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| debt crowdfunding for business: Advances in Crowdfunding Rotem Shneor, 2020 This open access book presents a comprehensive and up-to-date collection of knowledge on the state of crowdfunding research and practice. It considers crowdfunding models and their different manifestations across a variety of geographies and sectors, and explores the perspectives of fundraisers, backers, platforms, and regulators. Gathering insights from a wide range of influential researchers in the field, the book balances concepts, theory, and case studies. Going beyond previous research on crowdfunding, the contributors also investigate issues of community, sustainability, education, and ethics. A vital resource for anyone researching crowdfunding, this book offers readers a deep understanding of the characteristics, business models, user-relations, and behavioural patterns of crowdfunding. |
| debt crowdfunding for business: The Crowdfunding Handbook Cliff Ennico, 2016-05-26 IPSs are expensive, and venture capital nearly impossible to attract. Crowdfunding is changing the game for private companies. Are you taking full advantage? Think Kickstarter® is just for artists and people who don’t really want to work for their success? Think again! In 2012 President Obama signed the JOBS act (Jumpstart Our Business Startups), empowering privately owned companies to raise capital from investors without going through the rigorous IPO and private placement processes. Your private company can now crowdfund your way to success! Now that the SEC has handed down the last regulations, the floodgates will open and companies will be free to compete for funding. Thankfully for you, small business and legal expert Cliff Ennico has followed the equity crowdfunding story since its inception and has translated the regulations into a clear set of dos and don’ts for entrepreneurs and small business others looking to get in early. In The Crowdfunding Handbook, burgeoning crowdfunders can learn how to: Decipher whether crowdfunding is their best bet Choose between funding platforms Pitch a project to the public Reach the most promising investors Figure out disclosure documents and report requirements The Crowdfunding Handbook reveals the tips and tools to helo you raise money for your small business or startup with equity funding portals. |
| debt crowdfunding for business: Crowdfunding for SMEs Roberto Bottiglia, Flavio Pichler, 2016-06-06 Crowdfunding for SMEs: A European Perspective provides a valuable insight into this new source of capital. In particular, the authors focus on financial return crowdfunding, which repays the crowd either through debt or equity. This source of capital might play a significant role in the future becoming an alternative or a complement to traditional funding sources. It is therefore of the uttermost importance to understand what has boosted its exponential growth in recent years, as well as the key drivers of success of P2P lending and equity crowdfunding campaigns on both the funders and the fundraisers side. Due to the financial nature of the return provided to the crowd, financial return crowdfunding has been the object of recent waves of regulation, although the European Union still lacks a set of common rules. The aim of regulation should be twofold, to protect investors and, at the same time, to favor the financing for SMEs. In this book, the authors explore such issues and the regulatory policies, while looking to the future of financial return crowdfunding as an evolving source of capital. |
| debt crowdfunding for business: Business Funding For Dummies Helene Panzarino, 2016-04-11 Get the business funding you need to secure your success The issue of funding is one of the biggest pain points for small- and medium-sized businesses—and one that comes up on a daily basis. Whether you're unsure about how to go about getting a loan, unfamiliar with the different options available to you or confused as to which would be the right solution for your particular business, Business Funding For Dummies provides plain-English, down-to-earth guidance on everything you need to successfully fund your business venture. Friendly, authoritative, and with a dash of humor thrown in for fun, this hands-on guide takes the fear out of funding and walks you step-by-step through the process of ensuring your business is financially viable. From crowd funding and angels to grants and friends, families, and fools, it covers every form of funding available—and helps you hone in on and secure the ones that are right for your unique needs. Includes mini case studies, quotes, and plenty of examples Offers excerpts from interviews with financiers and entrepreneurs Topics covered include all forms of funding Covers angels in the UK and abroad If you're the owner or director of a small-to-medium-sized business looking to start an SME, but have been barking up the wrong tree, Business Funding For Dummies is the fast and easy way to get the funds you need. |
| debt crowdfunding for business: Crowdfund Investing For Dummies Sherwood Neiss, Jason W. Best, Zak Cassady-Dorion, 2013-01-29 The easy way to get started in crowdfund investing Crowdfund investing (CFI) is going to be the next big thing on Wall Street. U.S. investment banks, brokerage houses, and law firms are gearing up for the creation and regulation of new financial products that will be available to the general public starting in early 2013. The introduction of these products will revolutionize the financing of small businesses and startups for these key reasons: Entrepreneurs and small business owners, who have had difficulty obtaining capital through traditional means (such as bank loans and angel investors) in recent years, will have access to investors around the world through social media. For the first time, investors (so-called unqualified investors) will be able to purchase an equity stake in a business or new investment vehicle. The Securities and Exchange Commission (SEC) is overseeing the creation of online portals that will allow entrepreneurs and small investors to connect. When these portals go live in 2013, Crowdfund Investing For Dummies will be on the front line to educate business owners, other entrepreneurs, and investors alike. Crowdfund Investing For Dummies will walk entrepreneurs and investors, like yourself, through this new investing experience, beginning with explaining how and why CFI developed and what the 2012 JOBS says about CFI. Entrepreneurs will find out how much funding they can realistically raise through CFI; how to plan and launch a CFI campaign; how to manage the crowd after a campaign is successful; and how to work within the SEC’s regulations at every stage. Investors will discover: the benefits and risks of CFI ;how much they can invest; how a CFI investment may fit into a broader investment portfolio; how to provide value to the business or project being funded; and how to bow out of an investment when the time is right. Crowdfund Investing For Dummies is an indispensable resource for long time investors and novice investors alike. |
| debt crowdfunding for business: Finance Your Own Business Garrett Sutton, Gerri Detweiler, 2016-01-05 Learn the financing fast track strategies used by successful entrepeneurs and investors. |
