-22 ASIS Book of The Year Runner Up. Selected by ASIS International, the world's largest community of security practitioners. In today’s litigious business world, cyber-related matters could land you in court. As a computer security professional, you are protecting your data, but are you protecting your company? While you know industry standards and regulations, you may not be a legal expert. Fortunately, in a few hours of reading, rather than months of classroom study, Tari Schreider’s Cybersecurity Law, Standards and Regulations (2nd Edition), lets you integrate legal issues into your security program. Tari Schreider, a board-certified information security practitioner with a criminal justice administration background, has written a much-needed book that bridges the gap between cybersecurity programs and cybersecurity law. He says, “My nearly 40 years in the fields of cybersecurity, risk management, and disaster recovery have taught me some immutable truths. One of these truths is that failure to consider the law when developing a cybersecurity program results in a protective façade or false sense of security.” In a friendly style, offering real-world business examples from his own experience supported by a wealth of court cases, Schreider covers the range of practical information you will need as you explore – and prepare to apply – cybersecurity law. His practical, easy-to-understand explanations help you to: Understand your legal duty to act reasonably and responsibly to protect assets and information. Identify which cybersecurity laws have the potential to impact your cybersecurity program. Upgrade cybersecurity policies to comply with state, federal, and regulatory statutes. Communicate effectively about cybersecurity law with corporate legal department and counsel. Understand the implications of emerging legislation for your cybersecurity program. Know how to avoid losing a cybersecurity court case on procedure – and develop strategies to handle a dispute out of court. Develop an international view of cybersecurity and data privacy – and international legal frameworks. Schreider takes you beyond security standards and regulatory controls to ensure that your current or future cybersecurity program complies with all laws and legal jurisdictions. Hundreds of citations and references allow you to dig deeper as you explore specific topics relevant to your organization or your studies. This book needs to be required reading before your next discussion with your corporate legal department. This new edition responds to the rapid changes in the cybersecurity industry, threat landscape and providers. It addresses the increasing risk of zero-day attacks, growth of state-sponsored adversaries and consolidation of cybersecurity products and services in addition to the substantial updates of standards, source links and cybersecurity products.
  cybersecurity assessment tool ffiec: Solving Identity Management in Modern Applications Yvonne Wilson, Abhishek Hingnikar, 2019-12-18 Know how to design and use identity management to protect your application and the data it manages. At a time when security breaches result in increasingly onerous penalties, it is paramount that application developers and owners understand identity management and the value it provides when building applications. This book takes you from account provisioning to authentication to authorization, and covers troubleshooting and common problems to avoid. The authors include predictions about why this will be even more important in the future. Application best practices with coding samples are provided. Solving Identity and Access Management in Modern Applications gives you what you need to design identity and access management for your applications and to describe it to stakeholders with confidence. You will be able to explain account creation, session and access management, account termination, and more. What You’ll Learn Understand key identity management concepts Incorporate essential design principles Design authentication and access control for a modern application Know the identity management frameworks and protocols used today (OIDC/ OAuth 2.0, SAML 2.0) Review historical failures and know how to avoid them Who This Book Is For Developers, enterprise or application architects, business application or product owners, and anyone involved in an application's identity management solution
  cybersecurity assessment tool ffiec: The Future of Indian Banking Vasant Chintaman Joshi, Lalitagauri Kulkarni, 2022-03-12 The book looks at the issues Indian banks are facing, pre- and post-pandemic. Technology, big data, and use of artificial intelligence are slowly influencing not merely management practices but are also changing customer demands and methods of operation. Obviously newer risks problems like cybercrimes, remote working, disruptions in operations are aggravating the situation. Authors in the book recommend a hard relook at the bank business model.
  cybersecurity assessment tool ffiec: FinTech Jelena Madir, 2024-05-02 This fully revised and updated third edition provides a practical examination of legal and regulatory issues in FinTech, a sector whose rapid rise in recent years has produced opportunities for innovation but has also raised new challenges. Featuring insights from over 40 experts from 10 countries, this book analyses the statutory aspects of technology-enabled developments in banking and considers the impact these changes will have on the legal profession.
