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| dc financial services america: Financial Services Fact Book Insurance Information Institute, 2009 |
| dc financial services america: H.R. 5512 United States. Congress. House. Committee on Financial Services. Subcommittee on Domestic and International Monetary Policy, Trade, and Technology, 2008 |
| dc financial services america: The Future of American Financial Services Institutions , 1983 |
| dc financial services america: Financial Justice Larry Kirsch, Robert N. Mayer, 2013-05-09 This provocative and accessible narrative recounts the inside story of how a broad-based people's campaign was mobilized and subsequently succeeded in pushing Congress to create a consumer financial regulator with clout. What would Congress do—if anything—to tame Wall Street and the nation's lenders following the financial meltdown of 2008? This book tells the true story of how an alliance of consumer, civil rights, labor, fair lending, and other progressive groups emerged to effectively challenge Wall Street and its official protectors and to win substantial new legislative reforms—actions that resulted in the Dodd-Frank Act and its path-breaking Consumer Financial Protection Bureau (CFPB). Based largely on in-depth interviews with the leading activists involved in the campaign, Financial Justice: The People's Campaign to Stop Lender Abuse taps into the world of contemporary citizen movements to present evidence into the conditions that determine the success and failure of social movement campaigns. It goes well beyond general, global variables, such as effective management, to show how the formal and informal rules adopted by a campaign can serve to preclude fragmentation and incoherence. |
| dc financial services america: The Financial Diaries Jonathan Morduch, Rachel Schneider, 2017-04-04 Drawing on the groundbreaking U.S. Financial Diaries project (http://www.usfinancialdiaries.org/), which follows the lives of 235 low- and middle-income families as they navigate through a year, the authors challenge popular assumptions about how Americans earn, spend, borrow, and save-- and they identify the true causes of distress and inequality for many working Americans. |
| dc financial services america: The Global Findex Database 2017 Asli Demirguc-Kunt, Leora Klapper, Dorothe Singer, Saniya Ansar, 2018-04-19 In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex. |
| dc financial services america: Access to Health Care in America Institute of Medicine, Committee on Monitoring Access to Personal Health Care Services, 1993-02-01 Americans are accustomed to anecdotal evidence of the health care crisis. Yet, personal or local stories do not provide a comprehensive nationwide picture of our access to health care. Now, this book offers the long-awaited health equivalent of national economic indicators. This useful volume defines a set of national objectives and identifies indicatorsâ€measures of utilization and outcomeâ€that can sense when and where problems occur in accessing specific health care services. Using the indicators, the committee presents significant conclusions about the situation today, examining the relationships between access to care and factors such as income, race, ethnic origin, and location. The committee offers recommendations to federal, state, and local agencies for improving data collection and monitoring. This highly readable and well-organized volume will be essential for policymakers, public health officials, insurance companies, hospitals, physicians and nurses, and interested individuals. |
| dc financial services america: The Financial Services Sourcebook Robert Cunnew, Alison Scammell, 2017-09-29 Provides a first port of call for those seeking information sources in a sector that has undergone tremendous change in recent years. Includes information on banks and building societies, insurance companies, investment funds and pension funds. Highlights essential reference works, consumer information, career guides, technical reports, official publications, market and company research, product information and electronic resources. Identifies the most appropriate sources and provides assistance in choosing between competing items and provides an overview of significant international sources |
| dc financial services america: Strengthening America's Communities United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity, 2003 |
| dc financial services america: From Foreclosure to Fair Lending Chester Hartman, Gregory D. Squires, 2013-10-22 Well-known fair housing and fair lending activists and organizers examine the implications of the new wave of fair housing activism generated by Occupy Wall Street protests and the many successes achieved in fair housing and fair lending over the years. The book reveals the limitations of advocacy efforts and the challenges that remain. Best directions for future action are brought to light by staff of fair housing organizations, fair housing attorneys, community and labor organizers, and scholars who have researched social justice organizing and advocacy movements. The book is written for general interest and academic audiences. Contributors address the foreclosure crisis, access to credit in a changing marketplace, and the immoral hazards of big banks. They examine opportunities in collective bargaining available to homeowners and how low-income and minority households were denied access to historically low home prices and interest rates. Authors question the effectiveness of litigation to uphold the Fair Housing Act’s promise of nondiscriminatory home loans and ask how the Consumer Financial Protection Bureau is assuring fair lending. They also look at where immigrants stand, housing as a human right, and methods for building a movement. Chester Hartman is an urban planner, academic, author of more than twenty books, and director of research for the Poverty & Race Research Action Council. Gregory Squires is a professor of sociology, public policy, and public administration at George Washington University and advisor to the John Marshall Law School Fair Housing Legal Support Center. |