| debt crowdfunding for business: Crowdfunding: Overview of the Industry, Regulation and Role of Crowdfunding in the Venture Startup Igor Micic, 2015-02 This book aims to take stock and systemize existing knowledge on crowdfunding while providing overview of the industry, its regulatory environment and advancing the insight into the role of crowdfunding in the startup lifecycle. It is adopting an exploratory and phenomenon-based approach which is deemed appropriate when investigating rather new phenomena. Furthermore, the research combines survey and interview methodologies to assess the opinion and real-world behavior of different stakeholders in crowdfunding marketplace and identify gaps requiring further academic consideration. Empirical data was gathered using multiple interactive web-based questionnaires distributed to different stakeholders and “informed general public” mainly through the social networks (Linkedin, Facebook and Twitter) and direct solicitation of entrepreneurial associations, networks and online communities. The study conducted relies on both qualitative and quantitative analysis in attempt to find data patterns useful in future research and establish some managerial and policymaker recommendations based on limited evidence collected. The work adds value to this field through a 3-fold contribution: Taking a look at crowdfunding through the prism of SWOT analysis of the practice itself and Porter’s 5 forces analysis of crowdfunding platforms industry. Providing evidence in favor of implementing various degrees of regulation based on different crowdfunding categories, using the Italian case of equity-based crowdfunding regulation as a model. Finally, it yields some interesting findings on relevance of crowdfunding in the venture startup while pointing out key motivators which make entrepreneurs consider this fundraising option. In addition, related policymaker/managerial implications are exposed and academic literature updated with reference to contemporary developments in this dynamic field. |
| debt crowdfunding for business: Media Innovation and Entrepreneurship Michelle Ferrier, Dr Elizabeth Mays, Ph.D., 2017-10-24 Media Innovation & Entrepreneurship is an open, collaboratively written and edited volume designed to fill the needs of a growing number of journalism and mass communications programs in the U.S. that are teaching media entrepreneurship, media innovation, and the business of journalism to undergraduate and graduate students. |
| debt crowdfunding for business: Equity Crowdfunding for Investors David M. Freedman, Matthew R. Nutting, 2015-06-15 Learn the ins and outs of equity crowdfunding with this informative guide Equity Crowdfunding for Investors is a comprehensive, objective, and authoritative guide to the social and financial rewards of crowdfunding. Before now, angel investing – and the spectacular returns possible in this asset class – has been off-limits to all but the wealthiest Americans. Now equity crowdfunding portals allow the general public to buy shares in startups and fast-growing private companies for the first time in generations. This book provides the guidance individuals need to invest wisely, tempering the excitement of leading-edge technology, innovative business models, and exciting new brands with thorough, practical know-how – including investor limits and requirements, portfolio strategy, deal terms, and much more. Readers will learn the pros and cons of investing in equity crowdfunding so they can make an informed investment decision, as well as best practices for finding, researching, evaluating, and buying into potentially profitable startups. Digital components include tables, graphs, comparison charts, screen captures, checklists, and other tools that further enable readers to make suitable investment choices. Equity crowdfunding is a new, exciting, and evolving way for growing businesses to raise capital and for average investors to buy equity in those businesses. It has been hailed as a game changer in the private capital markets, particularly the angel investment asset class, which includes angel investing. This book shows readers how to take full advantage of this new avenue of investment, without being taken advantage of themselves. Make smarter investment decisions Avoid being ripped off Find the best information available Understand the SEC rules and limits Equity crowdfunding can produce huge returns. It also comes with huge risk. Some companies will succeed, but many will fail. Everyday investors can mitigate some risk and increase their chance of profit with the fundamental insight provided in Equity Crowdfunding for Investors. |
| debt crowdfunding for business: Crowdfunding and the Democratization of Finance Mark Davis, Bruce Davis, 2021-11-01 Do you know where your money is? More importantly, do you know what your money is doing? Most of us feel confident that we know what money is. But few of us feel confident in taking responsibility for what our money does. We hand over the power of money to banks and mainstream finance with real, often damaging, consequences for people and planet. A unique collaboration between an academic and a practitioner, this book tells the story of money, from ancient Athens to the Bitcoin revolution, to explain how crowdfunding is the way for people to reclaim the power of their money in pursuit of a fairer and greener society. |
| debt crowdfunding for business: Handbook of Research on Theory and Practice of Global Islamic Finance Rafay, Abdul, 2019-12-27 As an emerging global phenomenon, Islamic economics and the financial system has expanded exponentially in recent decades. Many components of the industry are still unknown, but hopefully, the lack of awareness will soon be stilled. The Handbook of Research on Theory and Practice of Global Islamic Finance provides emerging research on the latest global Islamic economic practices. The content within this publication examines risk management, economic justice, and stock market analysis. It is designed for financiers, banking professionals, economists, policymakers, researchers, academicians, and students interested in ideas centered on the development and practice of Islamic finance. |
| debt crowdfunding for business: Crowdfunding Steven Dresner, 2014-03-10 A groundbreaking book on the growing trend of crowdfunding Crowdfunding has gained considerable traction over the last few years. By combining the Internet/social media with equity-based financing, it is poised to usher in a new asset class that will change how early stage and small business financing transactions are consummated. Author Steven Dresner, Founder and CEO of Dealflow.com, understands the nuances of how crowdfunding can help companies gain much needed access to capital, and now he shares those insights with you. Engaging and informative, this book will serve the needs of a global audience comprising entrepreneurs, financiers, and other professionals. It skillfully addresses the market dynamics that are catapulting crowdfunding into the mainstream and explores essential issues ranging from planning an online campaign, post-transaction management, and business planning to securities law and tax issues. Puts the business of crowdfunding in perspective with a look at the current marketplace, overview of important data, and legitimate concerns Examines effective techniques for communicating with the crowd Details equity-based financing and other sources such as debt instruments Contains contributions from a wide array of individuals involved in the worlds of finance, law and accounting, social media, marketing, as well as DealFlow Media's own staff Crowdfunding affords-start ups and other smaller businesses better access to capital via the Internet/social media. It also allows an investor of any size to back a business of their choosing. This new book will show you what this process entails and how it can benefit everyone involved. |