  cybersecurity assessment tool ffiec: Guide to Protecting the Confidentiality of Personally Identifiable Information Erika McCallister, 2010-09 The escalation of security breaches involving personally identifiable information (PII) has contributed to the loss of millions of records over the past few years. Breaches involving PII are hazardous to both individuals and org. Individual harms may include identity theft, embarrassment, or blackmail. Organ. harms may include a loss of public trust, legal liability, or remediation costs. To protect the confidentiality of PII, org. should use a risk-based approach. This report provides guidelines for a risk-based approach to protecting the confidentiality of PII. The recommend. here are intended primarily for U.S. Fed. gov¿t. agencies and those who conduct business on behalf of the agencies, but other org. may find portions of the publication useful.
  cybersecurity assessment tool ffiec: How to Measure Anything in Cybersecurity Risk Douglas W. Hubbard, Richard Seiersen, 2016-07-25 A ground shaking exposé on the failure of popular cyber risk management methods How to Measure Anything in Cybersecurity Risk exposes the shortcomings of current risk management practices, and offers a series of improvement techniques that help you fill the holes and ramp up security. In his bestselling book How to Measure Anything, author Douglas W. Hubbard opened the business world's eyes to the critical need for better measurement. This book expands upon that premise and draws from The Failure of Risk Management to sound the alarm in the cybersecurity realm. Some of the field's premier risk management approaches actually create more risk than they mitigate, and questionable methods have been duplicated across industries and embedded in the products accepted as gospel. This book sheds light on these blatant risks, and provides alternate techniques that can help improve your current situation. You'll also learn which approaches are too risky to save, and are actually more damaging than a total lack of any security. Dangerous risk management methods abound; there is no industry more critically in need of solutions than cybersecurity. This book provides solutions where they exist, and advises when to change tracks entirely. Discover the shortcomings of cybersecurity's best practices Learn which risk management approaches actually create risk Improve your current practices with practical alterations Learn which methods are beyond saving, and worse than doing nothing Insightful and enlightening, this book will inspire a closer examination of your company's own risk management practices in the context of cybersecurity. The end goal is airtight data protection, so finding cracks in the vault is a positive thing—as long as you get there before the bad guys do. How to Measure Anything in Cybersecurity Risk is your guide to more robust protection through better quantitative processes, approaches, and techniques.
  cybersecurity assessment tool ffiec: Assessing Cyber Security Maarten Gehem, Artur Usanov, Erik Frinking, Michel Rademaker , 2015-04-16 Over the years, a plethora of reports has emerged that assess the causes, dynamics, and effects of cyber threats. This proliferation of reports is an important sign of the increasing prominence of cyber attacks for organizations, both public and private, and citizens all over the world. In addition, cyber attacks are drawing more and more attention in the media. Such efforts can help to better awareness and understanding of cyber threats and pave the way to improved prevention, mitigation, and resilience. This report aims to help in this task by assessing what we know about cyber security threats based on a review of 70 studies published by public authorities, companies, and research organizations from about 15 countries over the last few years. It answers the following questions: what do we know about the number, origin, and impact of cyber attacks? What are the current and emerging cyber security trends? And how well are we prepared to face these threats?