| dc financial services america: Perspectives on the Consumer Financial Protection Agency United States. Congress. House. Committee on Financial Services, 2010 |
| dc financial services america: The International Fund for Agricultural Development (IFAD) and the Importance of Agriculture Development in Sustainable Global Poverty Reduction United States. Congress. House. Committee on Financial Services. Subcommittee on Domestic and International Monetary Policy, Trade, and Technology, 2007 |
| dc financial services america: Cumulative List of Organizations Described in Section 170 (c) of the Internal Revenue Code of 1986 , 1993 |
| dc financial services america: Who's in Your Wallet United States. Congress. House. Committee on Financial Services, 2014 |
| dc financial services america: Review of the Voluntary Agreement by Fannie Mae and Freddie Mac United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises, 2001 |
| dc financial services america: Simplifying the Home Buying Process United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity, 2003 |
| dc financial services america: Legislative Hearing on Immediate Steps to Protect Taxpayers from the Ongoing Bailout of Fannie Mae and Freddie Mae [i.e. Mac] United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets and Government Sponsored Enterprises, 2011 |
| dc financial services america: Legislative Hearing on Immediate Steps to Protect Taxpayers from the Ongoing Bailout of Fannie Mae and Freddie Mac United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets and Government Sponsored Enterprises, 2011 |
| dc financial services america: The Anarchist in the Library Siva Vaidhyanathan, 2005-05-11 From Napster to Total Information Awareness to flash mobs, the debate over information technology in our lives has revolved around a single question: How closely do we want cyberspace to resemble the real world? Siva Vaidhyanathan enters this debate with a seminal insight: While we've been busy debating how to make cyberspace imitate the world, the world has been busy imitating cyberspace. More and more of our social, political, and religious activities are modeling themselves after the World Wide Web.Vaidhyanathan tells us the key information structure of our time, and the key import from cyberspace into the world, is the peer-to-peer network. Peer-to-peer networks have always existed -- but with the rise of electronic communication, they are suddenly coming into their own. And they are drawing the outlines of a battle for information that will determine much of the culture and politics of our century, affecting everything from society to terrorism, from religion to the latest social fads. The Anarchist in the Library is a radically original look at how this battle defines one of the major fault lines of twenty-first-century civilization. |
| dc financial services america: Cumulative List of Organizations Described in Section 170 (c) of the Internal Revenue Code of 1954 , 1995 |
| dc financial services america: Lost Decades: The Making of America's Debt Crisis and the Long Recovery Menzie D. Chinn, Jeffry A. Frieden, 2011-09-19 A clear, authoritative guide to the crisis of 2008, its continuing repercussions, and the needed reforms ahead. The U.S. economy lost the first decade of the twenty-first century to an ill-conceived boom and subsequent bust. It is in danger of losing another decade to the stagnation of an incomplete recovery. How did this happen? Read this lucid explanation of the origins and long-term effects of the recent financial crisis, drawn in historical and comparative perspective by two leading political economists. By 2008 the United States had become the biggest international borrower in world history, with more than two-thirds of its $6 trillion federal debt in foreign hands. The proportion of foreign loans to the size of the economy put the United States in league with Mexico, Indonesia, and other third-world debtor nations. The massive inflow of foreign funds financed the booms in housing prices and consumer spending that fueled the economy until the collapse of late 2008. This was the most serious international economic crisis since the Great Depression of the 1930s. Menzie Chinn and Jeffry Frieden explain the political and economic roots of this crisis as well as its long-term effects. They explore the political strategies behind the Bush administration’s policy of funding massive deficits with foreign borrowing. They show that the crisis was foreseen by many and was avoidable through appropriate policy measures. They examine the continuing impact of our huge debt on the continuing slow recovery from the recession. Lost Decades will long be regarded as the standard account of the crisis and its aftermath. |
| dc financial services america: The Annual Report of the Office of Financial Research United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations, 2014 |
| dc financial services america: H.R. 5341, the Seasoned Customer CTR Exemption Act of 2006 United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit, 2006 |
| dc financial services america: Reviewing U.S. capital market structure United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises, 2003 |