| debt crowdfunding for business: The Economics of Crowdfunding Douglas Cumming, Lars Hornuf, 2018-01-30 This book focuses on various types of crowdfunding and the lessons learned from academic research. Crowdfunding, a new and important source of financing for entrepreneurs, fills a funding gap that was traditionally difficult to close. Chapters from expert contributors define and carefully evaluate the various market segments: donation-based and reward-based crowdfunding, crowdinvesting and crowdlending. They further provide an assessment of startups, market structure, as well as backers and investors for each segment. Attention is given to the theoretical and empirical findings from the recent economics and finance literature. Furthermore, the authors evaluate relevant regulatory efforts in several jurisdictions. This book will appeal to finance, entrepreneurship and legal scholars as well as entrepreneurs and platform operators. |
| debt crowdfunding for business: Crowdfunding in Europe Dennis Brüntje, Oliver Gajda, 2015-08-20 Crowdfunding is becoming an increasingly popular method to finance projects of every kind and scale. This contributed volume is one of the earliest books presenting scientific and research-based perspectives of crowdfunding, its development, and future. The European Crowdfunding Network (ECN) and its scientific work group, together with FGF e.V., invited both researchers and practitioners to contribute to this first state-of-the-art edited volume on crowdfunding in Europe. This book contributes to a better comprehension of crowdfunding, encourages further fundamental research and contributes to a systematization of this new field of research. The book also features expert contributions by practitioners to enhance and complement the scientific perspective. This book can be used as a guideline and shall advance classification in an emerging research field. |
| debt crowdfunding for business: Real Estate Crowdfunding Adam Gower, 2020-10-08 Real Estate Crowdfunding: An Insider’s Guide to Investing Online introduces the reader to basic real estate investment concepts and then takes a deep dive into how to invest passively yet wisely in real estate syndications. This book will teach the reader how to: • invest in crowdfunded real estate syndicates • understand key financial concepts used in the industry • diversify their investment portfolios • read between the lines of investment contracts • maximize profit while minimizing losses This book is a guide to the foundational financial concepts upon which all real estate projects are based and explains the language of real estate from an insider’s perspective. It provides a road map of what to watch for and how to win at the game of passive real estate investing. |
| debt crowdfunding for business: The Business of Sharing Alex Stephany, 2015-03-09 Providing a colorful insight into the people at the forefront of the emergent Sharing Economy, a movement predicted to already be worth around $26B a year, this book gives vital advice to anyone thinking of starting or investing in a collaborative consumption business. The first of its kind, written by an author on the forefront of this new trend. |
| debt crowdfunding for business: Sharing Economy and the Impact of Collaborative Consumption de Luna, Iviane Ramos, Fitó-Bertran, Àngels, Lladós-Masllorens, Josep, Liébana-Cabanillas, Francisco, 2019-09-20 The introduction of new technology and technological services worldwide has ushered in a new wave of peer-to-peer and access-driven companies that are disrupting the most established business categories. The emergence of these new business models has upset the flow in contemporary society and transformed people's behavior towards sharing-based economies. Companies and entrepreneurs can see this significant change in people’s behavior as both an opportunity and a threat. Sharing Economy and the Impact of Collaborative Consumption provides emerging research on the impact that the sharing services are having on society as well as the importance of the sharing economy development in the coming years, dealing with relevant issues such as regulations, the technological aspects involved in these platforms, the impact in the tourism sector, and consumer behavior in relation to these services. Multidisciplinary in nature, this publication establishes links between economics, finance, marketing, consumer behavior, and IT, and covers topics that include e-commerce, consumer behavior, and peer economy. It is ideally designed for researchers, students, business professionals, and entrepreneurs seeking current research on the impact that this industry has on various economic, marketing, and societal aspects of different countries. |
| debt crowdfunding for business: The Relevance of Crowdfunding Nadine Scholz, 2015-05-26 Nadine Scholz shows that crowdfunding potentially shortens the development cycle of new products, thus enabling an earlier market entry. Hence, crowdfunding serves as a multifaceted early-stage support instrument for innovation implementation facilitated by the crowd's resources. It not only provides upfront cash for product development and production, more importantly it enables a firm to show traction through the validation of the market demand that is based on the crowd's function as information multiplicator generating public exposure and feedback. |
| debt crowdfunding for business: Crowdfunding in the Public Sector Regina Lenart-Gansiniec, Jin Chen, 2021-07-27 In recent years, crowdfunding has become important and it has been enthusiastically used not only by commercial organizations but also by the public sector. This alternative source of financing in times of constrained government budgets enables citizens to vote with their dollars online to bring ideas into reality. This book sheds light on the developing concept of crowdfunding in the public sector, with an overview of current academic discussions and best practices on crowdfunding in the public sector. The volume approaches crowdfunding in the public sector from an integrated perspective, addressing the dearth of publications on the subject. The book gathers a wealth of theoretical information, ideas, best practices and lessons learned in the context of executing concrete crowdfunding projects, and assess methodological approaches to integrating the topic of crowdfunding in public organizations curricula. The book provides definitions, insights and examples of this managerial perspective resulting in a theoretical framework of crowdfunding in the public sector. The contributors also explore different crowdfunding applications in public sectors such as local government, higher education, schools, arts & culture organizations, healthcare, energy sector, and police services, which are presented in several case studies. This is a unique book in the field that points the way forward both for policymakers and for the research community in terms of thinking about crowdfunding in the public sector and the complex issues surrounding its development. |