  cybersecurity assessment tool ffiec: Financial Cybersecurity Risk Management Paul Rohmeyer, Jennifer L. Bayuk, 2018-12-13 Understand critical cybersecurity and risk perspectives, insights, and tools for the leaders of complex financial systems and markets. This book offers guidance for decision makers and helps establish a framework for communication between cyber leaders and front-line professionals. Information is provided to help in the analysis of cyber challenges and choosing between risk treatment options. Financial cybersecurity is a complex, systemic risk challenge that includes technological and operational elements. The interconnectedness of financial systems and markets creates dynamic, high-risk environments where organizational security is greatly impacted by the level of security effectiveness of partners, counterparties, and other external organizations. The result is a high-risk environment with a growing need for cooperation between enterprises that are otherwise direct competitors. There is a new normal of continuous attack pressures that produce unprecedented enterprise threats that must be met with an array of countermeasures. Financial Cybersecurity Risk Management explores a range of cybersecurity topics impacting financial enterprises. This includes the threat and vulnerability landscape confronting the financial sector, risk assessment practices and methodologies, and cybersecurity data analytics. Governance perspectives, including executive and board considerations, are analyzed as are the appropriate control measures and executive risk reporting. What You’ll Learn Analyze the threat and vulnerability landscape confronting the financial sector Implement effective technology risk assessment practices and methodologies Craft strategies to treat observed risks in financial systemsImprove the effectiveness of enterprise cybersecurity capabilities Evaluate critical aspects of cybersecurity governance, including executive and board oversight Identify significant cybersecurity operational challenges Consider the impact of the cybersecurity mission across the enterpriseLeverage cybersecurity regulatory and industry standards to help manage financial services risksUse cybersecurity scenarios to measure systemic risks in financial systems environmentsApply key experiences from actual cybersecurity events to develop more robust cybersecurity architectures Who This Book Is For Decision makers, cyber leaders, and front-line professionals, including: chief risk officers, operational risk officers, chief information security officers, chief security officers, chief information officers, enterprise risk managers, cybersecurity operations directors, technology and cybersecurity risk analysts, cybersecurity architects and engineers, and compliance officers
  cybersecurity assessment tool ffiec: Cyber Security Martti Lehto, Pekka Neittaanmäki, 2022-04-02 This book focus on critical infrastructure protection. The chapters present detailed analysis of the issues and challenges in cyberspace and provide novel solutions in various aspects. The first part of the book focus on digital society, addressing critical infrastructure and different forms of the digitalization, strategic focus on cyber security, legal aspects on cyber security, citizen in digital society, and cyber security training. The second part focus on the critical infrastructure protection in different areas of the critical infrastructure. The chapters cover the cybersecurity situation awareness, aviation and air traffic control, cyber security in smart societies and cities, cyber security in smart buildings, maritime cyber security, cyber security in energy systems, and cyber security in healthcare. The third part presents the impact of new technologies upon cyber capability building as well as new challenges brought about by new technologies. These new technologies are among others are quantum technology, firmware and wireless technologies, malware analysis, virtualization.
  cybersecurity assessment tool ffiec: Information Security Handbook Darren Death, 2017-12-08 Implement information security effectively as per your organization's needs. About This Book Learn to build your own information security framework, the best fit for your organization Build on the concepts of threat modeling, incidence response, and security analysis Practical use cases and best practices for information security Who This Book Is For This book is for security analysts and professionals who deal with security mechanisms in an organization. If you are looking for an end to end guide on information security and risk analysis with no prior knowledge of this domain, then this book is for you. What You Will Learn Develop your own information security framework Build your incident response mechanism Discover cloud security considerations Get to know the system development life cycle Get your security operation center up and running Know the various security testing types Balance security as per your business needs Implement information security best practices In Detail Having an information security mechanism is one of the most crucial factors for any organization. Important assets of organization demand a proper risk management and threat model for security, and so information security concepts are gaining a lot of traction. This book starts with the concept of information security and shows you why it's important. It then moves on to modules such as threat modeling, risk management, and mitigation. It also covers the concepts of incident response systems, information rights management, and more. Moving on, it guides you to build your own information security framework as the best fit for your organization. Toward the end, you'll discover some best practices that can be implemented to make your security framework strong. By the end of this book, you will be well-versed with all the factors involved in information security, which will help you build a security framework that is a perfect fit your organization's requirements. Style and approach This book takes a practical approach, walking you through information security fundamentals, along with information security best practices.