| dc financial services america: American National Security Michael J. Meese, Suzanne C. Nielsen, Rachel M. Sondheimer, 2018-09-03 This classic text provides a rich and nuanced discussion of American national security policymaking. American National Security remains the ideal foundational text for courses in national security, foreign policy, and security studies. Every chapter in this edition has been extensively revised, and the book includes discussion of recent security policy changes in the Trump administration. Highlights include: • An updated look at national security threats, military operations, and homeland security challenges • An analysis of the evolving roles of the president, Congress, the intelligence community, the military, and other institutions involved in national security • A revised consideration of the strengths, limitations, and employment of instruments of national power, including diplomacy, information, economic tools, and armed forces • An exploration of the economic and national security implications of globalization • An enhanced examination of the proliferation of transnational threats, including security challenges in space and in cyberspace • A new assessment of how international, political, and economic trends may change US leadership of the post–World War II international order • A comprehensive update on changing dynamics in key states and regions, including Russia, China, East Asia, the Middle East, South Asia, Europe, Sub-Saharan Africa, and Latin America An authoritative book that explains US national security policy, actors, and processes in a wide-ranging yet understandable way, American National Security addresses key issues, including challenges to the free and open international order, the reemergence of strategic competition among great powers, terrorism, economic and fiscal constraints, and rapid advances in information and technology. |
| dc financial services america: H.R. 3703--The Housing Finance Regulatory Improvement Act United States. Congress. House. Committee on Banking and Financial Services. Subcommittee on Capital Markets, Securities, and Government Sponsored Enterprises, 2000 |
| dc financial services america: Oversight of the Mutual Fund Industry United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets and Government Sponsored Enterprises, 2011 |
| dc financial services america: The Architecture of International Finance United States. Congress. House. Committee on Banking and Financial Services, 2000 |
| dc financial services america: IEG Sponsorship Sourcebook , 1998 |
| dc financial services america: Capital Markets Regulatory Reform United States. Congress. House. Committee on Financial Services, 2010 |
| dc financial services america: Transforming the Federal Housing Administration for the 21st Century United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity, 2006 |
| dc financial services america: Protecting homeowners United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit, 2003 |
| dc financial services america: Taming the Sharks Christopher L. Peterson, 2004 Taming the Sharks: Towards a Cure for the High Cost Credit Market chronicles the historic, economic. legal, and political factors breeding America's feverish high cost debt industry. The ideas presented are novel, progressive, and controversial. Historians have long argued that interest rates provide a sort of economic and political health of nations. If true, the contemporary American market for credit shows troubling signs of distress. While Federal Reserve Board monetary policy has kept commercial and prime consumer interest rates low, the past two decades have seen explosive growth in an industry specializing in high-cost consumer debt. Payday loan outlet chains, automobile title loan companies, rent-to-own furniture stores, pawnshops, and sub-prime and manufactured home mortgage lenders are transforming the personal finance patterns of millions of Americans. Many observers have complained this industry charges excessive prices, uses unfair business practices, and is generally causing more harm for its borrowers than good. Industry insiders retort they are merely responding to a legitimate demand for financial services that, in effect, consumers vote with their feet. Echoing problems of past centuries, today's consumers face difficulty comparing credit prices, patterns of reckless lending and borrowing, as well as distressing economic externalities. With an idea on the future, Peterson's book hopes to find ingredients of a compromise to protect working-poor borrowers while simultaneously preserving economic competition. |
| dc financial services america: Initiatives to Promote Small Business Lending, Jobs, and Economic Growth United States. Congress. House. Committee on Financial Services, 2010 |
| dc financial services america: Oversight of the Federal Government's Intervention at American International Group United States. Congress. House. Committee on Financial Services, 2009 |
| dc financial services america: Bulletin - U.S. Coast Guard Academy Alumni Association United States Coast Guard Academy. Alumni Association, 1994 |
| dc financial services america: Subprime Lending United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity, 2004 |
| dc financial services america: Is America’s housing market prepared for the next natural catastrophe? : hearing , |
| dc financial services america: The Truth about Money Ric Edelman, 2005 Explaining difficult concepts in plain English with a breezy style, this third edition has new material covering new tax laws, retirement savings strategies, a chapter on identity theft, and question-and-answer sidebars. |
| dc financial services america: Oversight of the Rural Housing Service and Its Fiscal Year 2006 Budget United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity, 2005 |
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