| debt crowdfunding for business: Equity Crowdfunding Nathan Rose, 2016-10-20 Raise Money Without a Bank Or a VC, Through The Crowd! For many startups and growing companies, gaining marketing exposure and raising external funding from investors are #1 and #2 on their priority list. But, until recently, they were always separate activities - first you would raise the money, and then you would spend it on marketing. The advent of equity crowdfunding means these two critical tasks can be done at the same time. This is a game-changer. Equity Crowdfunding - A Hybrid of Venture Capital and Kickstarter. Unlike venture capital, the company founders get to set their own offer terms, retain their company culture, and bring on dozens, or even hundreds of shareholders rather than just a tiny handful - and gain all the promotional benefits that come with this. And unlike the crowdfunding offered by sites like Kickstarter and Indiegogo, equity crowdfunding allows a company to offer shares in itself, instead of a pre-ordered product. This means equity crowdfunding can be used by far more types of businesses, and typically attracts a lot more money. Companies regularly raise hundreds of thousands, or even millions of dollars through equity crowdfunding. This Book Will Show You How! Equity crowdfunding offers amazing potential for startups and growing companies, but it is also a very steep learning curve. Many companies begin with no real idea of how to choose a platform, how to craft their pitch, or what they should be doing to drive people to their offer page and invest. In this step-by-step guide, you will learn: The forces which have brought equity crowdfunding to where it is today How to tell whether equity crowdfunding will be a good fit for your company The biggest mistakes that can kill an offer before it has even begun How to build critical momentum - one company raised 1 million in 96 seconds! How to construct a marketing plan to get people literally counting down to your launch How to salvage an offer which is stuck, and re-ignite the momentum What past campaigns wished they had known before they had started The incredible impact equity crowdfunding can have on your business and profile The World's First Comprehensive Resource Featuring the very best strategies from 20 real companies who have used equity crowdfunding to raise millions of dollars, euros and pounds. And the expert advice from 12 market-leading platforms at the forefront of the equity crowdfunding revolution. This book is truly global in scope, featuring contributions from the United Kingdom, the United States, France, the Netherlands, Germany, Sweden, Finland, Estonia, Canada, the Middle East, Australia and New Zealand. This is THE complete guide, with no prior knowledge assumed, and will teach you equity crowdfunding from the ground up. |
| debt crowdfunding for business: Start-Ups and SMEs: Concepts, Methodologies, Tools, and Applications Management Association, Information Resources, 2020-01-03 Smaller companies are abundant in the business realm and outnumber large companies by a wide margin. To maintain a competitive edge against other businesses, companies must ensure the most effective strategies and procedures are in place. This is particularly critical in smaller business environments that have fewer resources. Start-Ups and SMEs: Concepts, Methodologies, Tools, and Applications is a vital reference source that examines the strategies and concepts that will assist small and medium-sized enterprises to achieve competitiveness. It also explores the latest advances and developments for creating a system of shared values and beliefs in small business environments. Highlighting a range of topics such as entrepreneurship, innovative behavior, and organizational sustainability, this multi-volume book is ideally designed for entrepreneurs, business managers, executives, managing directors, academicians, business professionals, researchers, and graduate-level students. |
| debt crowdfunding for business: Peer-to-Peer Lending and Equity Crowdfunding Kim Wales, 2017-12-01 Written by an industry pioneer who has hands-on experience in the brave new world of peer-to-peer lending and equity crowdfunding, this book serves as a resource for investors and entrepreneurs alike and investigates how these alternative mechanisms will increase the financial and operational capacity of borrowers, lenders, buyers, and sellers in the private markets. More than 60 governments across the globe have established financial inclusion as a policy priority and are vying for access to and use of financial services by households and firms to boost economic growth. A thought leader on securities-based crowdfunding, author Kim Wales explores how women and the millennial generation, the world's largest groups of people, can influence crowd direct investment, economic freedom, and economic growth. The book provides building blocks to instruct investors and entrepreneurs about how to leverage social networks and supplies tools to help retail investors—the crowd—to understand the language, risks, and rewards of this type of investment. Providing an indispensable resource for investors and entrepreneurs, Peer-to-Peer Lending and Equity Crowdfunding summarizes past theory as well as current schools of thought related to capital formation and economic growth, explains why creating a secondary market for private placement offerings is essential to stimulating market liquidity, and documents how public-private partnerships using digital finance will enhance financial inclusion and positively impact investing. The book not only describes how crowdfunding works but also explains investment approaches, secondary markets, governance and compliance, transparency, and risk models that are necessary for investors to make informed decisions. |
| debt crowdfunding for business: The Art of Startup Fundraising Alejandro Cremades, 2016-04-11 Startup money is moving online, and this guide shows you how it works. The Art of Startup Fundraising takes a fresh look at raising money for startups, with a focus on the changing face of startup finance. New regulations are making the old go-to advice less relevant, as startup money is increasingly moving online. These new waters are all but uncharted—and founders need an accessible guide. This book helps you navigate the online world of startup fundraising with easy-to-follow explanations and expert perspective on the new digital world of finance. You'll find tips and tricks on raising money and investing in startups from early stage to growth stage, and develop a clear strategy based on the new realities surrounding today's startup landscape. The finance world is in a massive state of flux. Changes are occurring at an increasing pace in all sectors, but few more intensely than the startup sphere. When the paradigm changes, your processes must change with it. This book shows you how startup funding works, with expert coaching toward the new rules on the field. Learn how the JOBS Act impacts the fundraising model Gain insight on startups from early stage to growth stage Find the money you need to get your venture going Craft your pitch and optimize the strategy Build momentum Identify the right investors Avoid the common mistakes Don't rely on the how we did it tales from superstar startups, as these stories are unique and applied to exceptional scenarios. The game has changed, and playing by the old rules only gets you left behind. Whether you're founding a startup or looking to invest, The Art of Startup Fundraising provides the up-to-the-minute guidance you need. |
| debt crowdfunding for business: Handbook of Research on Crowdfunding Hans Landström, Annaleena Parhankangas, Colin Mason, 2019 Crowdfunding is a hot topic and this Handbook provides a service to the research community by codifying, discussing and examining research in this area. It will be a starting point for researchers seeking high quality research in this new and important area. |