  cybersecurity assessment tool ffiec: Study Guide to Security Auditing , 2024-10-26 Designed for professionals, students, and enthusiasts alike, our comprehensive books empower you to stay ahead in a rapidly evolving digital world. * Expert Insights: Our books provide deep, actionable insights that bridge the gap between theory and practical application. * Up-to-Date Content: Stay current with the latest advancements, trends, and best practices in IT, Al, Cybersecurity, Business, Economics and Science. Each guide is regularly updated to reflect the newest developments and challenges. * Comprehensive Coverage: Whether you're a beginner or an advanced learner, Cybellium books cover a wide range of topics, from foundational principles to specialized knowledge, tailored to your level of expertise. Become part of a global network of learners and professionals who trust Cybellium to guide their educational journey. www.cybellium.com
  cybersecurity assessment tool ffiec: Cybersecurity & the Courthouse: Safeguarding the Judicial Process Leo M Gordon, Daniel B. Garrie, 2020-01-01 The landscape of court technology has changed rapidly. As digital tools help facilitate the business and administrative process, multiple entry points for data breaches have also significantly increased in the judicial branch at all levels. Cybersecurity & the Courthouse: Safeguarding the Judicial Process explores the issues surrounding cybersecurity for the court and court systems. This unique resource provides the insight to: Increase your awareness of the issues around cybersecurity Properly defend client and case information Understand the steps needed to mitigate and control the risk of and fallout from a data breach Identify possible pathways to address strengths and weaknesses in individual proceedings as they are presented to the courts Learn how to address the risk of a significant data breach Key Highlights Include: Comprehensive guidance to legal professionals on the growing concerns of cybersecurity within the courts Vital information needed to mitigate and control the risk of and the fallout of a data breach Addresses the issues of data security, and the necessary steps to protect the integrity of the judicial process Provides a roadmap and the steps necessary to protect data in legal cases before the court
  cybersecurity assessment tool ffiec: Proceedings of the 5th Brazilian Technology Symposium Yuzo Iano, Rangel Arthur, Osamu Saotome, Guillermo Kemper, Reinaldo Padilha França, 2020-12-15 This book presents the proceedings of the 5th Edition of the Brazilian Technology Symposium (BTSym). This event brings together researchers, students and professionals from the industrial and academic sectors, seeking to create and/or strengthen links between issues of joint interest, thus promoting technology and innovation at nationwide level. The BTSym facilitates the smart integration of traditional and renewable power generation systems, distributed generation, energy storage, transmission, distribution and demand management. The areas of knowledge covered by the event are Smart Designs, Sustainability, Inclusion, Future Technologies, IoT, Architecture and Urbanism, Computer Science, Information Science, Industrial Design, Aerospace Engineering, Agricultural Engineering, Biomedical Engineering, Civil Engineering, Control and Automation Engineering, Production Engineering, Electrical Engineering, Mechanical Engineering, Naval and Oceanic Engineering, Nuclear Engineering, Chemical Engineering, Probability and Statistics.
  cybersecurity assessment tool ffiec: Cyber Security Policy Guidebook Jennifer L. Bayuk, Jason Healey, Paul Rohmeyer, Marcus H. Sachs, Jeffrey Schmidt, Joseph Weiss, 2012-04-24 Drawing upon a wealth of experience from academia, industry, and government service, Cyber Security Policy Guidebook details and dissects, in simple language, current organizational cyber security policy issues on a global scale—taking great care to educate readers on the history and current approaches to the security of cyberspace. It includes thorough descriptions—as well as the pros and cons—of a plethora of issues, and documents policy alternatives for the sake of clarity with respect to policy alone. The Guidebook also delves into organizational implementation issues, and equips readers with descriptions of the positive and negative impact of specific policy choices. Inside are detailed chapters that: Explain what is meant by cyber security and cyber security policy Discuss the process by which cyber security policy goals are set Educate the reader on decision-making processes related to cyber security Describe a new framework and taxonomy for explaining cyber security policy issues Show how the U.S. government is dealing with cyber security policy issues With a glossary that puts cyber security language in layman's terms—and diagrams that help explain complex topics—Cyber Security Policy Guidebook gives students, scholars, and technical decision-makers the necessary knowledge to make informed decisions on cyber security policy.
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