| debt crowdfunding for business: Crack the Funding Code Judy Robinett, 2019-02-05 Crack the Funding Code demystifies the world of angel investing, venture capital, and corporate funding and lays out a strategic pathway for any entrepreneur to secure funding fast. Lack of funding is one of the biggest reasons small businesses fail. In 2016 in the United States alone, more than 31 percent of small business owners reported that they could not access adequate capital, and the lack of capital prevented them from growing the business/expanding operations, increasing inventory, or financing increased sales. This book will show you how to find the money, create pitches that attract investors, and then structure fair, ethical deals that will bring them new sources of outside capital and invaluable professional advice. Crack the Funding Code gives you the broader perspective on: how funding works, how investors think, and what they need to hear to put their money where your mouth is. Every entrepreneur who reads this book will get easy-to-follow deal checklists, a roadmap of where and how to locate the best funding resources and top business mentors for their industry or geographical location, and a step-by-step process to create pitches that make their idea or business irresistible. |
| debt crowdfunding for business: HBR Guide to Buying a Small Business Richard S. Ruback, Royce Yudkoff, 2017-01-17 An all-in-one guide to helping you buy and own your own business. Are you looking for an alternative to a career path at a big firm? Does founding your own start-up seem too risky? There is a radical third path open to you: You can buy a small business and run it as CEO. Purchasing a small company offers significant financial rewards—as well as personal and professional fulfillment. Leading a firm means you can be your own boss, put your executive skills to work, fashion a company environment that meets your own needs, and profit directly from your success. But finding the right business to buy and closing the deal isn't always easy. In the HBR Guide to Buying a Small Business, Harvard Business School professors Richard Ruback and Royce Yudkoff help you: Determine if this path is right for you Raise capital for your acquisition Find and evaluate the right prospects Avoid the pitfalls that could derail your search Understand why a dull business might be the best investment Negotiate a potential deal with the seller Avoid deals that fall through at the last minute Arm yourself with the advice you need to succeed on the job, with the most trusted brand in business. Packed with how-to essentials from leading experts, the HBR Guides provide smart answers to your most pressing work challenges. |
| debt crowdfunding for business: Worthless, Impossible and Stupid Daniel, 2013-06-18 Introducing the global mind-set changing the way we do business. In this fascinating book, global entrepreneurship expert Daniel Isenberg presents a completely novel way to approach business building—with the insights and lessons learned from a worldwide cast of entrepreneurial characters. Not bound by a western, Silicon Valley stereotype, this group of courageous and energetic doers has created a global and diverse mix of companies destined to become tomorrow’s leading organizations. Worthless, Impossible, and Stupid is about how enterprising individuals from around the world see hidden value in situations where others do not, use that perception to develop products and services that people initially don’t think they want, and ultimately go on to realize extraordinary value for themselves, their customers, and society as a whole. What these business builders have in common is a contrarian mind-set that allows them to create opportunities and succeed where others see nothing. Amazingly, this process repeats itself in one form or another countless times a day all over the world. From Albuquerque to Islamabad, you will travel with Isenberg to discover unusual yet practical insights that you can use in your own business. Meet the founders of Grameenphone in Bangladesh, PACIV in Puerto Rico, Sea to Table in New York, Actavis in Iceland, Studio Moderna in Slovenia, Hartwell Metals in Hong Kong and Southeast Asia, Given Imaging in Israel, WildChina in China, and many others. You’ll be moved by the stories of these plucky start-ups—many of them fueled by adversity and, more often than not, by necessity. Great stories, stunning successes, crushing failures—they’re all here. What can we, in the East and West, learn from them? What can you learn—and what will these entrepreneurial stories, so compellingly told, inspire you to do? Let this book open doors for you where you once saw only walls. If you’ve ever felt the urge to turn a glimmer of an idea into something extraordinary, these stories are for you. |
| debt crowdfunding for business: Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1 David Lee Kuo Chuen, Robert H. Deng, 2017-08-03 Handbook of Blockchain, Digital Finance, and Inclusion, Volume 1: Cryptocurrency, FinTech, InsurTech, and Regulation explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets. Contributors go beyond summaries of standard models to describe new banking business models that will be sustainable and will likely dictate the future of finance. The volume not only emphasizes the financial opportunities made possible by digital banking, such as financial inclusion and impact investing, but it also looks at engineering theories and developments that encourage innovation. Its ability to illuminate present potential and future possibilities make it a unique contribution to the literature. - Explores recent advances in digital banking and cryptocurrency, emphasizing mobile technology and evolving uses of cryptocurrencies as financial assets - Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties - Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography - Provides the only advanced methodical summary of these subjects available today |
| debt crowdfunding for business: Private Equity and Venture Capital in Europe Stefano Caselli, Giulia Negri, 2018-01-26 Global financial markets might seem as if they increasingly resemble each other, but a lot of peculiar aspects qualify different markets with different levels of development. Private equity investors can take advantage of these variations. Structured to provide a taxonomy of the business, Private Equity and Venture Capital in Europe, Second Edition, introduces private equity and venture capital markets while presenting new information about the core of private equity: secondary markets, private debt, PPP within private equity, crowdfunding, venture philanthropy, impact investing, and more. Every chapter has been updated, and new data, cases, examples, sections, and chapters illuminate elements unique to the European model. With the help of new pedagogical materials, this Second Edition provides marketable insights about valuation and deal-making not available elsewhere. - Covers new regulations and legal frameworks (in Europe and the US) described by data and tax rates - Features overhauled and expanded pedagogical supplements to increase the versatility of the Second Edition - Focuses on Europe - Includes balanced presentations throughout the book |
| debt crowdfunding for business: Innovation and Entrepreneurship Martha Corrales-Estrada, 2019-09-27 The world of business is constantly changing. Here, a cast of key players from Latin America explore the conceptual foundations, methodologies, and tools for mini-cases and business challenges to innovation and entrepreneurship in emerging markets. |
| debt crowdfunding for business: How to Raise Money for a Small Business , 1993 |
| debt crowdfunding for business: Innovative Strategies for Implementing FinTech in Banking Albastaki, Yousif Abdullatif, Razzaque, Anjum, Sarea, Adel M., 2020-08-28 FinTech is encouraging various new practices, such as diminishing the use of cash in different countries, increasing rate of mobile payments, and introducing new algorithms for high-frequency trading across national boundaries. It is paving the way for new technologies emerging in the information technology scene that allow financial service firms to automate existing business processes and offer new products, including crowdfunding or peer-to-peer insurance. These new products cater to hybrid client interaction and customer self-services, changing the ecosystem by increasing outsourcing for focused specialization by resizing and leading to new ecosystems and new regulations for encouraging FinTech. However, such new ecosystems are also accompanied by new challenges. Innovative Strategies for Implementing FinTech in Banking provides emerging research exploring the theoretical and practical aspects of technology inclusion in the financial sector and applications within global financing. It provides a clear direction for the effective implementation of FinTech initiatives/programs for improving banking financial processes, financial organizational learning, and performance excellence. Featuring coverage on a broad range of topics such as artificial intelligence, social financing, and customer satisfaction, this book encourages the management of the financial industry to take a proactive attitude toward FinTech, resulting in a better decision-making capability that will support financial organizations in their journey towards becoming FinTech-based organizations. As such, this book is ideally designed for financial analysts, finance managers, finance administrators, banking professionals, IT consultants, researchers, academics, students, and practitio |
| debt crowdfunding for business: Banking Beyond Banks and Money Paolo Tasca, Tomaso Aste, Loriana Pelizzon, Nicolas Perony, 2016-09-01 Do you know how banking and money will look like in the new digital age? This book collects the voices of leading scholars, entrepreneurs, policy makers and consultants who, through their expertise and keen analytical skills, are best positioned to picture from various angles the ongoing technological revolution in banking and finance. You will learn how lending and borrowing can exist without banks; how new forms of money can compete to better serve different society needs; how new technologies are banking the unbanked communities in the poorest parts of the world, and how ideas and small projects can be financed by the crowds without the need to rely upon banks. You will learn how, in the new digital age, we will interact with new self-organised and autonomous companies that operate without any human involvement, based on a set of programmed and incorruptible rules. You will learn that new business models will emerge thanks to technology-enabled platforms, upon which one can build new forms of non-hierarchical cooperation between strangers. And you will also learn that new forms of risks and threats are emerging that will destabilise our systems and jeopardise the stability of our financial order. |
| debt crowdfunding for business: Sustainable Development Strategies Mousumi Roy, 2020-08-19 Sustainable Development Strategies: Engineering, Culture and Economics provides policy guidance on good practice in developing and implementing strategies for sustainable development. The book integrates social, economic and environmental objectives, taking into account of their implications for different socioeconomic groups and for future generations. It examines and analyzes existing and new approaches to formulating a sustainable development strategy and its implementation through both quantitative and qualitative studies. In addition, it looks at the formulation of strategy and overcoming various issues from the standpoint of a diverse set of disciplines, including engineering, economics and social/political views. - Clearly explains the most cutting-edge green technologies and methods for use in built communities - Analyzes existing and new approaches to formulating a sustainable development strategy and its implementation - Helps to facilitate the formulation of effective sustainability strategies through an interdisciplinary approach |
| debt crowdfunding for business: Funding a New Business For Dummies Marc R. Butler, Eric Butow, 2024-02-29 Find the money to execute your brilliant business ideas Funding a Startup For Dummies drills down to the top question on the minds of entrepreneurs—where can you find the funds to launch your new business? Connecting the dots between your vision and the capital needed to make it happen can be one of the most challenging parts of entrepreneurship. This book helps you over that hurdle, giving you the essential information and advice you need to navigate the path from idea to execution of a business plan. Discover how to evaluate all the options available, from tapping into your own savings to traditional loans to newer options like crowdfunding. You’ll also dive into finding and negotiating with investors, as well as managing your capital once it’s in hand. Start by visualizing business success, and then put in the work to make it happen, with the help of this no-nonsense Dummies guide. Get an intro to the world of small-business finance Assess your financing needs and take stock of your current assets Evaluate your options for loans, grands, and subsidies Learn to approach investors and pitch your business idea Anyone in the early days of launching a business will find a treasure trove of valuable information in Funding a Startup For Dummies. |
| debt crowdfunding for business: Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2 David Lee Kuo Chuen, Robert H. Deng, 2017-08-16 Handbook of Blockchain, Digital Finance, and Inclusion, Volume 2: ChinaTech, Mobile Security, and Distributed Ledger emphasizes technological developments that introduce the future of finance. Descriptions of recent innovations lay the foundations for explorations of feasible solutions for banks and startups to grow. The combination of studies on blockchain technologies and applications, regional financial inclusion movements, advances in Chinese finance, and security issues delivers a grand perspective on both changing industries and lifestyles. Written for students and practitioners, it helps lead the way to future possibilities. - Explains the practical consequences of both technologies and economics to readers who want to learn about subjects related to their specialties - Encompasses alternative finance, financial inclusion, impact investing, decentralized consensus ledger and applied cryptography - Provides the only advanced methodical summary of these subjects available today |
| debt crowdfunding for business: The Crowdfunding Myth Jillian Sidoti, 2016-03-07 The world of crowdfunding can be a confusing one. Right now, for many of the most innovative ideas, crowdfunding is the most viable option, giving entrepreneurs the opportunity to reach out to a number of potential investors rather than just one. In Crowdfunding Myth, Jillian enumerates on the falsehoods that people tend to believe about crowdfunding and points entrepreneurs in the right direction. Whether you are trying to raise capital for your first real estate deal or syndicate your first film, Jillian, along with industry contributors, will give you clear direction on how to meet your fundraising goals while staying within the letter of the law. The crowdfunding myth is deconstructed. You must read this to understand the nuances and it will make you an overnight expert crowdfunder. Nobody has broken the crowd funding equity phenomena yet and with this book can allow you to be the first. Buy it now. - David Drake, founder of U.S. Crowdfund Professional Association and CIFRA It has been a pleasure to work with Jillian on multiple occasions given her knowledge on crowdfunding securities law. She has been an invaluable resource for both our company and the industry at large. - Amy Wan, Chief Legal Counsel, Patch of Land A MUST READ BEFORE YOU VENTURE INTO REGULATION CROWDFUNDING! Jillian Sidoti gives very important and practical advice on how to raise capital using the new crowdfunding laws. Small business owners should explore these new options, as there are many and this book helps them make the decision that best suits them. -Ruth Hedges, pioneer of crowdfunding legislation and producer the Global Crowdfunding Convention. |
| debt crowdfunding for business: How to Use Crowdfunding Julian Costley, 2017 Crowdfunding is the springboard your project needs. From theatre to virtual reality headsets, small businesses to international corporations, crowdfunding has helped entrepreneurs and project leaders across the world to raise money, build their customer bases and prove that there is a market for their product. how to: use crowdfunding gives you the guidance and advice you need, taking you step by step all the way from planning your crowdfunding campaign to getting the money in the bank. Entrepreneur Julian Costley shares key tricks to make your campaign a roaring success, and includes the essential facts on company and regulatory law, tax and risk. -- provided by publisher. |
| debt crowdfunding for business: How To Use Crowdfunding Julian Costley, 2017-09-21 Crowdfunding is the springboard your project needs. From theatre to virtual reality headsets, small businesses to international corporations, crowdfunding has helped entrepreneurs and project leaders across the world to raise money, build their customer bases and prove that there is a market for their product. how to: use crowdfunding gives you the guidance and advice you need, taking you step by step all the way from planning your crowdfunding campaign to getting the money in the bank. Entrepreneur Julian Costley shares key tips to make your campaign a roaring success, and includes the essential facts on company and regulatory law, tax and risk. |
| debt crowdfunding for business: Peer-to-Peer Lending and Equity Crowdfunding Kim Wales, 2017-12-01 Written by an industry pioneer who has hands-on experience in the brave new world of peer-to-peer lending and equity crowdfunding, this book serves as a resource for investors and entrepreneurs alike and investigates how these alternative mechanisms will increase the financial and operational capacity of borrowers, lenders, buyers, and sellers in the private markets. More than 60 governments across the globe have established financial inclusion as a policy priority and are vying for access to and use of financial services by households and firms to boost economic growth. A thought leader on securities-based crowdfunding, author Kim Wales explores how women and the millennial generation, the world's largest groups of people, can influence crowd direct investment, economic freedom, and economic growth. The book provides building blocks to instruct investors and entrepreneurs about how to leverage social networks and supplies tools to help retail investors—the crowd—to understand the language, risks, and rewards of this type of investment. Providing an indispensable resource for investors and entrepreneurs, Peer-to-Peer Lending and Equity Crowdfunding summarizes past theory as well as current schools of thought related to capital formation and economic growth, explains why creating a secondary market for private placement offerings is essential to stimulating market liquidity, and documents how public-private partnerships using digital finance will enhance financial inclusion and positively impact investing. The book not only describes how crowdfunding works but also explains investment approaches, secondary markets, governance and compliance, transparency, and risk models that are necessary for investors to make informed decisions. |
The Risks and Rewards of Debt-Based Crowdfunding
As with all investments, debt-based crowdfunding bears its risks for both the business and the investors. Here are some of the most important risk factors for both sides that you should be …
THE FINANCIAL CROWDFUNDING WITH DIVERSE BUSINESS …
Debt or Peer to Peer Lending based crowdfunding can be defined as the use of an online platform that matches lenders/investors with borrowers/issuers in order to provide unsecured loans.
Peer-to-Peer Lending: A Financing Alternative for Small …
Sep 9, 2015 · Data suggest that peer-to-peer lending may be a viable financing alternative for small businesses, particularly given the post-recession credit market, although financial …
REGULATORY FRAMEWORK FOR THE LOAN-BASED …
crowdfunding platforms represent a new mode of financial intermediation by connecting directly lenders and borrowers via internet platforms. While the share of loans facilitated by lending …
EN Copernicus ACCESS TO FINANCE
Apr 5, 2019 · Debt crowdfunding requires the company to release a business plan to the crowdlending platform, detailing the level of debt and the commercial strategy to recover the debt.
P2P lending and outside entrepreneurial finance* - University …
sometimes called marketplace lending or debt crowdfunding - where unlisted SMEs raise medium term loans from a combination of the crowd of small investors and financial institutions via …
THE CROWD - EB-5 Projects
Crowdfunding is ushering in a new era of capital formation for small to medium sized businesses. Rewards-based platforms such as Kickstarter and IndieGoGo already enable over $2 billion in …
Rules for Engaging in Debt-Based Crowdfunding
Set the minimum standards and procedures for Debt-Based Crowdfunding Companies. Debt-Based Crowdfunding activity shall not be carried out except after obtaining a license from …
The role of crowdfunded debt in early stage entrepreneurial …
This is pure business-to-business debt and therefore contrasts sharply with the dominant role of many small investors in crowdfunded debt in the UK.
ANALYSIS OF THE BUSINESS MODELS OF CROWDFUNDING …
This thesis analyzes the key components for the business models of crowdfunding platforms (CFPs) based on equity, debt and hybrid forms.
A Debt-Based Crowdfunding Case Study - dcsx.cw
Debt-based crowdfunding (and especially micro debt-based crowdfunding) bears with it a significant risk of capital loss. And Kiva advises all their lenders to understand the risks …
Crowdfunding and the Federal Securities Laws by C. Steven …
Crowdfunding, sometimes called peer-to-peer lending when it involves debt financing, is a possible solution to the smail business funding problem. Crowd funding, is, as its name …
The Essence of Crowdfunding - Alaska Department of …
Oct 7, 2015 · What if I issue stock or debt that doesn’t quite match up with the law? The biggest risks? The division does not provide legal advice, but we have many resources to offer.
UNDERSTANDING DEBT AND EQUITY CROWDFUNDING …
Debt-Based Crowdfunding • What is happening in a Typical Debt-Based Crowdfunding Campaign? • For this example we will again assume the subject “campaign” is for an …
Economic Value of Texts: Evidence from Online Debt …
Borrower verify identity, set up loan request (listing) web page, specifies amount requested, max interest rate, etc.. They also provide textual descriptions. Information. from credit reports are …
Crowdfunding small businesses and startups: A systematic …
It presents the findings from a systematic review to better explain the pros and cons of utilizing these disruptive technologies for crowdsourcing or crowd-investing purposes.
Rules for Engaging in Debt-Based Crowdfunding
The Debt-Based Crowdfunding license application shall be submitted to SAMA in accordance with the Law and the requirements, guidelines and procedures set forth herein and as per the …
Highlights from the First SEC-NYU Dialogue on Securities …
Preliminary evidence suggests that crowdfunding lowered the barriers for entry for entrepreneurs. Vlad Ivanov from DERA discussed empirical results from his recently released white paper on …
Angel Investment Crowdfunding Grants / Prizes / Stipends …
FIND THE SMALL BUSINESS AND STARTUP FUNDING YOU NEED The City of Houston’s Office of Business Opportunity has created a directory of funders providing various options for …
Equity-Based Crowdfunding Vs. Debt-Based Crowdfunding: …
Equity-based crowdfunding and debt-based crowdfunding, in particular, have been the most popular methods used to raise funds. However, a lot of business owners, and even various …
The Risks and Rewards of Debt-Based Crowdfunding
As with all investments, debt-based crowdfunding bears its risks for both the business and the investors. Here are some of the most important risk factors for both sides that you should be …
THE FINANCIAL CROWDFUNDING WITH DIVERSE BUSINESS …
Debt or Peer to Peer Lending based crowdfunding can be defined as the use of an online platform that matches lenders/investors with borrowers/issuers in order to provide unsecured loans.
Peer-to-Peer Lending: A Financing Alternative for Small …
Sep 9, 2015 · Data suggest that peer-to-peer lending may be a viable financing alternative for small businesses, particularly given the post-recession credit market, although financial …
REGULATORY FRAMEWORK FOR THE LOAN-BASED …
crowdfunding platforms represent a new mode of financial intermediation by connecting directly lenders and borrowers via internet platforms. While the share of loans facilitated by lending …
EN Copernicus ACCESS TO FINANCE
Apr 5, 2019 · Debt crowdfunding requires the company to release a business plan to the crowdlending platform, detailing the level of debt and the commercial strategy to recover the debt.
P2P lending and outside entrepreneurial finance* - University …
sometimes called marketplace lending or debt crowdfunding - where unlisted SMEs raise medium term loans from a combination of the crowd of small investors and financial institutions via …
THE CROWD - EB-5 Projects
Crowdfunding is ushering in a new era of capital formation for small to medium sized businesses. Rewards-based platforms such as Kickstarter and IndieGoGo already enable over $2 billion in …
Rules for Engaging in Debt-Based Crowdfunding
Set the minimum standards and procedures for Debt-Based Crowdfunding Companies. Debt-Based Crowdfunding activity shall not be carried out except after obtaining a license from …
The role of crowdfunded debt in early stage entrepreneurial …
This is pure business-to-business debt and therefore contrasts sharply with the dominant role of many small investors in crowdfunded debt in the UK.
ANALYSIS OF THE BUSINESS MODELS OF CROWDFUNDING …
This thesis analyzes the key components for the business models of crowdfunding platforms (CFPs) based on equity, debt and hybrid forms.
A Debt-Based Crowdfunding Case Study - dcsx.cw
Debt-based crowdfunding (and especially micro debt-based crowdfunding) bears with it a significant risk of capital loss. And Kiva advises all their lenders to understand the risks …
Crowdfunding and the Federal Securities Laws by C. Steven …
Crowdfunding, sometimes called peer-to-peer lending when it involves debt financing, is a possible solution to the smail business funding problem. Crowd funding, is, as its name …
The Essence of Crowdfunding - Alaska Department of …
Oct 7, 2015 · What if I issue stock or debt that doesn’t quite match up with the law? The biggest risks? The division does not provide legal advice, but we have many resources to offer.
UNDERSTANDING DEBT AND EQUITY CROWDFUNDING …
Debt-Based Crowdfunding • What is happening in a Typical Debt-Based Crowdfunding Campaign? • For this example we will again assume the subject “campaign” is for an …
Economic Value of Texts: Evidence from Online Debt …
Borrower verify identity, set up loan request (listing) web page, specifies amount requested, max interest rate, etc.. They also provide textual descriptions. Information. from credit reports are …
Crowdfunding small businesses and startups: A systematic …
It presents the findings from a systematic review to better explain the pros and cons of utilizing these disruptive technologies for crowdsourcing or crowd-investing purposes.
Rules for Engaging in Debt-Based Crowdfunding
The Debt-Based Crowdfunding license application shall be submitted to SAMA in accordance with the Law and the requirements, guidelines and procedures set forth herein and as per the …
Highlights from the First SEC-NYU Dialogue on Securities …
Preliminary evidence suggests that crowdfunding lowered the barriers for entry for entrepreneurs. Vlad Ivanov from DERA discussed empirical results from his recently released white paper on …
Angel Investment Crowdfunding Grants / Prizes / Stipends …
FIND THE SMALL BUSINESS AND STARTUP FUNDING YOU NEED The City of Houston’s Office of Business Opportunity has created a directory of funders providing various options for …
Equity-Based Crowdfunding Vs. Debt-Based Crowdfunding: …
Equity-based crowdfunding and debt-based crowdfunding, in particular, have been the most popular methods used to raise funds. However, a lot of business owners, and even various …
